Skip to main content

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.
Better Business Bureau®
Resources for Businesses
Better Business Bureau
          Share

          Find a Location

          Spotloan has 1 locations, listed below.

          *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

            Please enter a valid location.

            • Spotloan

              PO Box 720 Belcourt, ND 58316-0720

            Business ProfileSpotloan

            Loans
            The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

            Contact Information

            PO Box 720

            Belcourt, ND 58316-0720

            Visit Website
            (888) 681-6811

            Customer Reviews

            1.21/5

            Average of 56 Customer Reviews

            Read ReviewsStart a Review

            Customer Complaints

            186 complaints closed in last 3 years

            74 complaints closed in last 12 months

            Read ComplaintsFile a Complaint

            BBB Rating & Accreditation

            B

            This business is not BBB Accredited

            Search for Accredited
            Businesses in this category

            Years in Business: 12

            Customer Reviews are not used in the calculation of BBB Rating

            Reasons for BBB Rating

            Related Categories

            Overview

            According to information provided by the business: Spotloan is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, one of the country’s largest federally recognized Indian Tribes. The company is located on and operates within the Tribe's reservation in Belcourt, North Dakota. Spotloans are short-term installment loans ranging from $300-800 dollars, and they can be paid back over three to ten months.

            Products & Services

            Spotloans are an expensive form of credit and are intended only for short-term financial needs. These loans are designed to help borrowers deal with emergencies such as rent, medical bills, car repairs, and expenses related to their jobs. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better, including borrowing from a friend or relative, using a credit card cash advance, or using a home equity loan or savings.

            Business Details

            Headquarters
            PO Box 720, Belcourt, ND 58316-0720
            BBB File Opened:
            7/16/2012
            Years in Business:
            12
            Business Started:
            7/3/2012
            Business Started Locally:
            7/3/2012
            Type of Entity:
            Limited Liability Company (LLC)
            Alternate Business Name
            • BlueChip Financial
            Business Management
            • Turtle Mountain Band of Chippewa Indians, Owner/Manager
            • Susan D, Customer Contact
            • Quyen Le, Director of Compliance
            Contact Information

            Principal

            • Turtle Mountain Band of Chippewa Indians, Owner/Manager
            • Susan D, Customer Contact

            Customer Contact

            • Susan D, Customer Contact
            Additional Contact Information

            Phone Numbers

            Email Addresses

            Website Addresses

            Read More Business Details and See Alerts

            Industry Tip

            BBB Tip: What to consider when researching personal loans

            Customer Complaints

            186 Customer Complaints

            Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

            File a Complaint

            Most Recent Customer Complaint

            05/24/2024

            Complaint Type:
            Product Issues
            Status:
            Answered
            No transaction occurred. I never heard of Spotloan, had no dealings with them, never knew such a company existed, no loan with them until they started sending me texts that my loan ( which never existed) had gone into collection. I thought it was a total scam, because I never borrowed any money from them, so I kept deleting the messages before trying to find out if it was a legit company. I never borrowed money from Spotloan, never paid them any money. I want my credit report cleaned up and want that company to stop trying to notify me to collect on something that never existed. Thank you for your help
            Read More
            Read 185 More Complaints

            Customer Reviews

            56 Customer Reviews

            What do you think? Share your review.

            How BBB Processes Complaints and Reviews

            Start a Review

            Most Recent Customer Review

            Stormy M

            06/23/2024

            It's a class 3 felony in ******* to charge interest over 45% interest needs to be forfeited on my loan
            Read 55 More Customer Reviews

            Local BBB

            BBB of Minnesota and North Dakota

            More Info on Local BBB

            BBB Reports On

            BBB reports on known marketplace practices.

            See What BBB Reports On

            BBB Business Profiles may not be reproduced for sales or promotional purposes.

            BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

            When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

            BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

            As a matter of policy, BBB does not endorse any product, service or business.