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ComplaintsforEducational Funding Resources
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Complaint Details
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Initial Complaint
06/02/2022
- Complaint Type:
- Service or Repair Issues
- Status:
- Unanswered
There is an erroneous debt account on my Equifax credit report from this company that I never did business with. I have disputed the account already in writing. It remains. I require the company to provide validation documentation with my original signature, the original creditor, and proof of last activity. They have the account open date as 2009, which is long overdue to be deleted from my report even if it were mine. However, they are reporting a false "last payment activity" as occuring in 2018 that most certainly never happened. I was in and out of the hospital in 2018, my spouse was in and out of the hospital with combat related injuries, and our financial hardship was dire. I would certainly remember if I had made any such payments. No such payment activity occured. I believe this company to be intentionally reporting false information knowingly to make it seem that there was activity on the account when there was not so that they were able to fool the credit bureau into reporting an ancient account far too old to be reported regardless of ownership. I dispute account ownership, and account activity. Please respond with validation documentation. A simple statement of "we verified this information as accurate" will not suffice. You must produce evidence. The burden of proof, by federal law, is yours. I am the full time Caretaker of a 100% permanent and total disabled combat wounded Veteran, and my credit score is being trashed by false credit file information when I need to apply for safe housing for my family in a highly competitive housing market. For that reason, this is your only chance to exercise right to remedy before I escalate my complaint to the Federal regulatory agencies as I prepare for a Fair Debt Reporting Act and Fair Debt Collection Practices Act violations lawsuit in federal court.
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BBB Rating & Accreditation
This business is not BBB Accredited
Customer Reviews are not used in the calculation of BBB Rating
Contact Information
1946 Tyler St
Hollywood, FL 33020-4517
Customer Complaints Summary
1 total complaints in the last 3 years.
0 complaints closed in the last 12 months.