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Description

I was contact via phone on 1-8-24 and i was advised that i owed a total of $800 for a payday loan that i took out in the year 2012 the orignal amount was $200. They told me on the phone that i could take a settlement offer of the amont of $500 i advised them at that time i did not have the funds for that much and the person i spoke to told me i can set up a payment plan or go to court and would have to pay over $2,000 the day that we would go to court. I was scared of that option so i set up a payment plan and she emailed me the payment plan. I then called the woman i spoke to back and made a payment of $300 on 1/11/24 and set up a payment plan for the rest in February i lost my job and advised them of this and tried to work with them for the rest. I then got another phone call on 3/14/24 from a different woman who told me the same thing that i would have to pay an amount of $500 or they would take me to court and would have to pay over $2000 the day we went to court i made a payment of $125 on 3/14/24 and another payment of $50 on 3/27/24. She then set me up a payment amount of $125 on 4/19/24 and was not able to make that payment. I then received a voice-mail on 4/19/24 stating that they needed the payment or they would be send it through the county i live in. I then got and voice-mail on 4/22/24 from a man stating he was from the national locater threating to get access to my social media my job and my family members and that i had two choices i could contact the comapany to sign a ROF or he was coming to my house. He did not say what company he was calling for or any other information. He was just threatening all them things i called the number he called from and they advised me that they did not have have any one by my name in their systems. I then got a voice-mail on 4/25/24 from the same woman and in that voice-mail she gave all my information my name, date of birth, and my social security number and a old address and asked me if anyone would we at this address on 4/26/24 between the hours 12pm and 5pm. I then got a text message on 4/25/24 with a file telling me i have 10 days to respond or legal actions would be tooken and had a amount of $25. I have all emails and text messages and voice-mail from all these people if need be. It would be amazing if someone could contact me.

Dollars Lost

$475

Targeted Person's Location

KY, USA- 40953

Scammer Information
Scammer location logo

Charlotte, NC- 28227

Mobile logo

(859) 904-7391

Web logo

1stpointsolutions.com

Scam Type

Debt Collections

Learn More

Business name

Payday Loan Scam

Date Reported

April 25, 2024

Scam ID

836111


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