Business ProfileforDade County Federal Credit Union

********** Federal Credit Union open a secure credit card account with out my acknowledgement. It start from a secure credit account, I believe from 2020-2022 which I close. I close the account because of identity theft. At the time of the dispute they claim it take 90 days for a dispute to be complete with no credit payment in my account. I agreed to wait for the completion of the dispute. I experience terrible financial hardship during those period. On 5/23/************* Federal Credit Union didn't communicate with me regarding the discharges and proceeded to add charges of $838.10 from a close secure account ********************** account to now overdraft checking account with more then a year on a dispute that was originally completed to my account with out my acknowledgement. 18 U.S. Code 894 - Collection of extensions of credit by extortionate means c)In any prosecution under this section, if evidence has been introduced tending to show the existence, at the time the extension of credit in question was made, of the circumstances described in section 892(b)(1) or the circumstances described in section 892(b)(2), and direct evidence of the actual belief of the debtor as to the creditors collection practices is not available, then for the purpose of showing that words or other means of communication, shown to have been employed as a means of collection, in fact carried an express or implicit threat, the court may in its discretion allow evidence to be introduced tending to show the reputation of the defendant in any community of which the person against whom the alleged threat was made was a member at the time of the collection or attempt at collection.