Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Fiducius has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Fiducius

      151 W 4th St Ste 300 Cincinnati, OH 45202-2744

      BBB Accredited Business

    Customer ReviewsforFiducius

    Loan Servicing
    View Business profile
    View Business profileBBB accredited business

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Provide Your Information to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

    All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

    This is automatically determined using your first name and first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    16 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from Lyndsey M

      4 stars

      03/05/2024

      I enrolled with Fiducius on a recommendation from my employer. I have never fully understood the burrowing or repaying process so having someone help me through the process was huge. I have been working with Fiducius for about 4 years now. They have always been helpful when walking me through the steps I need to complete. The only reason I did not give 5 starts is ever since the pandemic they will not take phone calls. It would be helpful if that changed. On the other hand I am very happy with the help and communication I did receive. They will fight for you if your loan servicer is not giving you what you are entitled to and that, in my book, is worth paying a fee for! If you are not able to get ahold of them by phone send an email on your Fiducius account requesting a phone call from them, make sure you select “Other” as the reason. They always called me within about 24 hours.
    • Review from Jodi J

      1 star

      10/04/2023

      0 Stars. After seeing this company came recommended by my employer I attended the informational webinar. The thought of having someone else to handle all of the forms and paperwork and confusing work that went along with the proposed loan forgiveness sounded like a huge weight off my shoulders. After taking my payment of $1,095 I did not hear from them again. I basically paid almost $1,200 for a page to house all of the documents for me (which the federal student aid website already does). I was notified just before the deadline that my submissions I had made MONTHS prior were not valid and had to be redone. I reached out MULTIPLE times for support and could not get ahold of anyone. I mentioned these concerns to my employer and they didn't even realize Fiducius was asking people for money for their services. DO NOT GIVE THEM ANY MONEY!!

      Fiducius Response

      10/09/2023

      Mrs. ******** signed up for services in July 2022. Fiducius provides step-by-step instructions customized to the client’s situation and allows clients to work at their own pace with Fiducius here for support. When it was getting close to the deadline for one of the Department of Education’s limited extension programs, we noticed that six times over several days, Mrs. ******** had submitted documents that were not completed. We communicated this information to her in October 2022, nearly a year ago. She then wanted to submit that document to the loan servicer directly. We received one email from her prior on September 6th, 2022, regarding a loan question that we responded to on September 7th, 2022. Since then, we have been waiting for her to complete the rest of the steps on her to-do list at her own pace and are here to answer any questions or concerns she may have. We have not received any emails or communications from her since October 2022. A manager reached out to her and left a voicemail with his information so that he could answer any questions she may have so we could move forward.
    • Review from James S

      1 star

      09/29/2023

      I have literally contacted this company numerous times with no response! But they have no problem taking my money and my wifes.... then asking for it again even though is had been paid! The fact of the matter is this company is useless considering I do 99 percent of the work for them and they just collect a payment. If you log into the actual loan servicer you use they guide you step by step in the process of filling out most forms. I won't be fooled again they got my money this time not next year ill be filing the paperwork by myself. I wish I could give them zero stars but I can't DO NOT USE THIS COMPANY!

      Fiducius Response

      10/09/2023

      Mr. and *************** have been valued clients for almost 5 years. During those 5 years, we have communicated several times with Mr. and *************** and have completed all steps side-by-side with them for their student loans. Fiducius reminded Mr. and **************** to complete the annual review process in September. They immediately paid their fees. An error with our internal system caused us to be unaware of the payment on Mrs. ****** account. Since the system did not recognize that her payment was made, emails continued to be sent to her requesting payment to be made. Fiducius is working to ensure that the error does not occur again. On September 10th and September 17th, Fiducius received Contact Us request emails from *************** with questions regarding her account. For the question to be directed to the proper representative to assist effectively, a follow-up question was asked immediately upon receiving the email. Unfortunately, we did not hear back from either of those follow-up questions. We apologize for any inconvenience and frustration the payment not being recognized may have caused to Mr. and ***************. Mr. ****** payment was received and applied to his account immediately. A manager contacted Mr. and ***************, apologized for the error, and offered credit toward next years renewal fee for the inconvenience. We hope to hear from Mr. or *************** to review Mrs. ****** account and discuss how to move forward. Fiducius again apologizes for the inconvenience.
    • Review from Arika L

      1 star

      09/20/2023

      I have sent multiple emails and contact request in with no response. The phone number listed no longer works. I am very upset with the lack of communication. They took my $249 payment and no response from them at all.

      Fiducius Response

      09/22/2023

      Fiducius greatly apologizes to ****************** for any delay in communications. Our system had an error due to her starting and stopping her payment with a day in between. We are researching the issue. However, she could access all documents and submit the necessary paperwork after payment. There was no delay in her access after payment was received. A member of management was able to speak with her, confirm that her payment was made, and answer any questions or concerns she may have. Fiducius believes she is satisfied with her services and can move forward.
    • Review from Lauryn B

      1 star

      09/14/2023

      0 stars. I have paid this company almost $900 to consolidate my student loans and now I cant get in contact with them. My bank blocked my final payment to them for the fee they charge to consolidate student loans.

      Fiducius Response

      09/18/2023

      Mrs. ****** signed up in May per the suggestion of their employer, who has a partnership with Fiducius to assist employees with their financial wellness. Fiducius provided Mrs. ****** with a detailed financial wellness plan that included consolidation of student loans. She chose to allow Fiducius to execute the wellness plan that included a fee for service. Mrs. ****** confirmed that the consolidation was completed on 6/5/2023. In addition, she confirmed the final step in the wellness plan was completed on 7/7/2023. Fiducius received a Contact Us request the day before this comment was made and sent an email to get further information. We did not hear back from Mrs. ******. Fiducius will contact Mrs. ****** again and help answer any questions or concerns she may have.
    • Review from Ernestine D

      1 star

      09/13/2023

      What a scam Fiducius has been. After sending them $250 over a five year period. NO CUSTOMER SERVICE TO CALL NOR DO THEY RESPOND TO ANY QUESTIONS YOU POSE IN THEIR SITE. I'm mad as ****

      Fiducius Response

      09/18/2023

      *************** has been a valued client since January 2018. Fiducius is very concerned that she would claim that our services are a scam after all the interactions that we have had over the years. She stated that questions were not responded to. We searched all our methods of communication and discovered one Contact Us request from her from 9/13/2023 at 12:00 p.m., the same day that this comment was made. Due to the question asked, an immediate response was not possible. Typically, questions are answered within ***** hours. A member of management was able to speak with *************** and was able to answer all her questions. She mentioned that she thought Fiducius would take a long time to answer her question. Fiducius believes she is satisfied with her services.
    • Review from Amy M

      1 star

      09/11/2023

      I originally started using this program back when it was ISLS---in which customer service and the help I received was amazing. I would always speak to someone who would answer even the silliest questions, they would look over every document and tell me what I needed to fix, and/or I would always have a way to contact someone for help. The last few years have been terrible with this company. I have pretty much done the whole process myself the last few years so I am not sure why I have been paying the $250 fee. Most recently I recertified in February. Paid the fee and submitted all of my forms. Even after doing that I still had to talk to a representative from MOEHLA about a mistake the fiducius did not catch. Recently I have been getting emails seeing that it is time to re-certify~which it is not since I only have to do it once a year. I have tried "contact us", emailing, and calling the number at all hours. I keep getting the recorded message and can never actually get an actual person. I also have not received any messages on the portal or in my email. I can't even schedule a time with an advisor. It is very frustrating as a person who has shared this program with others and "how great they were". I am still hoping to talk to anyone from this company.

      Fiducius Response

      09/22/2023

      We apologize that *************** feels that the service relating to Fiducius and ISLS name change has changed. She has been a valued client for six years. Any process change was unrelated to the name change. The same team that assisted *************** years prior is here to assist during her process. Regarding how documents are submitted via step-by-step instructions customized to the clients situation, clients can work at their own pace with Fiducius here for support. We received an email on 8/27 and replied the same day asking for more information to direct Mrs.****** question to the proper team member to assist her. Since this message was submitted, a team member has spoken with her and answered her questions regarding her student loans, forgiveness, and how to move forward. Fiducius believes she is satisfied with her services.
    • Review from Dani S

      1 star

      08/28/2023

      My employer recommended them, and I created an account. During the pandemic I was paying promptly the fee and uploading employment recertification documentation. Every attempt I have made to contact them (via phone, email, web) has been unsuccessful. Their customer service is NONEXCISTENT!!!! I have made numerous attempts to change my password to enter my account; I have never received the e-mail with instructions (that was supposed to take up to a few minutes to arrive and is active for 45 minutes), nor I was able to contact them for login assistance on the designated e-mail!!! I am so disappointed with my employer for offering/advising such dishonest and fake service provider! Do not get INVOLVE with those scammers!!!!

      Fiducius Response

      09/05/2023

      Mrs. ******* *** been a valued client for several years after signing up at her employer's suggestion. We greatly apologize that she has had problems logging into her portal. Our records indicate that before August 9, 2023, she could log on to the portal. Fiducius did receive an email on August 12 requesting log-in assistance to the designated email that Mrs. ******* is referring to. A response was immediately sent to her via email asking for further information and options to pick to assist further. We did not receive a reply with the additional information needed to help her log in. In addition to the email she sent to the dedicated mailbox, there is a forgot password link on the portal to assist in resetting her password. That link was clicked, and an email was sent to her five times: 8/9, 8/10, 8/12, and two on 8/28. The emails may be being sent to trash or spam. A team member has contacted Mrs. ******* and left a voicemail on reaching Fiducius so we can move forward.
    • Review from Elizabeth D

      1 star

      08/18/2023

      Fiducius properly screwed me over by encouraging me to take out additional college loans for a Master's degree, misleading me to believe they would be paid off at the same time that my Bachelor's degree loans were forgiven (after 120 payments), which is entirely untrue. Not only did I go through a lot of undue stress and work to get the Master's degree, but now I am saddled with having to stay in a profession (as a teacher) which I was planning to LEAVE after 10 years! My master's degree loan will require an additional 10 years of payment.I know this sounds common sense, but the Fiducius rep even showed me a chart and the numbers showing that I would not have to pay a cent toward the Master's degree. She even encouraged me to take out extra money that I didn't really need to because it was going to be paid off through forgiveness!Now I have to stay another 10 years in a career I was planning to leave just to get forgiveness on a loan for a degree I didn't even want! Fiducius said I may as well get another degree because it would be like getting a degree for free. I was entirely mislead, and this advice has led to serious negative financial, physical, and mental health consequences for my family and me. I wish I had never hired Fiducius. Everytime I had paperwork to complete, it was faster and easier for me to submit the paperwork myself through the official channels rather than through Fiducius. Fiducius was a time-consuming middle man that I'd like to sue.

      Fiducius Response

      08/29/2023

      ************** contacted Fiducius (ISLoan Solutions at the time) in April of 2017 with the suggestion of her employer at that time to assist with student loans and future education needs. After detailed conversations over the phone and via email with an advisor, she decided in September 2017 to sign up to allow Fiducius (ISLoan Solutions) to manage her student loans. She indicated in this communication that she returned to school and the advisor showed her a chart and numbers showing her that she would not have to pay for the masters degree. That is correct. She was provided with a ten-year repayment plan to follow once she completed school and was ready to begin payments. With the repayment plan that was shown, the student loan balance does not reflect the payment. The payment would have been the same regardless of the student loan balance she had. Once repayment begins, 2, 5, or 7 years later, the ten-year repayment plan would begin. In addition to the ten-year repayment plan/chart provided, several email exchanges took place between ************** and her advisor to answer any questions regarding the program and how repayment worked. On two separate occasions, on 5/26/2017 and 9/18/2017, the advisor stated in an email that since she was borrowing new loans again, those new loans would also require 120 months for forgiveness.Fiducius is aware that a lot has happened regarding student loans recently, and recalling a conversation or retaining email conversations from over six years ago is impossible. We hope to assist ************** with her student loans and future employment needs. A member of management has contacted **************. They are currently scheduling a time that works with both schedules to review her student loan and professional goals and how to move forward. We look forward to assisting in further involvement in the ************** Loan Forgiveness program for many years.
    • Review from Susan B

      1 star

      08/11/2023

      I have made several attempts to contact customer service. They accepted my payments throughout the pandemic, but now, as I'd like to pay the fee again, there is no contact. I have emailed several times, called their office to hear the same message repeatedly and have had no response. Even the number of their office manager listed on the BBB page is just the sound of a busy signal. This is so disappointing that I've expected this company to do their job and they cannot provide basic customer service. I am locked out of my account since my password expired. I am unable to change the password since it says my recall of my initial password is incorrect so I cannot advance. Help!

      Fiducius Response

      08/15/2023

      We apologize for any inconvenience being unable to log in caused Mrs. ****** Our records indicate that she could log in to the portal and make a payment shortly after a representative attempted to contact her and left a message. Fiducius has reviewed all contact information with the BBB to ensure accuracy and avoid future communication problems. A representative scheduled a meeting with Mrs. ***** and was able to speak with her to review her account details and next steps. Fiducius believes she is satisfied with her services, and we look forward to working with her for many more years.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.