Business ProfileforTorro, LLC

I looked into this company for a way to get funding for my new business. Since they were an affiliate of a prior company I used for a loan I was told that these people were also a loan company (i.e., bank). When I initially spoke to them, they said they would be able to get me personal lines of credit through several different banks. Once I began having conversations (on a recorded line) with **** and **** they now were stating that it would be part of a credit card which I hadn't thought much of because they knew I was looking for a loan for my new business.I told them the amount I was looking for and I was told that it was best to get as much as I could because I was approved for it. When I told them the amount of a LOAN that I was wanting they kept pushing me to increase the amount of funding which I would receive only because they receive more money the more credit they get you (10%). When I told them the small amount that I wanted I was told that if I spent close to the amount of funding that I received too quickly then that would negatively impact my credit score because the "banks" prefer to only see about 30% of the amount spent. I ended up increasing the amount after hearing that it could impact my credit score. When I talked to ****, he specifically stated that my terms were going to be (which I have in an email) 1% and 18 months even after me asking him to confirm. Nothing about separate individual cards and multiple different terms. I asked him why the contract stated otherwise, and he said, "not to worry, it is the terms that we discussed so hurry up and sign". After seeing multiple (almost 7) credit cards being put in my name I was very upset. If I had wanted to fund my business with a credit card; of which I already have nearly ****** available to me, I would have just used the ones I already have. After speaking to **** about these cards being put in my name, he told me Its like going to ********* and ordering a cheeseburger or making one yourself, sure you could make one yourself, but you go to experts to do it instead". It takes 2 seconds to apply for a credit card and anyone can do it. I didn't need anybody to do that for me nor did I want anybody to do that for me. As a result of this companies misleading lies and them falsifying terms, I was forced to cancel all funding and now they are expecting me to pay them for "services rendered" for a service that I never received and was completely mislead and miscommunicated in every which way to me. I am completely dissatisfied and shocked that a company even exists to be doing this to people.