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Find a Location

First Federal Bank has 3 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • First Federal Bank

      4705 W US Highway 90 Lake City, FL 32055-4884

    • First Federal Bank

      9700 Philips Hwy Ste 101 Jacksonville, FL 32256-1344

    • First Federal Bank

      1891 S 14th St Fernandina Beach, FL 32034-3033

    Business ProfileforFirst Federal Bank

    Bank
    Multi Location Business

    At-a-glance

    Customer Reviews

    3/5stars

    Average of 3 Customer Reviews

    Customer Complaints

    2 complaints closed in last 3 years

    0 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Related Categories

    Business Details

    This is a multi-location business.

    Find a Location

    First Federal Bank has 3 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • First Federal Bank

        4705 W US Highway 90 Lake City, FL 32055-4884

      • First Federal Bank

        9700 Philips Hwy Ste 101 Jacksonville, FL 32256-1344

      • First Federal Bank

        1891 S 14th St Fernandina Beach, FL 32034-3033

      Location of This Business
      4705 W US Highway 90, Lake City, FL 32055-4884
      BBB File Opened:
      12/5/2016
      Years in Business:
      62
      Business Started:
      1/1/1962
      Business Started Locally:
      1/1/1962
      Type of Entity:
      Limited Liability Company (LLC)
      Business Management
      • Ms. Courtney Blackburn, Chief Marketing Officer
      Contact Information

      Principal

      • Ms. Amber Novak, CRA Officer

      Customer Contact

      • Ms. Amber Novak, CRA Officer
      Additional Contact Information

      Fax Numbers

      • (888) 536-1480
        Primary Fax

      Website Addresses

      Industry Tip

      BBB Tip: How to choose a new bank or credit union

      Customer Complaints

      2 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      05/15/2023

      Complaint Type:
      Order Issues
      Status:
      Answered
      I was working with broker ******* ******* on a home refinance for over a month. I was told by ******* that we would be closing on or around May 5th 2023. I was contacted by ******* on Thursday 05/04/2023 saying he was passing my loan to another First Federal broker **** ******. After speaking with ****, I was informed that my loan was no where near being completed and I had been lied to for the past month. I called First Federal to register a complaint and they basically told me they did not no why ******* had told me the loan was ready to close and that they could try to help me but it was going to take awhile since half the paperwork had not been completed. I was also informed by the First Federal manager that ******* was on a cruise and was not able to be reached to try and figure out what was going on. So basically the said sorry but it is what it is and did not try to correct the wrong. I want to know how a company can operate like this when dealing with peoples credit information and personal information and to leave them high and dry without the loan promised. Below is my last e mail with ******* and First Federal. On May 4, 2023, at 11:18 PM, ******* ******* <*****************> wrote: ?HI ******, I want to apologize for getting back to you later in the week. I wanted to let you know im bringing in my supervisor **** ****** to help us get this file close and funded ASAP. I will be here but over the next weeks I will be taking a small step back. **** will contact you shortly to go over the next steps to get this loan closed. There will be some new electronic disclosures sent out but the rest of file is already in order. Please let us know if you have any questions. ******* ******* Mortgage Loan Officer **** *** ****** See my reviews 2*** ******* *** ******** ** ***** Phone: ***** ******** Fax ************ Cell: ***** ******** ********************* ***************** APPLY NOW Reply, Reply All or Forward
      Read More

      Customer Reviews

      3 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Kathleen M

      1 star

      04/26/2023

      Accidental double payment made to my mortgage in February for the month of March. On February 28 I contacted customer service for FFB to request a refund. I was required to send a pdf file showing my checking ledger and the double payment. 4 copies were sent and all 4 I was emailed that the file couldnt be opened. I asked my bank for my checking account to fax the 2 page document and was again, emailed that they couldnt open the file. I was told I would hear from the escalation team. I have not. I have called weekly since February 28th until today to get an update. The call I made on 4/21 I was told by **** that my case had been closed as they had mailed a check. Up until that date I had not received it. So, almost 2 months have passed and Ive never been called, my double payment was subtracted from my mortgage statement, I have no check. So $640 has to this point, been stolen from me by this establishment. I requested that they apply the payment to **** mortgage payment as I had never received the check. They advised that they would have to stop payment on the check. I believe they hadnt mailed the check so a stop payment wasnt necessary. On 4/26 I received the check postmarked 3/13. I was told by **** that they have no number for their escalation team. She said that I will have to wait to hear from them to see if a stop payment was placed on the check. I cannot deposit the check until I hear from them. I will have to borrow from relatives to pay my bills again this month. I believe that this company is trying to cause as much financial stress to me that they can.

      First Federal Bank Response

      05/31/2023

      We're sorry to hear your experience with the Bank has not been the positive one we strive for. We have reached out to you directly to ensure this is resolved and we can earn your business in the future. 

      Local BBB

      BBB Serving Northeast Florida & The Southeast Atlantic

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