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Credit First Financial has locations, listed below.

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    ComplaintsforCredit First Financial

    Debt Relief Service Referral
    View Business profile
    View Business profile

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    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Service or Repair Issues
      Status:
      Unanswered
      This company has set up a robocalling system that has been calling me multiple times a day, for months. Each time using a different phone number, making it impossible to block them. I have called them back each time, told them I was on the National Dot Not Call registry and that they can be fined for doing this. They just laugh and hang up.
    • Complaint Type:
      Billing Issues
      Status:
      Unanswered
      I am deeply concerned about the sharing of my nonpublic information with credit bureaus and the resulting inaccuracies on my credit report. This situation has caused significant financial and emotional distress.Under 15 USC **** Section 602, I have the right to financial privacy, and I expect my information to remain confidential.Furthermore, 15 USC **** Section 604(a)(2) states that a consumer reporting agency cannot furnish account information without my written instructions, which I have not provided.I have identified inaccuracies on my credit report from World Finance, impacting my financial well-being. I request these inaccuracies be corrected promptly.Lastly, please remember 15 USC 1666(b), which prohibits treating payments on a credit card account as late under certain circumstances.For reference, my account details are as follows:Account Number: *********I request a thorough review of my account, prompt correction of credit report inaccuracies, and strict adherence to federal laws regarding my information.Failure to address these issues may compel further legal action. I anticipate your prompt response and resolution to these concerns.Thank you for your immediate attention to this matter.Sincerely,*******************
    • Complaint Type:
      Service or Repair Issues
      Status:
      Unanswered
      The business fraudulently charged my account and refused to return the charge
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      Pursuant to 15 USC 1692c.(C) I am notifying you in writing that I refuse to pay this alleged debt, and I am demanding that you cease all forms of communication with me through any and all mediums. Pursuant to 15 USC 1692c.(c)(2)- I am invoking my specified remedy as a consumer, and original creditor I am demanding all of the following: Zero out the balance on this account. ***** me my title lien free. Pay the attached invoice and compensate me for every violation labeled in the attached exhibits. Deletion from all consumer reports

      Business response

      04/25/2022

      This complaint is meant for a different company. We provide debt relief service and do not extend credit to consumers. We are not a lender or bank and do not report anything to the credit bureaus as we do provide funds of any kind. Please remove this complaint and place it with the correct party. Thank you.
    • Complaint Type:
      Service or Repair Issues
      Status:
      Unanswered
      I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with Transunion, Equifax, and Experian. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The ************************* which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act.1. CRDT FIRST bal. $0.00 **** # *********

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