Business ProfileforAdvenir at Flowery Branch

Account# ******* I am writing to address discrepancies identified on my credit reports from Equifax, Transunion, and Experian. It appears that your company, Advenir at Flowery Branch, has disseminated my personal information without my explicit consent, thereby violating several legislative provisions.As specified in 15 USC 1682(c)(b), unless there's prior consent from the consumer directly given to the debt collector, express permission from a court of competent jurisdiction, or a justifiable reason to enforce a post-judgment judicial remedy, a debt collector cannot communicate, in relation to any debt collection, with anyone other than the consumer. This encompasses all communications, including those with Experian, Transunion, and Equifax.Given your company's financial dealings, Advenir, is categorized as a financial institution under 1843(k) of title 12. As such, you are also in breach of 15 USC ****.Per 15 USC ****, you are legally obligated to provide three disclosures. I have scrutinized all documents received from your institution and found none of them to contain the required disclosures as per 15 USC ****(b). (b)OPT OUT:(1)IN GENERAL, a financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless (A) said institution overtly and transparently informs the consumer, either in writing, electronic format, or any other form sanctioned under section **** of this title, of the potential disclosure to such third party; (B) the consumer is afforded the opportunity, prior to any initial disclosure, to instruct that such information not be shared with that third party; and (C) the consumer receives clarification on how they can exercise this nondisclosure choice.Given these violations, I request the removal of my personal information from Experian, Equifax, and Transunion. This letter is neither a denial of payment nor a validation request for the debt. Instead a final notice of your company's error.