ComplaintsforVargas Consulting
Credit Repair Services
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Complaint Details
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Initial Complaint
08/09/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Unanswered
She scammed me out of 500$ she needs to have her company shut down asap please avoid this lady at all costInitial Complaint
06/06/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Unanswered
Vargas Revolution K. Vargas Total funds: $1,497 (Last portion of funds sent: 11/03/23)YouTube Channel: 740CreditScores ************************************************************************************************* She promotes clearing out all negative information on a credit report. I paid for her flat rate package, $600. Then she offered the **** Complaints add-on for $199. Then she offered the Metro2 Add-on for 299. Then she provided the eOSCAR (60-day guarantee program) for 399, where she can delete just about everything with a funds-back return policy if she cannot delete negative items. After that payment and 60 days later, she hasn't replied to any repeated phone calls, emails, or client portal messages after my final payment and *********************************** my emails. Payment receipts are attachedInitial Complaint
01/11/2024
- Complaint Type:
- Customer Service Issues
- Status:
- Unanswered
This business owner ******** Vargas has been throwing threats and harassing me via email. I am writing to request that appropriate action be taken to address this situation. I want her to cease and desist from this day forward due to the threats from this business owner. I have attached supporting documentation, including a screenshot of emails. I would be happy to provide any additional information or evidence that you may need.I take this matter very seriously and I hope that it will be taken seriously by the organization as well. I request that you investigate this matter and take appropriate action to ensure that harassment does not continue. I will attempt to submit a cease and desist letter to the owner.Initial Complaint
12/18/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Unanswered
I found Vargas consulting on ******* and I found her to be quite competent, but very expensive. After having no luck, disputing a complicated charge of account I had decided to pay her for her services. She wanted to be paid right away, which I thought was not kosher, but I just wanted her to get to work. She advertised personalized services, which I only saw from her ******* channel.Right away I realize something was fishy. She didnt accept any documents. She was not interested in any of my previous disputes. When her first round of disputes went out and I was emailed a copy it was seven-year-olds formatting and typing. Absolutely unacceptable. On top of it there were mistakes just errors. I had the same experience the credit bureau did not process disputes because of errors. However, I could not get a hold of her no matter what phone line go straight to voicemail. Emails are unanswered text messages, not answered I even made a video. Impossible to get a hold of her and clarify, what was going on. After probably hundred unanswered phone call And 100 unanswered emails, I finally pulled the plug and realized this is scam when I saw the second round of disputes go out with identical errors.She made no to provide evidence to counter the credit card charge back.But at that point, she started emailing me absolutely unhinged and threatening emails same thing threatening with collection threatening with seven years of bad credit threatening with fraud sending me just extremely unprofessional crazy emails. I cannot believe that. I did not check this earlier. I was just too stupid stupid.Its vile that people Who go to you for help or the ones who will exploit your situation. Im going to do everything to stop this woman from doing this. She clearly has a partner its just absolutely disgusting.Initial Complaint
04/21/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Unanswered
I signed up with Vargas Consulting/****************** on 01/30/2023 for credit repair service. I contracted to pay 139/month and 30/month for a credit monitoring service Smart Credit which she advised me to get. I followed all of Kristens directions. I gave her my personal info including my SSN, DOB, Address, a picture of me holding up my ID, and anything else she requested. On 02/02/2023 ******* sent me an email of a dispute she claims she sent to all 3 CRAs. I called Experian, Equifax, and Transunion on various occasions to follow up to see if they received anything. All three credit bureaus confirmed they have not received any disputes. I allowed time because these processes take time. I called the credit bureaus on 03/01/2023. All advised no disputes received. Shortly after, I sent ******* an email on 03/01/2023, 03/11/2023 and 03/13/2023. I simply wanted updates and received no response. I then disputed with my bank. I found forums, YT videos, and new reports of ******* stealing from prospective clients and also being jailed for identity theft. The only emailed I received from ******* was on 03/14/2023 about a missing payment which was computerized. ******* never reached out to me until 04/20/2023. Stating she was going to send my account to collections and have me blocked from Credit ******************* She claims she'd been working on my account but every dispute she sends out I am supposed to receive a copy. I received a copy of dispute in two months. Which the CRAs confirmed they never received. I am trying to figure out why didn't I receive copies of the other 4 disputes she claims she sent out. ******* also states she didn't have access to my Smart Credit profile which she never mentioned to me and I provided her all of that information on her portal. ******* is attempting to send me to collections for over $4000. For two disputed payments of 139. The screenshots of letters she says "typed" all show they modified right before sending them to me on 04/20/2023Initial Complaint
04/18/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Unanswered
I hired ******* 7 months ago to work on removing things from my credit and for the service she charges $139 a month. 4 months later there has been no improvement to my credit so I canceled her service by a writing in accordant to her cancelation polices. She is still withdrawing money from my account with at this point is stealing!she owes me $417 dollars that she stole from me.Initial Complaint
12/15/2022
- Complaint Type:
- Billing Issues
- Status:
- Unanswered
Vargas consulting is claiming a charged owed I have called her several time and texted her several times. She doe not return calls or text or emails. If you go ****** reviews she does this to all her clients and scams them. I found out thru research she was charged with social security fraud and stealing there identity. I do owe her but not what is claiming. I have not received any updates or calls of any updates of service rendered. But she is quick to charge and makes it extremely impossible to cancel services.Initial Complaint
08/13/2022
- Complaint Type:
- Billing Issues
- Status:
- Unanswered
The person claims to do credit repair. I pay a fee monthly. I started in February.. It has been a while since I received any updates on my progress. I called and left messages, text messages, and emails. The person never responded. I asked for my card to stop being charged which it was not in July and then in August my card was charged. I notified the bank and then I received a nasty email from the company about how I had been blacklisted. Whatever that means. I have several emails and texts to support what I am saying, I can't be the only person that this company is taking advantage of. In 6 months the company did one thing. When I keep contacting her I never heard back from her which is not right at all.Initial Complaint
03/09/2022
- Complaint Type:
- Billing Issues
- Status:
- Unanswered
April/May of 2021 I started the process, I started the credit sweep/repair process with Kristin V*****. She stated that in a years time she will be able to get all negative items taken off of my credit profile. It has been 9 months and all I have seen is my account debited $139.00 each month with no credit change. I contacted Kristin V***** via email and phone all 6 of them some not working now or I have been blocked by her. I have not heard back from her about getting a refund or completing what she said she would when we spoke on the phone in April 2021. I was also instructed to use *********** to monitor my credit while using her services at a cost of $21.99 a month. I have since cancelled that service since Kristin V***** has not done what she said she will do by providing credit repair services for me. I am very concerned because Kristin V***** has my personal information and has not done what she said she would and can use my information fraudulently.
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Contact Information
Customer Complaints Summary
9 total complaints in the last 3 years.
4 complaints closed in the last 12 months.