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Find a Location

PayLink Direct has 6 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • PayLink Direct

      222 S Riverside Plz Ste 950 Chicago, IL 60606-5828

      BBB Accredited Business
    • PayLink Direct

      6557 Solutions Ctr Chicago, IL 60677-6005

      BBB Accredited Business
    • PayLink Direct

      851 International Pkwy STE 100 Richardson, TX 75081-2803

    • PayLink Direct

      300 S Wacker Dr Chicago, IL 60606-6700

      BBB Accredited Business
    • PayLink Direct

      P O 5989 Carol Stream, IL 60197

      BBB Accredited Business

    Business ProfileforPayLink Direct

    Payment Processing Services
    Multi Location Business
    BBB accredited business

    Additional business information

    Additional Info:
    Please note that PayLink Direct is a billing and payment processing center for vehicle and home service contracts. It does not sell, administer, or pay claims for vehicle or home service contracts and is not a party to vehicle or home service contracts.
    If your complaint is regarding the sale of the service contract, cancellation and/ or refund of the service contract, please contact the service contract Sales Agent or Dealer for assistance.
    If your complaint is regarding any product or claim issues, please contact the service contract Coverage Administrator for assistance.
    Contact information for the service contract Sales Agent, Dealer or Coverage Administrator is available by calling (800) 839-7940, emailing [email protected], or logging into www.mypaylinkdirect.com. Hours are Monday through Friday 8:30a to 5:00p CST.

    At-a-glance

    Customer Reviews

    1.06/5stars

    Average of 77 Customer Reviews

    Customer Complaints

    119 complaints closed in last 3 years

    24 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 9/1/2008

    Years in Business: 18

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    PayLink Direct provides payment plans for consumers purchasing vehicle or home service contracts. 

    Business Details

    This is a multi-location business.

    Find a Location

    PayLink Direct has 6 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • PayLink Direct

        222 S Riverside Plz Ste 950 Chicago, IL 60606-5828

        BBB Accredited Business
      • PayLink Direct

        6557 Solutions Ctr Chicago, IL 60677-6005

        BBB Accredited Business
      • PayLink Direct

        851 International Pkwy STE 100 Richardson, TX 75081-2803

      • PayLink Direct

        300 S Wacker Dr Chicago, IL 60606-6700

        BBB Accredited Business
      • PayLink Direct

        P O 5989 Carol Stream, IL 60197

        BBB Accredited Business
      Location of This Business
      222 S Riverside Plz Ste 950, Chicago, IL 60606-5828
      BBB File Opened:
      10/17/2006
      Years in Business:
      18
      Business Started:
      3/1/2006
      Business Started Locally:
      3/1/2006
      Business Incorporated:
      3/15/2006
      Accredited Since:
      9/1/2008
      Type of Entity:
      Limited Liability Company (LLC)
      Alternate Business Name
      • Warranty Finance
      • Warranty Finance, LLC
      • Warranty Finance, LLC- WFC
      • PayLink Payment Plans, LLC
      Business Management
      • Ms. Rebecca Howard, CEO
      • Mr. Kevin Hovis, Vice President
      • Ms. Ellyn Robinson, Legal Counsel
      Contact Information

      Principal

      • Ms. Rebecca Howard, CEO
      • Ms. Ellyn Robinson, Legal Counsel

      Customer Contact

      • Ms. Christina Perry, Compliance Specialist
      Additional Contact Information

      Fax Numbers

      • (312) 261-4888
        Primary Fax

      Website Addresses

      Customer Complaints

      119 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      06/10/2024

      Complaint Type:
      Service or Repair Issues
      Status:
      Resolved
      I signed up for the Car Warranty and was told I had 30 days to cancel, if it wasn't right for me and/or if I changed my mind about it. I was charged a $50 Deposit. After going over the information, I decided the Car Warranty was not what I wanted and contacted the company (Paylinkdirect) to Cancel the Contract. Paylinkdirect told me to contact another vendor to cancel the contract **************************** I called the phone number provided. The Agent I spoke to was ******************* ************************ He sent me an email on how to cancel the Contract BUT told me that because I did cancel within the 30 days, the email instructions were not necessary to fulfill. And that any invoices I continue to receive would not need to be paid. Both companies must acknowledge, in writing, that the Contract is indeed Cancelled, and my credit card will not be charged.
      Read More

      Customer Reviews

      77 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Jason B

      1 star

      06/01/2024

      SCAM!! Paid $380 and told me it was for a year . Then they try bill my card every month. Dont let me cancel ! They laugh at you and say you cant do nothing about it. Stay away

      PayLink Direct Response

      06/07/2024

      Hello *****, thank you for bringing your situation to our attention. PayLink is the Payment Plan Provider for your home service contract. As the Payment Plan Provider, we handle the processing of the monthly installment plan. We are not involved with anything related to the sale or cancellation of the policy, or anything else related to the home service contract itself. Our records indicate that on March 16, 2024, you purchased a home service contract from ********** Services (HHS). Our records also indicate that on May 22, 2024, the payment collected on April 16, 2024 was reversed due to a chargeback dispute. Furthermore, our records indicate that your home service contract was cancelled on June 3, 2024. Accordingly, no further payments have been or will be collected from you by PayLink. Please note that PayLink does not report to any credit reporting agencies and does not submit any past due amounts to collections.In an attempt to further assist you, PayLink forwarded the contents of your review to HHS. It is our understanding from HHS that you were informed of the twelve (12) monthly payments to be collected by PayLink when you purchased your home service contract, which you verbally authorized on a recorded line. Per HHS, your policy booklet was also issued to you on March 22, 2024 that outlined your coverage and payment terms. HHS has indicated that your home service contract was cancellable by you at any time upon their receipt of a written cancel notice.It is also our understanding from HHS that you did not contact their office prior to the April payment being reversed due to the chargeback. HHS has indicated that they contacted you on May 28, 2024, May 29, 2024, and May 30, 2024 to inform you of the past due status of your home service contract due to the chargeback. Per HHS, in each instance you ended the call prior to resolving the status of your policy. HHS has indicated that your policy was cancelled due to non-payment and no refund is due. For any further questions, please contact HHS directly at ************* for assistance. Thank you.

      Local BBB

      BBB of Chicago & Northern Illinois

      BBB Reports On

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