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Financial Literacy Group has 1 locations, listed below.

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    Business ProfileforFinancial Literacy Group

    Life Insurance
    BBB accredited business

    Additional business information

    Additional Info:

    Ron Harris, MBA, MBE, Certified Financial Educator (CFEI), Author, Insurance Professional and CEO of Financial Literacy Group, LLC, was born in Los Angeles, CA. Ron earned a master's degree in global marketing and communications at the University of Essex, UK.

    Ron Harris is an entrepreneur who has over 20 years’ experience researching, developing integrated sales and marketing strategies that have launched new solutions and technological products for startups, SMEs, and corporations. Ron has worked with companies such as Union Bank of CA, Prudential, KCBS, KCAL, KTLA, FatBurger, the Dial Corporation, Sunkist, MSE, ILG and DocuWise.

    For the last 7 years Ron has been helping people on Main Street manage their finances like people who work on Wall St.

    Ron has traveled across the US and to over 40 countries to study causes of wealth disparity so that he could apply this knowledge at home in the United States. Ron is dedicated to helping working class people optimize their personal financial positions, improve their lives, retire with dignity and build generational wealth.


    See all additional business information

    At-a-glance

    Customer Reviews

    This business has 0 reviews

    Customer Complaints

    This business has 0 complaints

    BBB Rating & Accreditation

    Accredited Since: 8/3/2022

    Years in Business: 8

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Financial education services are available in Financial Literacy Group (FLG), EST in 2012 is a financial wellness company who serves middle class individuals and families. We are a collaboration of solution specialists, software developers, systems integrators, debt counselors, certified financial educators, experienced independent financial advisors, insurance agents and incentive tax recovery experts, that are dedicated to the wellbeing of you and your family.

    Products & Services

    1. Accelerated Debt Payment: The technology acts like a GPS, directing funds in the most efficient way to pay off debts earlier than the standard term. It can reduce the interest paid and help users to become debt-free more quickly. This is akin to the snowball or avalanche methods of paying off debt, but it's driven by AI and algorithms. The technology integrates with the IUL, enhancing the policy’s characteristics based on the changes of the IRS codes 7702 and 101a in the Cares Act 2020.
    2. Using Index Universal Life Insurance (IUL) for Banking Purposes: This is an advanced financial strategy that goes much further than the "Infinite Banking Concept" or "Bank on Yourself." With an IUL, there's potential to earn tax free interest based on index market performance without the risk of losing principal. Furthermore, policyholders can borrow against their IUL cash value, effectively "banking" with their policy. The idea is that instead of paying interest to a bank, lender or even the life insurance company, they're not paying back the loan, they are paying off debt in record time, overfunding the IUL with the policy owners liabilities and theoretically earning the interest on themselves.
    3. Tax Advantages: One of the key benefits of an IUL is its tax-advantaged growth. Earnings within this policy are not taxable. Furthermore, loans against the policy typically aren't considered taxable income.

    Business Details

    Location of This Business
    Long Beach, CA 90802-7946
    BBB File Opened:
    3/12/2021
    Years in Business:
    8
    Business Started:
    10/6/2015
    Business Started Locally:
    10/6/2015
    Business Incorporated:
    10/26/2020
    Accredited Since:
    8/3/2022
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    Type of Entity:
    Limited Liability Company (LLC)
    Number of Employees:
    4
    Alternate Business Name
    • Financial Literacy Group LLC
    Hours of Operation

    Primary

    M:
    9:00 AM - 7:00 PM
    T:
    9:00 AM - 7:00 PM
    W:
    9:00 AM - 7:00 PM
    Th:
    9:00 AM - 7:00 PM
    F:
    9:00 AM - 7:00 PM
    Sa:
    10:00 AM - 5:00 PM
    Business Management
    • Mr. Ron Harris, CEO
    Contact Information

    Principal

    • Mr. Ron Harris, CEO

    Customer Contact

    • Mr. Ron Harris, CEO

    Industry Tip

    BBB Tip: How to buy life insurance

    Customer Complaints

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