ComplaintsforKlima, Peters, & Daly, P.A.

• Initial Complaint

  03/07/2024

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  This matters is they said back in 2012 for $$4120.00 for ***** ********* *****. This Company engages in fraudulent practices by seeking out information from over 10 to 15 years ago that does not appear on credit reports. When requesting original documents, Kevin abruptly ended the call, and Mark was unhelpful and dismissive, claiming they were not obligated to provide any evidence. It is imperative to establish laws to prevent such actions. Upon visiting the courthouse, the clerk confirmed there was no record of the matter in question, despite the documents provided by the bank. The company repeatedly associates my Social Security Number with banks and sends altered court documents with forged judge signatures. To address this issue, I will file a police report as the situation has escalated. Despite not having ***** ********* on my credit report, the company continues to change names and utilize the same fraudulent court papers to freeze accounts. Despite my efforts to alert *** Bank of the fraud, they have not taken action, resulting in financial strain and damage to my credit. I have filed complaints with the BBB and fraud reporting sites and will pursue a police report for a restraining order to halt these baseless attacks on my financial record. Leave me alone stop harassing my life.

  Business response

  03/08/2024

  This account (originating with ******* and with account number ***********) was purchased by ******** ************ ***. on or about 02/13/12 and the account was assigned to this firm. At that time, the firm name was Peroutka & Peroutka, P.A. (P&P).The firm name is now Klima, Peters & Daly, P.A. (KPD).

  P&P filed suit in the District Court of Prince Georges County on 03/12/12 (Case number **********). The consumer was served a summons and subsequently called P&P and agreed to a Consent Judgment by which the consumer would pay $150 per month until the account was paid in full. The court entered the judgment on 07/09/12. The consumer defaulted on the payment arrangement. 

  In July, 2015, the judgment was sold to ***** *********** *********** *** and subsequently assigned, for collection purposes only, to ******* **** *** ****. The firm continued collection efforts and was in contact with the consumer on multiple occasions. During the time period UC owned the account, the firm garnished the consumer's bank on three occasions and collected a total of $179.42. 
  

  In September, 2022, the judgment was sold to ***** ******* ******** *** ****. Since that sale, RH has collected $42.72 through a bank garnishment.
  

  A judgment in Maryland is valid for 12 years from the date the court enters the judgment and can be renewed for an additional 12 years; KPD renewed this judgment on behalf of RH on 11/14/23. The judgment has not expired. Please see attached Maryland District Court Case Search for details.
  

  KPD will not telephone the consumer; however, KPD will continue collection efforts on behalf of our client. 

  Customer response

  03/08/2024

  
  Complaint: ********
  
  I am rejecting this response because: I never received noticed for court or original document. My income from my position at ****** **** *** ******* ******, totaling $600 weekly, is insufficient to meet any debt obligations at this time. Due to recent family tragedies and the demanding care of my mother, who suffers from Dementia, I have made the decision to resign from my job and work part-time. I have obtained full guardianship of my mother as mandated by the courts, and she requires constant supervision, leaving me unable to work full-time.
  Furthermore, the recent loss of my fiancé in a tragic accident has added to my personal challenges. Given these circumstances, I do not anticipate any changes in my financial situation or employment status that would enable me to make payments towards my alleged debt in the foreseeable future. Attached to this correspondence, you will find the court order granting me guardianship of my mother, a summary letter detailing my situation, a description of my current condition, and an explanation of how these factors impact my ability to work. I respectfully request your understanding and forgiveness of my alleged debt, as my current circumstances prevent me from meeting any financial obligations. Please respond to this request in writing at your earliest convenience. Your cooperation and consideration are greatly appreciated. This communication serves solely to inform you that written correspondence is preferred and does not constitute an admission of the alleged debt mentioned above.

  
  Sincerely,
  ******** **** ******

• Initial Complaint

  04/03/2023

  Complaint Type:

  Product Issues

  Status:

  Answered

  More info

  This business Klima, Peters, & Daly, P.A. put a garnishment on my checking account for a collection balance I was paying. I did have returned checks, however Klima, Peters, & Daly, P.A. never advised to me they would put a garnishment on my checking account. My bank charge me a $125 fee for the garnishment. I didn't receive any information , or notification from Klima, Peters & Daly, P.A., so I feel they need to refund me the $125 or apply $125 to the amount I owe. Not notifying me of the garnishment isn't right.

  Business response

  04/04/2023

  This account was referred to Klima, Peters and Daly, P.A. (KPD) from our client ***** ***** ********** ***** on 07/01/22.  The defaulted credit account originated with ****** **** and ended in ****. The KPD file number is **********. Suit was filed in the Maryland District Court in Washington County on 09/28/22 and the case number is *******************
  
  Judgment was entered by consent in favor of *** on 10/26/22. The payment agreement was $85.92 paid bi-weekly beginning 10/21/22. The consumer has made $601.44 in payments on the unpaid balance and the remaining balance is $490.39. Since 12/01/22, three checks deposited by the consumer have been returned as insufficient funds. As a result, KPD filed a REQUEST FOR WRIT OF GARNISHMENT OF PROPERTY OTHER THAN WAGES (Md. Rule 3-645 and 3-645.1) in the District Court of Washington County. The bank responded to the writ 03/27/23.  Under Maryland law, a judgment creditor is not required to notify a judgment debtor prior to filing a request for garnishment.
  
  This firm has no control over what a banking institution charges their customer when the bank is required to  respond to a court order; however, if the consumer would like to discuss the repayment of the account and a possible settlement, please call ###-###-#### and speak with the Collection Manager Tony ********. Thank you.

  Customer response

  04/04/2023

  
  Complaint: ********
  
  I am rejecting this response because:
  
  Sincerely,
  
  ******* ****

  Customer response

  04/06/2023

  This company went about this garnishment the wrong way.  They didn’t give me time to call and correct the situation before they submitted the garnishment and I was never made aware of the garnishment.  I offered to pay them with money orders but it was too late the garnishment already was applied.  I demand a credit/compensation that I was charged by my bank which was $125

  Business response

  04/17/2023

  Thank you for the opportunity to reply. Klima, Peters & Daly, P.A. will not refund the $125 fee that the bank imposed on the consumer. As we stated in the first response, "Under Maryland law, a judgment creditor is not required to notify a judgment debtor prior to filing a request for garnishment."

  If the consumer would like to discuss further, please call ###-###-#### and ask for the Collection Manager Tony ********. This note will conclude our engagement in this complaint. Thank you. 

  Customer response

  04/17/2023

  
  Complaint: ********
  
  I am rejecting this response because:
  This whole process is so unfair.  I was never given a chance to resolve this issue before the garnishment .  I deserve some kind of reimbursement.  
  Sincerely,
  
  ******* ****

• Initial Complaint

  02/09/2023

  Complaint Type:

  Product Issues

  Status:

  Answered

  More info

  On 6/2022 I entered into a stipulation agreement with the Baltimore Courts on behalf of **** ******* and its representative Klima, Peters, Daly PA . The total amount due was 859.65. I made an ACH payment on 7/5/22 and 8/1/2022 and my final payment on 12/29/22 for 3 equal payments of 286.55. On 2/5/2023 I received a notification from my bank that a garnishment was placed on my account ending in 8355 for 366.99 from the plaintiff which has caused an overpayment. I sent an email of concern to the law office on Sunday 2/5/23 and placed a call the next morning and spoke to a representative who told me that my payment on 12/29 was not received yet I have a web tracker number and a posted deduction from my account at PNC. After being berated and disrespected by the customer service agent who was offended that I asked to speak to a manager. I was then transferred to Sean ******* the manager I tried to explain my story and even offered to send receipts of posted amounts and kept getting cut off and rudely spoken to, Sea ******* n then rudely told me to TONE IT DOWN. I mentioned I am speaking to you the way you are speaking to me. We may be in debt but EVERYONE deserves respect and dignity . I was hung up on. I then called back an hour later and was met with another customer service lady who read the notes and then RUDELY said you just spoke to Sean I ll transfer you and then under her breath said he is not going to answer YOUR call and sent me to VOICEMAIL. ALL I NEED IS A RESOLUTION and a refund of the overpayment.

  Business response

  03/21/2023

  
  This complaint is in regard to an account assigned to Klima, Peters & Daly, P.A. (KPD) from our client **** ******* *** on 10/22/21. The original creditor was ****** *** ***** ***. and the account number ended in ****. The KPD account number is **********. Suit was filed in the District Court of Baltimore City (Docket number ***************) on 12/10/21. The consumer's legal representation called the KPD office on 05/29/22 and negotiated a Stipulation Agreement of three monthly payments of $286.55 to be paid by 06/30/22, 07/30/22, and 08/30/22. 

  
  KPD received all three payments as per the Stipulation Agreement; however, the payments were made with an incorrect file number in the memo section of the check. The third payment was made 12/29/22. When the consumer contacted the KPD office on 02/06/23, KPD investigated, found the payment, and posted the payment to the proper account. Subsequently, the bank attachment was dismissed and the consumer was sent a Paid in Full letter on 02/10/23. No funds were collected pursuant to the bank attachment.  If the consumer has not received this documentation, we would encourage her to please contact our office. 
  

  The consumer did not overpay the account; three payments of $286.55 were paid and credited as per the Stipulation Agreement. Thank you.

• Initial Complaint

  12/23/2022

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  My credit report still shows as this account not being paid or closed properly or being shown as paid off as it is paid off. This needs to be submitted to the correct credit reporting agencies immediately to resolve this issue. This account is showing not paid and therefore has been sold again to another collection agency. If you need anymore paperwork, i have the individual paystubs showing each garnishment reaching the total amount.

  Business response

  01/09/2023

  "Klima, Peters & Daly, P.A. ("KPD") is in receipt of the Complaint Case # ******** filed by ****** ******* ("Ms. *******") on or about 01/03/23. KPD represents **** ******* *** ("****") in attempts to collect Ms. *******' delinquent ******* loan with an account number ending in **** (the "Account"). **** is the current owner of the Account. The Account was originated with ******* and was charged off on 06/02/19.
  
  KPD filed suit and obtained a judgment in the Virginia General District Court in Prince William County (Case number *************) on 11/09/21. Ms. ******* wages were attached and the payments obtained through the garnishment paid the account in full. The last payment was made to KPD on 09/21/22 and the Prince William County General District Court satisfied the Judgment on 09/27/22.
  
  KPD does not furnish information to the credit reporting agencies. Any questions regarding the credit reporting status of the Account should be directed to ********* ******* ******** at ************.
  

  Customer response

  01/13/2023

  (The consumer indicated he/she DID NOT accept the response from the business.)
  You bought the credit from another company and therefore have full ownership of it even with regards to credit reporting. You are both in the wrong.

  Business response

  01/18/2023

  Thank you for the opportunity to respond.
  
  I spoke with our client ********* ******* ********* ***. (*********) regarding this matter and was informed that the account (ending in **** with the original creditor, identified as 21-31045-0 in the Klima, Peters & Daly, P.A. office, and ********* at the ********* office) was, "deleted on 10/5/2022 due to the PIF status on 9/27/2022. If the consumer is seeing a tradeline for the ********* account dated after 10/20 or so we would certainly review and investigate further at that time."
  
  If you would like to discuss this further, I can be reached at 888-768-2280 x 239. Thank you.
  
  
  

• Initial Complaint

  08/18/2022

  Complaint Type:

  Product Issues

  Status:

  Answered

  More info

  ***** ****** &**** ** file for my wages to be garnish first payment started 2/28/2022 $178 second payment 3/15 $150 thirdpayment $178 3/31/22fourth $158 4/15 and last payment $45.77 4/30/22 the balance was paid off by my payroll department now they taking money again out of my bank account I contract them and they are veery rude and hang up the phone on me twices

  Business response

  09/09/2022

  Business Response /* (1000, 5, 2022/08/25) */ ****** ****** & ****, **** (KPD) was assigned this account from LVNV Funding LLC (LVNV) on 01/20/20. KPD obtained Judgment in the Maryland District Court in Prince Georges County on 11/23/21. KPD filed a garnishment of wages on or about 02/14/22. No payments were forthcoming and KPD filed a bank garnishment on behalf of LVNV on 08/10/22. The consumer contacted our office on 08/18/22 in response to the attempted bank attachment and informed our collection specialists that this account was already paid through the wage attachment filed in February, 2022. On 08/23/22, KPD exchanged several emails with the Wage Garnishee and determined that the Garnishee would be forwarding the payments that had previously been withheld from the consumer's payroll and yet not forwarded to KPD. KPD Dismissed the Bank Attachment and has been in contact with the consumer. As soon as payment is received, KPD will Satisfy this Judgment and close the file. If the consumer has any questions, she should call X-XXX-XXX-XXXX and speak with ******* ********* the Collection Supervisor.

• Initial Complaint

  07/29/2022

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  Experian, Equifax, Transunion and Capitalone ******* ******* ******** ***** *** *** *** ********************** 07/29/2022 Investigation Request Letter Date of Birth: 08/06/1985 SS#: XXX-XX-**** To Whom It May Concern: I received a copy of my credit report with the intention of trying to improve my credit and take care of my responsibilities and noticed a few accounts that I wanted a little more explanation on. I am not saying they are reporting right or wrong. I am just saying that I am not 100 percent sure if they are. I also read something called the Fair Credit Reporting Act where it said by law, I had rights to challenge anything I am not sure is accurate. Some of the people reporting things on me, I have never heard of which made me write to you all. Are you familiar with something called 15 U.S.C. Sec. 1681i(a)? I heard that if you can't provide proof, these accounts must be deleted. Well I want these accounts deleted if they are not 100 percent right and correct. So, could you please check on these and get back with me? I saw on a Credit Site and Board where this lawyer said you have 30 days to complete this investigation. Please investigate the following accounts and remove them if anything is missing or not correct on them. Collection Account: Klima, Peters & ****, Capital one Account Number: XXXXXX****** Please investigate if every piece of information is correct. If not, please remove it from my credit report. Paid Account/Late Payments: Klima, Peters & ****, Capital one Account Number: XXXXXXX****** Please investigate if every piece of information is correct on the reported late payment history. If the late payments are not reporting 100 percent accurate, please remove them from this account and update the account as "paid as agreed" . I also read where I can get the updated report after you investigate this from the Free Lawyer guy. I still have not received any updated credit report from your office. Could you please send

  Business response

  09/09/2022

  Business Response /* (1000, 8, 2022/08/15) */ Capital One Bank (USA), N.A. assigned this account ending in 8421 to Klima, Peters & ****, P.A. (KPD) on 03/29/21. The file number assigned by KPD is 21-17443-0. With respect to the consumer's complaint, KPD does not report or update accounts that have been reported to the credit report by our clients. If the consumer would like to have their questions answered regarding this account and the credit bureau, we would encourage them to contact the creditor. Thank you.

• Initial Complaint

  07/12/2022

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  I, Francis *******, consumer, and natural person, am aware of all rights that I have, which are protected by Congress under the Fair Credit Reporting Act (FCRA). The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 1. Account Name: Klima, Peters & Daly Account Number: XXXXXXXXXXXXXX8421 15 u.s.c 1681 SECTION 602 a. States I have the right to privacy. 15 U.S.C 1681 Section A Section 2: It also states a consumer reporting agency cannot an account without my written instructions. Delete this account immediately, unless you want to be held $1,000 per violation Sincerely, Francis *******

  Business response

  07/19/2022

  Business Response /* (1000, 5, 2022/07/12) */ Thank you for the opportunity to respond. The Capital One Bank account in question, ending in 8421, was assigned to Klima, Peters & Daly, P.A. on or about 03/29/21. With respect to the consumer's complaint: Klima, Peters & Daly, P.A. does not report consumer information to the credit bureau and we do not correct or delete any credit reports. We would encourage the consumer to contact the original creditor if they believe the information on their credit report is in error.

• Initial Complaint

  03/30/2022

  Complaint Type:

  Billing Issues

  Status:

  Resolved

  More info

  This weekend on March 26th I received a letter from lawyers saying I had a lawsuit filed against me and I should contact them so they can work out a settlement with the company on my behalf. Not once was I notified about this lawsuit but the company Klima and peters daily says they sent out a letter in December. I never received anything from them. Fast forward I call to try and get a settlement and I'm told they don't take debit card payments so I asked to speak with a supervisor to figure out why is this. I begin speaking with the supervisor and I'm telling him i don't feel comfortable mailing money in when I never even received the mail they supposably sent me. He then goes on and tries to tell me I did receive the mail and that I think I live in a world where I'm supposed to be notified immediately and just begins to get a little to disrespectful. Interrupting me and trying to tell me how I think and how I do this and that. He was so busy being disrespectful he started contradicting himself saying well the first time we got in contact with you was yesterday. And that was my exact point I had to call LVNV funding just to get the name and contact information to call them and try to solve this issue but he swears I received there letter and the info they sent me. You can go back to the phone conversations and everytime I called I told them I don't have a case number because I never got one they then asked for me to verify my mailing and contact info. So if this is you all first time getting in contact with me how am I verifying information you have in your system on me. So y'all did not reach out to and try to call me or send me anything like your supervisor is swearing I received. Long story short I don't appreciate nor accept the harassment and disrespect from the "supervisor" I spoke with and you can hear it in my change of voice during the phone conversation.

  Business response

  04/01/2022

  Business Response /* (1000, 5, 2022/04/01) */ This account was assigned to Klima, Peters & Daly, P.A. (KPD) by LVNV Funding, LLC on 12/17/21. This account originated with Credit One Bank, N.A. and with an account number that ended in ****. KPD sent a letter to the consumer 20 12/22/21. KPD filed suit on 02/28/22 in Prince Georges County District Court. The consumer called our office on 03/30/22 and agreed to a settlement which will be paid by 04/30/22. I regret that the consumer believes he was disrespected when in conversation with our representative. KPD does not report to the credit bureau and cannot make a correction on the credit bureau. If the consumer would like to discuss this further, I would ask that he contact the Collection Manager Tony B. @ 800-899-2424. Thank you. Consumer Response /* (3000, 7, 2022/04/04) */ (The consumer indicated he/she DID NOT accept the response from the business.) No, because for a "supervisor" to be rude and disrespectful like that trying to tell me "oh I know you think you live in a perfect world where you think you have to be notified right away and etc" no that's not oh I regret the customer felt like he was being disrespected. That's clear as day disrespectful and coming from a supervisor in your office. On top of that this is the first time I ever even was notified because I had to call them. So this company does not mind how there "supervisors" speak with customers. So no im not accepting a response from them just because they say "they regret I felt disrespected" it was clear as day disrespect if you regret it why have I still not been contacted from the company. So at this point im starting to think they use disrespect and other tactics just to force people to pay a debt they don't inform the customer of after they buy it from another company. They just proceed to open lawsuits and get disrespectful and rude when you call them. Not once did they try to contact to me to collect this debt all they did was file a lawsuit and still didn't even send a letter for that. I had to find out through a lawyer contacting me asking to defend me. Business Response /* (4000, 9, 2022/04/04) */ Klima, Peters & Daly, P.A. (KPD) thanks you for the opportunity to respond. We respectfully note that this matter cannot be solved by exchanging correspondence through a third party (BBB). If you would like to discuss directly, please feel free to call this office, or, if you like, seek counsel (paid or pro bono) who can represent you in this matter. KPD does not report to the credit bureau so we will not change any previous report. Thank you. Consumer Response /* (4200, 11, 2022/04/05) */ (The consumer indicated he/she DID NOT accept the response from the business.) I've called several times not once have I got an answer and the representatives have hung up on me and I have got dial tone numerous times. You want someone to call you but then don't answer the phone nor have respectful representative to communicate to get in contact with you. So if you want to speak and discuss this you will have to reach out to me or we can just let the court system solve this im no longer taking my time and effort to reach out to y'all just to be disrespected when I do so. And with that being said I'm no longer agreeing to the payment arrangement if y'all want to take me to court go on ahead.

• Initial Complaint

  01/20/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Resolved

  More info

  Due to the COVID-19 pandemic and the fact I no longer lived in Delaware, I attended a virtual court session w/ Peroutka, Miller, Klima & Peters, P.A. and a judge at a JOP in Delaware. This was to come to an agreement to make payments towards a debt that Peroutka, Miller, Klima & Peters, P.A. was trying to collect from me on an old Capital One credit card. We had come to an agreement to make a monthly payment via Peroutka, Miller, Klima & Peters, P.A.'s website. I attempted to make the agreed payment 2x and both times the money was removed from my checking account, then returned with no reason. I tried contacting Peroutka, Miller, Klima & Peters, P.A. via their website and phone (Left several voicemails), and none were ever returned. I do not have physical checks *** I use an online bank. Since I could not find a way to pay them, I waited. Several months later, I received a letter in the mail from the JOP court saying a judgment was entered due to failure to pay. I immediately contacted Peroutka, Miller, Klima & Peters, P.A. and explained the situation. This time, I was responded to stating that I could have sent a certified check from a bank or money order. I explained that due to COVID-19 and my health issues that supress my immune system, that is not a viable option to enter public places if I do not need to. Peroutka, Miller, Klima & Peters, P.A. is now ignoring my request for a resolution.

  Business response

  02/14/2022

  Business Response /* (1000, 5, 2022/01/26) */ This account was referred to Peroutka, Miller, Klima, Peters, P.A. (PMKP) from our client Unifund on 11/14/19. The defaulted credit account originated with Capital One Bank and ended in ****. Suit was filed in Delaware Justice of the Peace Court on 02/20/20. PMKP and the Defendant agreed to a Stipulated Agreement in lieu of Judgment on 01/29/21. Both the $100 payment made on 05/01/21 and the $200 payment made on 06/02/21 were returned "Refer to Maker." No payments have been made on the account. On 09/02/21, PMKP filed a Motion to Enter Judgment on the Stipulation. The judgment has not been entered as of this time. If the consumer would like to discuss this account and begin making payments, please call 1-800-899-2424 & speak with the Collection Manager Tony B. Thank you. Consumer Response /* (2000, 7, 2022/02/01) */ (The consumer indicated he/she ACCEPTED the response from the business.) I accept it because I just wanted some sort of response, which I felt I was not getting. I will call the number provided to take care of the payments. Thanks!

• Initial Complaint

  12/22/2021

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  I received a huge packet in the mail, with a warrant in debt lawsuit attached from this firm trying to collect on a debt I have no knowledge of. The warrant in debt appears to be fake. There is no record in my county court with the date and time they have provided on the notice. None of the documents they attached which supposedly is proof of the debt has my name listed. I will be contacting my attorney, as well as filing a complaint with the consumer protection agency. Also, i contacted all 3 credit bureaus..they have no record of this debt included in my file.

  Business response

  02/08/2022

  Business Response /* (1000, 5, 2022/01/04) */ This account was assigned to Klima, Peters & Daly, P.A. (KPD) on 10/22/21 by Resurgent Capital Services, L.P. regarding an account that originated with Credit One Bank. An initial demand letter was sent to the consumer on 10/27/21. The suit package that was received by the consumer does provide the consumer's name and address and the warrant in debt is not "fake." We would welcome the consumer calling our office at 1-800-899-2424 to discuss this debt/legal action. Thank you.

*Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. ↩