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Find a Location

Combined Insurance Company has 36 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforCombined Insurance Company

    Insurance Companies
    HeadquartersMulti Location Business
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    1.31/5stars

    Average of 285 Customer Reviews

    Customer Complaints

    299 complaints closed in last 3 years

    116 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 3/20/1954

    Years in Business: 102

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Combined Insurance Company of America provides individual supplemental accident & health, disability, and life insurance products and is a Chubb company. 

    Business Details

    This is a multi-location business.

    Find a Location

    Combined Insurance Company has 36 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Headquarters
      Chicago, IL 60631
      BBB File Opened:
      1/1/1954
      Years in Business:
      102
      Business Started:
      1/1/1922
      Business Incorporated:
      10/2/1919
      Accredited Since:
      3/20/1954
      Type of Entity:
      Corporation
      Alternate Business Name
      • Combined Insurance Co. of America
      Business Management
      • Ms. Tanya Stojanovski, Manager
      • Mr. Rich Williams, President
      Contact Information

      Principal

      • Mr. Rich Williams, President

      Customer Contact

      • Ms. Micaela Falco
      Additional Contact Information

      Website Addresses

      Customer Complaints

      299 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      06/25/2024

      Complaint Type:
      Customer Service Issues
      Status:
      Answered
      I am a Combined Insurance subscriber with two active accounts, accidental and disability, since 2009. On Jan 4, 2024 I suffered an injury resulting from a fall and ultimately leading to an ambulance ride to receive emergency care at a local hospital. Subsequently 11 days later I needed to be airlifted to a different state for follow up intensive therapies. I was hospitalized for more than 2 months with a spinal cord injury. I filed a claim which was received Apr 5, 2024, assigned as claim #******** along with all supporting documents of medical injuries. On April 23, 2024 I contacted Combined and the representative stated that the claim was received and that it was delegated the claims adjuster *********************. For the best results I should check my online account for current updates. Contrary to this contact no updates online or any attempts to contact me via phone and or email were ever received. May 6, 2024 as well as May 13, 2024 I called and both times I was transferred to the supervisor whom stated the claim would be escalated to *************, the claims adjuster for her to update the claim status and that someone would return my call within 48hrs. I never heard back from anyone. Again on June 6, 2024, I was met with the same dialogue, Your claim has been escalated to the department head and they have been notified to return your call within 48hrs. No reply by June 19, 2024, so I called back again and was routed to a supervisor that assured me that the claim was being escalated and that she was handling all the preparatory work to ensure things went smoothly and expeditiously as someone would be contacting me within 48 hrs. As of current June 25, 2024 there has not been any communication of any type led by Combined insurance. During the entire life of the policies, premiums have been paid and accounts have remained active.
      Read More

      Customer Reviews

      285 Customer Reviews

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      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Jessica A

      1 star

      07/08/2024

      Very disappointed!!! I have paid accident insurance with them since 2020. You call they say they resolved cases in 10 to 15 days what a lie. I filed a claim on 6/12/24. Never heard anything. Then I call they will expedite my calls. Nothing. Now they said they don't honor the 10 to 15 business days. Waste of ************** They are completely ridiculous! Don't give your money away. 

      Combined Insurance Company Response

      07/09/2024

      Hello ****************; I am sorry for the delay in processing your claim. I have sent a request to the **************** team asking that this be expedited, and I hope that this will be resolved for you in a short period of time. If you need further assistance, please contact me at ************************************* Thank you, *****

      Local BBB

      BBB of Chicago & Northern Illinois

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