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Find a Location

Option 1 Legal has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Option 1 Legal

      10440 Little Patuxent Parkway, Suite 300 Columbia, MD 21044

    Business ProfileforOption 1 Legal

    Debt Relief Services

    Additional business information

    Additional Info:
    On July 26, 2022, the City of Chicago filed a civil complaint in the Circuit Court of Cook County against Monarch Legal, its head Mr. Timothy Burnette, and Strategic Financial Solutions ("Defendants") for allegedly running a fraudulent debt resolution scheme. The City's complaint alleges the Defendants violate and continue to violate consumer protection laws and is asking the court to stop the Defendants from engaging in debt resolution activity in the City and assess fines for violations of the Chicago Municipal Code.

    As recent as September 14, 2022, Mr. Timothy Burnette also serves as co-owner of Option 1 Legal.

    Please note that this matter is still pending. For more details, go to:
    mailto:https://www.chicago.gov/city/en/depts/mayor/press_room/press_releases/2022/july/CitySuesDebtResolutionFirms.html

    Or visit our Chicago branch Better Business Bureau at:
    https://www.bbb.org/local-bbb/bbb-of-chicago-and-northern-illinois
    See all additional business information

    At-a-glance

    Customer Reviews

    1.12/5stars

    Average of 26 Customer Reviews

    Customer Complaints

    62 complaints closed in last 3 years

    6 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Business Details

    Location of This Business
    10440 Little Patuxent Parkway, Suite 300, Columbia, MD 21044
    BBB File Opened:
    5/2/2018
    Years in Business:
    6
    Business Started:
    3/22/2018
    Business Incorporated:
    3/22/2018
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    BBB records show a license number of 0106200090 for this business, issued by Maryland Judiciary

    These agencies may include:

    Maryland Judiciary

    http://www.courts.state.md.us/cpf/attylist.html

    Type of Entity:
    Limited Liability Company (LLC)
    Alternate Business Name
    • Gardner Legal, LLC
    Business Management
    • Ms. Phiona Gardner, Owner
    Contact Information

    Principal

    • Ms. Phiona Gardner, Owner

    Customer Contact

    • Ms. Phiona Gardner, Owner
    • Mr. Timothy Burnette, Co-Owner
    Additional Contact Information

    Fax Numbers

    • (855) 423-1355
      Primary Fax

    Customer Complaints

    62 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    04/10/2024

    Complaint Type:
    Service or Repair Issues
    Status:
    Unanswered
    I hired Otion1leagl to resolve my credit card debt in July 2019. This debt was to be resolved in 48 months with a monthly payment of $481.64. As of today (4/10/2024) they continue to take $481.64 out of my bank account 56 months after they were hired with very little action taken on resolving my debt. I have no access to my client portal on their website and when I call their customer service center during business hours the phone message says they are not open and hangs up even though I am calling during their business hours. I want to terminate all business with this company and the money they have collected and not applied to my account for debt settlements to be returned in full.

    Customer Reviews

    26 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Cliff R

    1 star

    05/02/2024

    FOR WEEKS NON STOP, ON PHONE, ONLINE TRYING TO GET AHOLD OF YOU. TODAY I LET MY PHONE WAIT FOR OVER 4 HOURS AND NOOOOTHING! I HAVE A NICE SIZE GROUP OF PEOPLE AND A LAWYER THAT WILL BE TAKING YOU GUYS TO A COURT. WIN OR LOSE, ITS A PROCESS YOULL HAVE TO GO THROUGH, YOU KNOW SINCE YOU CANT ANSWER ANYBODY, FIGURED ID GIVE YOU SOMETHING FUN TO DO. YOU GUYS ******* SUCK AND AT THIS POINT ITS CALLED THIEF

    Local BBB

    BBB of Greater Maryland

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