Business ProfileforOpenSky, A Division of Capital Bank N.A.

I have attempted and have been attempting to contact this company several times via USPS mail they refuse to respond to my letters or correct my issue. They are reporting on my credit that I owe a balance of $156 and the account is paid,closed, and written off as a charge off. How can I owe a balance and the account is paid,closed and a charge off? There is clear inaccurate information in this account. Also the account balance and past due is inaccurate. I have requested several times for this account to be deleted or be updated to paid and never late. They continue to verify and report this account as accurate with all credit bureaus which is a violation of my consumer right pursuant to 15 U.S.C 1681s-1 responsibilities of furnishers of information (a) Duty of furnishers of information to provide accurate information (1) Prohibition (A) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.(B) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if(i) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and (ii) the information is, in fact, inaccurate.I have attached letters sent and a copy of my credit report to show all the inaccurate information according to FRCA reporting requirements information MUST be 100% accurate, 100% complete, 100 verifiable. This clearly does not meet those requirements