Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Blue Cross & Blue Shield of Minnesota has 16 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Blue Cross & Blue Shield of Minnesota

      3535 Blue Cross Rd Saint Paul, MN 55122-1154

    • Blue Cross & Blue Shield of Minnesota

      4150 2nd St S Saint Cloud, MN 56301-7314

    • Blue Cross & Blue Shield of Minnesota

      PO Box 64560 Saint Paul, MN 55164-0560

    • Blue Cross & Blue Shield of Minnesota

      2405 8th St S Ste 200 Moorhead, MN 56560-4224

    • Blue Cross & Blue Shield of Minnesota

      405 W Superior St Duluth, MN 55802

    Business ProfileforBlue Cross & Blue Shield of Minnesota

    Insurance Companies
    Multi Location Business

    At-a-glance

    Customer Reviews

    1.24/5stars

    Average of 17 Customer Reviews

    Customer Complaints

    36 complaints closed in last 3 years

    13 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Overview

    According to information supplied by the company, they offer financial services.

    Business Details

    This is a multi-location business.

    Find a Location

    Blue Cross & Blue Shield of Minnesota has 16 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Blue Cross & Blue Shield of Minnesota

        3535 Blue Cross Rd Saint Paul, MN 55122-1154

      • Blue Cross & Blue Shield of Minnesota

        4150 2nd St S Saint Cloud, MN 56301-7314

      • Blue Cross & Blue Shield of Minnesota

        PO Box 64560 Saint Paul, MN 55164-0560

      • Blue Cross & Blue Shield of Minnesota

        2405 8th St S Ste 200 Moorhead, MN 56560-4224

      • Blue Cross & Blue Shield of Minnesota

        405 W Superior St Duluth, MN 55802

      Location of This Business
      3535 Blue Cross Rd, Saint Paul, MN 55122-1154
      BBB File Opened:
      11/7/1937
      Years in Business:
      91
      Business Started:
      1/1/1933
      Business Started Locally:
      1/1/1933
      Alternate Business Name
      • Stella
      • Aware Integrated Inc.
      • HMO Minnesota
      • Blue Plus
      Business Management
      • Shirley Derchesel, Manager
      • Terrie Jirik, Manager
      • Mary Behnke, Manager
      • Kathleen Helder, Manager
      • Elizabeth Lammer, Manager
      • Cheryl Robinson, Manager
      • James Giblin, Manager
      • Bonnie Olson, Manager
      • Carol Laument, Vice President
      • Pat Geraghty, President and COO
      • Barb Andersen, Manager
      • Jacqueline Graham, Manager
      • Jill Madson, Business Administrator
      Contact Information

      Principal

      • Jill Madson, Business Administrator

      Customer Contact

      • Barb Andersen, Manager
      • Jill Madson, Business Administrator
      • Amber Schield, Company Contact
      Additional Contact Information

      Fax Numbers

      • (651) 662-2745
        Primary Fax
      • (651) 452-5758
        Other Fax

      Phone Numbers

      Customer Complaints

      36 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      03/14/2024

      Complaint Type:
      Order Issues
      Status:
      Answered
      Please do not call. I want written records. I cant get my wellness card history and previous balance. Please send my transactions for my wellness debit card for calendar year 2023 including my balance on 12/31/2023. Records have been deleted online including my transactions. I want to know how much money was left and what transactions I had on my wellness card in 2023. Fepblue website has already deleted this data and didnt have it when I called
      Read More

      Customer Reviews

      17 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Cara H

      1 star

      07/29/2024

      I have become super frustrated with this company. My hospital has sent a claim to them 5 times in 90 days. Each time Blue Cross and Blue Shield of Minnesota receives the claim they report the claim was submitted incorrectly and myself, insurance, and the hospital all get on a call, resolve the issue (supposedly), and confirm everything the new submitted claim is okay and we resubmit the claim again. 5 time now....if Blue Cross and Blue Shield of Minnesota is helping me every time, why is the claim then still incorrect?...30 days later when I call them for an update? It also takes 1-2 hours every time you call to complete this process. And ***** days of waiting 'for the process to work itself out' in between calls. Unfortunately, patients like myself do not have ***** days x 5 to 'wait for the process' every time Blue Cross and Blue Shield of Minnesota and Blue Cross and Blue Shield Association process a claim incorrectly. As now, doctors are coming after me, the patient, for their fees. One surgery and claim is over $35,000, where I have already paid out of pocket over $7,000. And of course this has not been applied to my co-insurance because Blue Cross and Blue Shield Association isn't filing this large claim correctly. As I continue to have to go to doctors, The customer support line is a International Team not based in ** (confirmed) and probably not in ***************** (not confirmed) They seem and respond like Tier 1 Representatives that have no real connection with the ****************** I am run ragged in circles online and over the phone with this company. And all I want is for my claims to be approved/or even denied correctly which my company that I work at and myself pay for heavily for. I am not asking for much, at least for Blue Cross and Blue Shield Association to take these concerns seriously. I'd love for someone at Blue Cross and Blue Shield of Minnesota to send me a message or look up my account and call or email me.

      Local BBB

      BBB of Minnesota and North Dakota

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.