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ComplaintsforGEHA
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Complaint Details
Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.
Initial Complaint
12/07/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
In January 2023, GEHA took back all money paid to my childrens providers because of the "birthday rule" that was unbeknownst to me (and probably 99% of other people). There is no big, bold messages telling people this stupid rule, so how would we know this was a thing? In fact, I was told this rule in 3 different ways, so not even customer care agents know how to explain it correctly 100% of the time. GEHA took back all funds for the previous 2 yrs of doctor visits, but doctors only had 90 days to file a claim (completely ridiculous), so Anthem denied their claims. I filed multiple appeals with Anthem and the last appeal/grievance was accepted and paid to me; however, Anthem says the providers are now not in network with Anthem, so the payments were miniscule compared to the charges. I am told I cannot seek GEHA reimbursement for the 2021 claims (had to do it by Dec 31, 2022 even though money was clawed back from providers in Jan 2023). I have tried to submit claims as a secondary policy for 2022, but GEHA sends secure mail, then says they dont receive my responses. The amount of the provider charges for all claims is $5,261.04. I was reimbursed $1,842.82 so now owe providers $3,419.22. I had 2 supposedly excellent insurance companies but now have to pay this? This should be illegal. How can insurance companies take back paid monies for the previous 3 years, but providers and patients only have 90 days?Initial Complaint
04/26/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
I saw a provider on 2/28/2023 who is in-network. I verified this through the provider's office and the GEHA website. The claim was processed as out-of-network and was not counted towards my in-network deductible.I called to have this corrected and spent over an hour on the phone with an employee who told me their "website is often out of date" and that I should not rely on it to find in-network providers. I told him the doctor was in-network, and he said that he would resubmit the claim and it would take no longer than two weeks. Over two weeks later nothing had changed, so I called again. The employee said it would take longer than that (another hour wasted on the phone). Over 1 month had passed and the issue was still unresolved, so I called again. The employee told me she understood what the issue was and promised me it would be fixed by the end of next week. Again, nothing had changed, so I emailed. I got an email response three days later saying "I will resubmit the claim again."This issue along with others I have at GEHA are still unresolved. If you elect GEHA for coverage, prepare to waste hours of your time resolving issues that never should have occurred in the first place.Business response
05/01/2023
Please see attached.Initial Complaint
03/05/2023
- Complaint Type:
- Product Issues
- Status:
- Answered
Hello! I am attempting to get the following dates of service with my therapist ********************* processed by processed by GEHA, which have taken roughly over 180 days: 10/24/22, 11/7/22, 11/14/22, 12/12/22, 1/2/23, 1/9/23, 1/16/23, 1/23/23, 1/30/23, 2/7/23, 2/13/23. My GEHA member is ******** In addition, I have attempting on roughly 6 occasions to get the following claims submitted but no one is able to receive the secure email and input them, despite trying numbers times: 11/28 with *********************, 12/12/22 with *********************, and 11/30/22 with ******************* I am also now needing a secure email to submit out of network claim for 2/27/23 with ********************* and 3/1/23 with *********************. Could someone please assist me? I've probably communicated over 30 emails, multiple phone calls, multiple escalations, and no one has helped me. If I have a bad medical episode and get hospitalized will be due to having to abruptly discontinue care, so if someone could please please please please please please please please reach out and assist me, you would be literally saving my life.Business response
03/14/2023
March 13, 2023
BETTER BUSINESS BUREAU
***************** CIR
********** ** *****
Re: Complaint ID ********
To Whom It May ******** We are in receipt of your correspondence regarding the above referenced complaint. GEHA is regulated under The Federal Employees Health Benefits Act of **** (FEHBA), 5 U.S.C. **** et. seq., which establishes a comprehensive program of health insurance for federal employees, retirees, and their families. FEHBA authorized the ****** of ******************** (OPM) to contract with private carriers and associations, like GEHA, for federal employees health insurance. FEHBA also includes a preemption provision in Section 8902(m) (1), which reads: The terms of any contract under this chapter which relate to the nature, provision, or extent of coverage or benefits (including payments with respect to benefits) shall supersede and preempt any State or local law, or any regulation issued thereunder, which relates to health insurance or plans. Please be assured however, GEHA is working with the member regarding this complaint. Should you have any additional questions, please contact our *************************** at **************.
Sincerely, ********************* ********************* Supervisor - Appeals Fax Number: 1 (816) 257-3256b622 cc: Member
Customer response
03/14/2023
I am rejecting this response because:
Thank you so much *****!! Whatever you did, it worked!! The big backlog of claims finally got processed and I am RELIEVED that I can continue going to therapy/seeing my out of network doctor. There is just 3 last claims that i'm having a hard time getting in, it is 11/28/2022 with *********************, 11/30/2022 with *******************, and 12/12/2022 with *********************. I know a few times the customer service department has confirmed it has gotten sent to claims, but I have not seen anything populate as being in queue (generic provider then saying their name) for those dates, could you do me a favor and **** regarding those 3? then we can close this out and I am so happy and thankful for your help!!! you really did save me from trouble, i was almost going to have to lapse on medical care :( thank you so much!Business response
03/16/2023
Re: Complaint ID ********
To Whom It May ********
We are in receipt of your correspondence regarding the above referenced complaint. GEHA is regulated under The Federal Employees Health Benefits Act of **** (FEHBA), 5 U.S.C. **** et. seq., which establishes a comprehensive program of health insurance for federal employees, retirees, and their families. FEHBA authorized the ****** of ******************** (OPM) to contract with private carriers and associations, like GEHA, for federal employees health insurance. FEHBA also includes a preemption provision in Section 8902(m) (1), which reads: The terms of any contract under this chapter which relate to the nature, provision, or extent of coverage or benefits (including payments with respect to benefits) shall supersede and preempt any State or local law, or any regulation issued thereunder, which relates to health insurance or plans. Please be assured however, GEHA is working with the member regarding this complaint.
Should you have any additional questions, please contact our *************************** at **************.
Sincerely, ********************* ********************* Supervisor - Appeals Fax Number: 1 (816) 257-3256b
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Customer Complaints Summary
68 total complaints in the last 3 years.
33 complaints closed in the last 12 months.