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ComplaintsforFirst Premier Financial Services, LLC
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Complaint Details
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Initial Complaint
12/28/2023
- Complaint Type:
- Billing Issues
- Status:
- Unanswered
First PREMIER Bank has not validated the charge off $595.37 debt. This account is not mine and i wish for this to be removed off my credit report.Initial Complaint
08/20/2023
- Complaint Type:
- Order Issues
- Status:
- Unanswered
I am not Liable for this debt with FIRST PREMIER BANK. I do not have a contact with the FIRST PREMIER BANK, they did not provide me with the original contract as I requested.Initial Complaint
07/27/2023
- Complaint Type:
- Billing Issues
- Status:
- Unanswered
I hope this letter finds you well and I am writing to dispute an account that has been incorrectly reported on my credit file by First Premier Bank. Upon reviewing my credit report, I have discovered an account that does not belong to me and appears to be inaccurate. I am requesting your urgent attention to investigate this matter and remove the account from my credit report as soon as possible.The account in question is as follows:517800XXXXXXXXXXI can confidently assert that this account is not associated with me in any capacity. I have never had any financial dealings or agreements with First Premier Bank, nor have I opened or authorized any account with your institution. Therefore, it is evident that this account has been erroneously linked to my credit profile.As a consumer protected by the provisions of the Fair Credit Reporting Act (****), I am entitled to a fair and accurate credit report. Section 611(a)(1)(A) of the **** mandates that credit reporting agencies and creditors, like First Premier Bank, must ensure the maximum possible accuracy of consumer information. The presence of an account that does not belong to me severely impacts my creditworthiness and financial credibility, and I am exercising my rights under the **** to dispute and rectify this discrepancy.Furthermore, I kindly request that First Premier Bank initiate a thorough investigation into this matter in accordance with Section 609(a)(1)(A) of the ****. This section stipulates that, upon request, consumers have the right to be provided with verification of the account's validity and the supporting documentation. Therefore, I am formally requesting that First Premier Bank furnish me with documented proof of the account's legitimacy.In the interim period of your investigation, I request that you immediately cease reporting this disputed account to all credit reporting agencies, as per the **** guidelines. This will help prevent any further negative impact on my credit score while the investigation is ongoing.I am confident that upon conducting a comprehensive examination, First Premier Bank will find that this account does not pertain to me. I trust in your institution's expertise to handle this dispute with the utmost professionalism and expediency.Kindly acknowledge receipt of this dispute letter and provide me with a written response detailing the results of your investigation. Once the account's inaccuracy and unauthorized status have been verified, I expect its immediate removal from my credit report.Thank you for your attention to this matter. Your cooperation in resolving this dispute is greatly appreciated.
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Customer Complaints Summary
3 total complaints in the last 3 years.
2 complaints closed in the last 12 months.