Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

America's First Federal Credit Union has 21 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • America's First Federal Credit Union

      1200 4th Ave N Birmingham, AL 35203-1631

      BBB Accredited Business
    • America's First Federal Credit Union

      PO Box 11349 Birmingham, AL 35202-1349

      BBB Accredited Business
    • America's First Federal Credit Union

      3312 Old Columbiana Rd Hoover, AL 35226-3337

      BBB Accredited Business
    • America's First Federal Credit Union

      2131 19th St N Bessemer, AL 35020-8840

      BBB Accredited Business
    • America's First Federal Credit Union

      1819 20th Ave SW Birmingham, AL 35211

      BBB Accredited Business

    Customer ReviewsforAmerica's First Federal Credit Union

    Credit Union
    Multi Location Business
    View Business profile
    View Business profileBBB accredited business

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Provide Your Information to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

    All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

    This is automatically determined using your first name and first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    9 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from Jeremy C

      1 star

      07/09/2024

      As numerous have reported they never answer the phone. I have held for close to an hour with no answer numerous times.
    • Review from Charles R

      1 star

      02/29/2024

      If I could give less stars I would. Horrible experiences throughout. My tax refund was sent to my account, I get my payroll, and VA benefits sent to this account, but for no reason they returned my tax refund to the *** because they suspected fraud. How is it fraud, when I bank with AFCU, my money is with AFCU, and something comes in from ***, you send it back? Place is a joke. Will take my buisness elsewhere.
    • Review from John H

      1 star

      02/10/2024

      Just like many of the other reviews here I didn't miss a payment for years on my loan until they decided to cancel all the auto payments that were set up. No notice of the missed payment via call, text, mail, or email. I didn't realize this had happened until my credit score dropped over a hundred points. When I called to figure out what was going on they admitted this was an ongoing problem for people so rather than fix the issue with people they'd rather torpedo your credit score for an issue they created. I was told the late payment remark would be rectified, psych. Thanks alot America's First, really looking out for your customers!
    • Review from Claire B

      1 star

      12/30/2023

      Terrible Service. I paid off my car loan, and have been trying to shut down my account. I gave them all the information they requested, but they are still making me jump through multiple hoops to close my account. Extremely unprofessional over the phone and unhelpful. Do not recommend at all.
    • Review from Joshua M

      1 star

      12/27/2023

      This place is a joke. They took out overdraft fees when we were clearly in the positive, saying oh, its cause of your available balance.lady, I told you what the available balance it shows under the transaction says, and it is positive then a fee taken out, positive and another fee7 fees we are owedonly given three, then they send a threatening letter in the mail talking about it being overdrawnno c*** ********! **** made it that way with all the stupid fees that were bogus!! Will never recommend this place to anyone.
    • Review from Courtland W

      1 star

      10/22/2023

      The new system upgrade through off my balance. I have Flex pay for my rent. If I have the 1st payment it automatically drafts. If I don't it will check until I do have the money. The 1st draft is on the 1st of the month, of which I have 4 days to pay. I planned to pay on the 5th when I got paid, but the upgrade made it looks as though I had more money than I actually had. Before the upgrade my balance was about ******. That Monday when the upgrade finished it projected that I had ******* for some reason. Long story short, I ended up being 500+ in the negative. I called to straighten it out and was on hold for 45 mins until I was told by the system I'd get a call back. That never happened. I finially reached someone the next day and she was very rude. She replied "well you knew this upgrade would happen". To which ai replied "who would knownmy balanced would be botched?". I asked to speak to a supervisor and she said one was not in but they'd call me. That never happened! I went to a bank branch was given the same treatment. All I wanted was to be given a 0 balance. I've banked with AFFCU for about 7 yrs but no more! I see that I was not cared for as a customer at all. I also ralked with a few friends that banks with AFFCU and they has similar problems. I am done with this bank. Do not give them business!
    • Review from Steve L

      1 star

      10/21/2023

      **************** is pathetic! They only have one number for all transactions. No one EVER answers the phone. The wait music is not appropriate for the wait. Should be the Jeopardy wait music. For a Federal Credit Union, this bank needs help!
    • Review from Nicholas B

      1 star

      09/26/2023

      The worst bank I have ever dealt with. I sent in a check in Aug. '23 to pay off my vehicle loan. The check was returned to my bank for unknown reasons. I called and the ******* told me that I paid my August bill. I told her this was for the payoff and she said she would give me the new 10 day payoff amount on 9/26/23. I told her I would pay the original 10 day payoff since they rejected the check. She said I could take it up with collections and that she needed to put me on hold. As you can guess she never came back on the line. I still dont know how to payoff my loan. No info on the portal or online as to where to send a check. Please help!!! They will turn me over for collections for non-payment even thought its their own fault.
    • Review from Robert S

      1 star

      05/24/2023

      Collections is the most rude people I have ever delt with.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business.