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ComplaintsforM. Leonard & Associates
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Complaint Details
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Initial Complaint
01/29/2024
- Complaint Type:
- Customer Service Issues
- Status:
- Unanswered
I am not aware of this account with ******************** I am not liable with this debt to ******************** I do not have a contract from the collections agency M LEONARD & ASSOCIATES, they did not provide me with the original wet signature contract as I requested.Initial Complaint
01/22/2024
- Complaint Type:
- Customer Service Issues
- Status:
- Unanswered
I am not liable for this debt with charter communications, I do not have a contract with M LEONARD & ASSOCIATES, they did not provide me with the original contract as i requested.Initial Complaint
12/11/2023
- Complaint Type:
- Customer Service Issues
- Status:
- Unanswered
I am not liable for this debt with *********************************, I do not have a contract with M. Leonard & Associates, they did not provide me with the original contract as I requestedInitial Complaint
07/27/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
I am not liable for this debt with LVNV Funding, LLC. I do not have a contract with the collection agency trying to collect and report this to my credit reportBusiness response
08/15/2023
Your letter states you are disputing a debt with LVNV Funding but we are M Leonard & Associates. Also as I am not legally allowed to respond to this possible dispute via this portal, I have sent you a letter that I hope answers all your questions.
Should you have any further questions you can reach our office at ************.
Initial Complaint
03/28/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
I am not aware of this account. I have reached out to ********************** and M LEONARD & ASSOCIATES to have this account removed from my file and they are always saying the same excuse, which is no longer acceptable. I have filed this as an outcome of Identity Theft. Regardless of all actions done on my end, there was no action from ********************** Thus, I am reaching out to seek assistance to have M LEONARD & ASSOCIATES confirm that I have no account with them and that the ********************** can simply remove it from my credit report.Business response
04/25/2023
ID ******** Re: *************************** Roles
To whom it may concern:
According to applicable State and Federal Law, we are prevented from discussing the details of our response with your organization, unless we are provided with necessary written release. At the present time I cannot even confirm that there are accounts with this office.
Please refer to the ***** (Federal Debt Collection Practices Act), section 805(b):
(b)COMMUNICATION WITH THIRD PARTIES. Except as provided in section 804,without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a postjudgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector.
Upon receipt of the signed written release from the claimant that you are acting as his agent we will be able to provide you with a detailed response.
Thank you very much for your continued professional courtesy and cooperation in this matter.***********************, President
M. Leonard & Associates
Initial Complaint
01/13/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
M Leonard & Associates is Committing abusive, deceptive and unfair debt collection practices by furnishing debts to my consumer report as a means of coercing me to pay an extension of credit, which is a direct violation of 18 U.S.C 894 - Collection of extensions of credit by extortionate means. They have taken adverse action against me, with forethought and malice, by furnishing inaccurate and knowingly false collections to my consumer report without my lawful authority. This adverse action as defined under 12 CFR 1002.2(c)(1)(i), has negatively affected my ability to extend credit and operate in commerce. Congress makes it clear that causing a restraint of trade or conspiring to cause a restraint of trade, pursuant to 15 U.S.C 1, is declared to be illegal to and carries both civil and criminal penalties. My right to privacy and my right to know where and how to direct the disclosure of my nonpublic information in accordance with 15 U.S.C 6801(a) of the ********************* ****** Financial Protection Act, has been violated. No response to the letter sent on 11/2/22 either. I declare under penalty of perjury that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. ****. These misstatements are punishable as perjury under 18 U.S.C. ****. This item found on my credit report isn't related to any transaction that I made. I am alleging that an unauthorized person or company used my personal identifying information to apply for goods, services, or money; and was successful in creating this account. This debt collector is in violation for putting this unknown account on my credit report. This has caused me to suffer and its defamation of my character.Initial Complaint
08/10/2022
- Complaint Type:
- Billing Issues
- Status:
- Answered
I am not liable for this debt********************* and do not have a contract with M. Leonard & Associates. They have yet to provide me with an original application or contract as I have requested. This account has been disputed and subsequently removed from my credit reports several times due to a failure to verify and validate said accounts. In accordance with the FCRA, once an account has been deleted it is illegal to re-insert the debt back onto my credit report.Customer response
08/29/2022
Mailing Address:
M Leonard & Associates
PO Box 2339
Van Nuys, ** 91404
Website:
****************************************
Phone number:
************** or **************Business response
09/06/2022
Consumer Response /* (-5, 8, 2022/08/29) */ Mailing Address: ***************************************************** Website: ************************* Phone number: ********************************Initial Complaint
08/24/2021
- Complaint Type:
- Customer Service Issues
- Status:
- Answered
I am not liable for this debt and I do not have a contract with M LEONARD & ASSOCIATES plus they did not provide me with the original application like I asked. Account No:00VCAXXXXXXXXX Amount Disputed:$0
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Customer Complaints Summary
8 total complaints in the last 3 years.
7 complaints closed in the last 12 months.