Additional Information for Evergold at Home

• Independence Mutual Corp.
• Evergold

• Mr. Nick Machesney, SVP, Head of Business Development

Principal

• Mr. Nick Machesney, SVP, Head of Business Development

Customer Contact

• Mr. Nick Machesney, SVP, Head of Business Development

Central Ohio. Greater Columbus metro area and suburban communities.

• Bexley, OH
• Blacklick, OH
• Columbus, OH
• Delaware, OH
• Dublin, OH
• Gahanna, OH
• Galena, OH
• Grandview, OH
• Grandview Heights, OH
• Granville, OH
• Lewis Center, OH
• Marysville, OH
• New Albany, OH
• Powell, OH
• Shawnee Hills, OH
• Upper Arlington, OH
• Westerville, OH
• Worthington, OH

• Credit Card
• Debit Card

• No refund/exchange policy stated. See website.: https://www.evergoldathome.com/faqs

  "Optionality
  What if I change my mind after joining the program?
  The one-time membership fee is at least partially refundable for the first 50 months you are part of the program, giving you plenty of time to make sure you are comfortable with your decision.
  Months 1-6: the membership fee is fully refundable, net of any service costs.
  Months 7-50: you will receive a prorated refund equal to the membership fee minus 2% for every month spent in the program, net of any service costs.
  For example, if you terminate the agreement after 14 months in the program, you will receive a refund equal to 100% - (14 x 2%) = 72% of the membership fee, net of any service costs."

  What happens if I want to move into a Continuing Care Retirement Community (CCRC)?
  We understand that sometimes interests change and you may decide they would rather live in a Continuing Care Retirement Community (also known as a CCRC).  
  If that's the case, you have two options:
  1) Maintain your Evergold membership as your care option if you join a CCRC with a Type B or C contract; or
  2) If you join a Type A CCRC, we will refund 90% of your membership fee (net of any care costs incurred) to be put towards the CCRC entrance fee.

  What are the different plan options?
  We offer several different plans so you can choose the coverage that works best for you and your lifestyle.
  All three plans offer access to a Wellness Manager and ongoing care coordination. What differentiates the plans is the amount of financial coverage each provides—known as the “Daily Coverage Limit”—if you ever need assistance with the activities of daily living (ADLs) or other long-term care needs.
  Tier 1 = $350 daily coverage limit
  Tier 2 = $250 daily coverage limit
  Tier 3 = $150 daily coverage limit
  Any needs above this Daily Coverage Limit will need to be paid by members out of pocket.

  Tier 1 is priced to be greater than the average local Skilled Nursing rate so you can have peace of mind knowing you’re financially covered for life.