Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Lending 3 Inc has locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    ComplaintsforLending 3 Inc

    Mortgage Lenders
    View Business profile
    View Business profile

    Need to file a complaint?

    BBB is here to help. We'll guide you through the process.

    File a Complaint

    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

    Filter by

    Showing all complaints

    Filter by

    Complaint Status
    Complaint Type
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      I received a sales call from an employee of Lending 3, who did not identify himself. I told him I was not interested in their services, and he got belligerent and began arguing with me. I again stated I was not interested and hung up. He immediately called back from a different number and was belligerent and argumentative, I told him I was definitely not interested in doing any business with him and hung up again. He called back immediately a third time from a third number. I gave the phone to my husband, and the man from Lending 3 asked to speak to the owner of my home and gave the full address, and immediately began complaining that I would not listen to him. My husband asked him what he wanted so we could complete the call and he would leave us alone. The man stated "You don't know who you're talking to", my husband said "an assh**e apparently" and the Lending 3 employee stated "Oh, I'm an assh**e? I wouldn't say that to someone who can be at your house in 5 minutes. See you soon." And hung up. I felt afraid and threatened. My husband locked all our doors, and we immediately contact the parent company. I spoke to ********* who was very polite and apologetic, and said she would report immediately to the owner, I asked for a callback to let me know if the owner would get in touch with me, but I did not hear back.

      Business response

      01/11/2023

      Here is my response:

      I actually just spoke to Ms. ***** She explained the entire situation and I am looking into this on my side and said I would let her know if I had any additional information. I did give her my personal information as well so in case she has any future questions she could reach out to me.

    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Resolved
      We were contact by ************************* who told us we qualified for a refinance with cash back to pay off other bills leaving us with one monthly payment. Pulled our credit, had us sign documents just like we were ready for a closing. We sent him all kinds of documents with our information on them. Them one day he ghosted me and after 3 days sent me a message he had the stomach flu the reason he hadnt called. This is when the texting began. Another person with Lending 3 started talking to me asking for more info. I finally received a phone call that we couldnt be financed because our mortgage wasnt seasoned . This all put us in a really bad place as we were told not to pay any of our bills as we were closing! What a joke this company is!!! If they call you HANG UP!!!!! RUN!!!!!!! Really bad way to treat a veteran! But guess they dont care!!!!!!
    • Complaint Type:
      Order Issues
      Status:
      Answered
      Lending 3 Mortgage called us, we never reached out. My husband did the application process. The rep told us that we could refinance a mobile home in a park (land not owned) FHA. They took our information, had us pay for an appraisal, had the appraisal done and then emailed us back that they can't complete the transaction as we don't own the land when they were told up front. The will not return our calls. Part of the refinance was to also pull some not all equity to pay off some of our debt. Many creditors were called to obtain payoffs, now we have to continue on as normal. They had Property Rate Appraisal contact us about the appraisal which is also based out of ********** just as Lending3 website says. Not 100% sure if they are an actual company.

      Business response

      08/18/2022

      We apologize the client had paid for an appraisal when in fact we can not lend on a mobile home when the land is not owned. We will speak with the representative to make sure they are properly trained on our lending requirements. We would like to offer a refund of the appraisal cost that the clients had incurred. Please feel free to contact me directly. 

       

      Thank you!

       

    Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.