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Find a Location

Merchants Association Collection Division Inc. has locations, listed below.

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    ComplaintsforMerchants Association Collection Division Inc.

    Collections Agencies
    View Business profile
    View Business profile

    Additional Complaint Information

    Customer Complaint:
    BBB files indicate that this business has a pattern of complaints concerning: Failure to send consumers validation of debt after consumers request, and delay in closing accounts consumers have paid. On December 11, 2014, the BBB sent a request to the business to address this pattern and what actions the business has taken to help eliminate the causes of complaints.

    A response from the business has been received and is being reviewed.
    See all additional business information

    Need to file a complaint?

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    File a Complaint

    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Showing all complaints

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      I am not liable for this debt with AMEREN ILLINOIS, I do not have a contract with MERCHANTS ASSOCIATION CO. They did not provide me with the original contract as I requested.

      Business response

      05/22/2024

      We are in receipt of the consumer complaint from **************. We thank you for bringing this matter to our attention. Upon receipt of the consumers complaint,we requested an itemized statement from our client. We received the itemized statement and compared it against our information and did not find any discrepancies. As such, we are not changing or updating the consumers credit information at this time. We are mailing a copy of the itemized statement to the consumer at the address on file for his reference. (The consumer did not include an address with the complaint.) We hope this adequately addresses your inquiry and resolves the consumers complaint.

       

    • Complaint Type:
      Billing Issues
      Status:
      Answered
      I am not liable for this debt with Ameren Illinois. I do not have a contract with Merchants Association Collection Division Inc. They did not provide me with the original contract as requested.

      Business response

      04/05/2024

      We are in receipt of the consumer complaint from **************** We thank you for bringing this matter to our attention. Upon receipt of the complaint, we requested an itemized statement from our client. We intend to mail a copy to the consumer when we receive it. We hope this adequately addresses your inquiry and resolves the consumers complaint.

       

    • Complaint Type:
      Billing Issues
      Status:
      Resolved
      I received a call. I missed the call. I called back. The lady who answered ****** didn't identify the company or the purpose of the call. She stated that the call was recorded. I asked her to identify the company which she refused and asked my name. I refused and asked if she was a bill collector she lied and said they weren't and refused to give me any information about the company or what they normally call about. I didn't want personal information I wanted to know who they were. She said she wouldn't give me any information so I hung up.

      Business response

      03/01/2024

      We are in receipt of the consumer complaint from ****************************. We thank you for bringing this matter to our attention. Upon a careful review of this matter, however, there does not appear to have been any error or Sherloq Financials part. When Sherloqs rep answered the consumers return call, she did disclose the name of the company during the call. When asked about the purpose of the original call, Sherloqs rep tried to explain that she could not discuss anything about the call without first verifying who they were speaking to. When asked if we were a bill collector, Sherloqs rep said no,but that was part of a larger response to the consumer in which ******* was trying to explain that, no, she was not going to tell the consumer anything until she verified who she was speaking to. In short, Sherloq's reps do not discuss the purpose of the calls until they first verify who they are speaking to. We do this to avoid disclosing personal information to unauthorized third parties. In this instance, the consumer decided not to identify themselves and hung up. Again, we thank you for bringing this matter to our attention and hope this adequately addresses the consumers complaint.

      Customer response

      03/01/2024

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Sincerely,

      *********************************
    • Complaint Type:
      Customer Service Issues
      Status:
      Answered
      They keep calling my number and when I answer they hang up only to call back and do the same thing. I have no idea why they calling or who or what they are calling for. So if they dont have anything to say they need to stop calling. They have called everyday for 5 days and have done the same thing hung up. Either speak or take my number out of your robo dailer! I want asked again I have registered with do not call and will send a complaint to my state DNC reps.

      Business response

      11/10/2023

      We are in receipt of the consumer complaint from ********************************. We thank you for bringing this matter to our attention. Upon a careful review of this matter, however, there does not appear to have been any error on Sherloq Financials part. According to our records, we called the complainant 5 times, but not 5 days in a row. Rather, we called 5 times over the course of approximately 51 days. In each call, we encountered an answering machine, in which case we do not leave messages. Nonetheless, we understand the complainant is requesting we cease communications. We noted the account accordingly. We hope this adequately addresses your inquiry and resolves the consumer's complaint.
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      I attached two documents. The paid bill of ******* and the check that cleared the bank as a copy is attached. It cleared the bank in their name. I think they should investigate the error on their part. As they keep up their harassing calls to my house to collect this ***** I would like a resolution and my account cleared

      Business response

      05/10/2023

      We are in receipt of the consumer complaint from Mr. ********** We thank you for bringing this matter to our attention. Upon receipt of the consumers complaint, Sherloq Financial reviewed the payment information provided, and the account, and determined that the payment was applied to a different account.The payment has since been applied to the appropriate account and is paid in full ($0.00 balance due). The consumer will not receive any further communication from Sherloq Financial regarding this account. We hope this adequately addresses your inquiry and resolves the consumers complaint.

       

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