Customer ReviewsforKwik Mortgage

Didn't have a good experience. Got a initial disclosure rate for 7% for investment loan and they told me to wait for rates to go down and just 2 day before closing they said its 7.5%. Wish they are more transparent felt I was cheated. I have also planned to complain officially. Did one else had a similar experience with this lender ? Please share

HomeLend's unresponsiveness and lack of competency cost me $***** and wasted the entire due diligence period. They are very responsive until you sign the documents then they stop responding to phone calls and emails. No one in the company takes responsibility.Two of the loan officers quit their jobs throughout the process (probably a good career move). The third loan officer rarely responded to emails or phone calls. Over a two-week period, HomeLend failed to respond to more than 15 phone calls and 5 emails (during that period they did intermittently respond to 2 emails and 2 phone calls). It took more than two weeks for them to get an appraisal report, which came back as C5. The loan officer for some reason didn't know that his own company wouldn't finance a C5 condition home and told us we were good to go "with no repairs". So we spent ***** to extend the due diligence period and perform inspections. Two days later the loan officer sent another email and said a C5 condition home wouldn't be financed and that repairs were required. Unfortunately, it was two days too late. When I tried to get in contact with someone responsible for customer experience, I got looped back into an email with the same loan officer.I would steer clear of this company. Typically, if you send the rate one company offers you to another company, that company will try to match it. I would recommend looking for a local company with an actual office, that has employees who stay with the company for more than a week, and that doesn't rely on an appraisal management company. I really couldn't say enough about how much of a pain it was to work with HomeLend and to get any response from anyone, especially *********************.

It is always a pleasure to work with Viral and his team. They are very professional, easily reachable, prompt to respond to emails and calls. They proactively follow up and explain each and every step patiently and thoroughly. They promptly reach out to set up the correct documentation at the appropriate time. I have used their services in the past and will do so in the future.

They were very thorough and detailed in the process to ensure that there are no last minute surprises. Very patient in explaining the process and helpful in clarifying any doubts I had. I would recommend them to those who need such kind of service.

My experience with Kwik Mortgage is very good. They are very fast and keep their word. Their process is very simple. After 1st mortgage transaction, this was my 3rd refinancing through them. They also give best rates at zero cost. I would recommend Kwik Mortgage to my friends.