Customer Reviewsfor123 Credit Restoration

He took about $1500 from me and provided no services. Not a single change to my credit. I hired a different credit agency that told me he didn’t touch a single thing. Also paid for a lawsuit he said he could make sure they couldn’t collect from me. He didn’t do anything and I lost the case. It’s also not even possible for him to represent w in Florida since he’s not a lawyer here…. I ask for my money back and he calls me a liar

YOU PAID FOR CREDIT REPAIR IN WHICH 15 LINE ITEMS WERE REMOVED. CONFUSED BY YOUR REVIEW.

Joe don't even deserve a 1 star rating. He is a lier, thief, and a cheat. Says he deletes accounts he don't he just steals your money

YOU LITERALLY STARTED ABOUT A MONTH AGO AND HAVE HAD ITEMS REMOVED. CAN I POST?

Joe all these complaints on are basically the same, you take people's money and don't do anything. I ask Joe to provide the paperwork he filed on my half and he couldn't provide it. I wish I had done my homework better on Joe and seen how many times he had screwed people over. Don't believe me just read the rest of the reviews. Do yourself a favor find a different company to assist you

I gave him $100 for him to start doing credit repair. He has show me no evidence that any work was done. Before the second payment, he told me that my paperwork was pending at the ******* ***** **********? Why would my paperwork be at the ******* ***** **********? He’s very aggressive and asking for money. He asked for money before he does any work and then afterwards doesn’t do any work. And has no physical proof that he did any work about removing collection accounts from my credit report. He has now turned my case over where I supposedly owe $300 to the collection agency called JM associates. They texted me and threaten me that they were report me to the credit bureau, and that they would garnish my wages. This Joe lawyer, if he is a lawyer is a scam artist because he knows that there are thousands of credit repair agencies out they’re stealing peoples money and not doing any work or doing very little to nothing. He claims he filed violation letters against creditors, when in fact he does not. Because if he did, he would be forthright and transparent, and show physical evidence. That the work that he did actually removed negative accounts from your credit report. He has no such physical evidence to prove anything that he did. I don’t think he’s a lawyer. Then I think he’s a scam artist. And he works with JM associates who claims to be a collection agency, and they threaten to report you to the credit bureaus. It’s funny to me that he’s in the business of taking or stealing, peoples money and promising to removing collection accounts and then he sends your account to a collection agency. I think that’s a mere coincidence. Expose this crook and scam for him stealing peoples money, and he needs to be charged with theft, and with a felony and be charged to pay back people what they paid for work that was never done! Stay away from this person he’s not even a human because he steals your money. He needs to be reported. And to be banned from marketing his scam.

THIS IS WHY THE BBB OS WORTHLESS. HE HAS A COLLECTION ACCOUNT FOR NONPAYMENT FOR SERVICES LEGALLY AND HE FILES A BAD REVIEW AND COMPLAINT AND ITS ALWAYS AGAINST US. THE

Joe STOLE $200 from me after I told him I wasn't interested in his services. He told me he already started work on my case and was going to sue me if I didn't pay him. He swore that I'd get my money back in ninety days if he didn't get one charge off removed from my credit. He even sent a written guarantee 90 refund if my charge off wasn't removed. Never heard from him again. He will ghost you. He lied to the New York State Consumer complaint department saying he finished the work when he never even did it. He lies about being in court he never sends you the court papers he said he completed on your behalf. When you call him he doesn't answer your calls. He said disgrace to the profession and calls himself a lawyer.

SHE NEVER MADE HER PAYMENT..... THANK YOU FOR REMINDING US THIS NEEDS TO BE SENT TO THE COLLECTION AGENCY.

Scammer. Very unprofessional! I called my card company and requested a refund. It's been a month almost and only seen a few points go up. Also my bank hold is still there. I've asked for court paperwork for my case nothing. Don't use this man/company! Better off using someone else.

FILED A FRAUDULENT CHARGEBACK AND WE FILED AND SENT HER TO COLLECTIONS AND HAD PAYCHECK GARNISHED FOR TRYING TO STEAL SERVICES FROM US.

He is a scammer blocked me from calling him. Took my 600 dllrs .don't use he will scam you. Forget about the 90 day money back. It's a scam.

WE REMOVE ALMOST ALL MY ACCOUNTS. WE CANNOT BLOCK ANYONE ON THE BUSINESS LINES. I BLOCKED YOU ON MY PERSONAL CELL PHONE FOR ALLING LATE AT NIGHT AND SWEARING AND MAKING THREATS OF VIOLENCE.