Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Synchrony has 105 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforSynchrony

    Credit Cards and Plans
    HeadquartersMulti Location Business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    1.05/5stars

    Average of 2,456 Customer Reviews

    Customer Complaints

    7,542 complaints closed in last 3 years

    2,807 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Overview

    Synchrony is a consumer financial services company delivering customized financing programs including consumer banking products.

    Products & Services

    Synchrony is a consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home.

    Business Details

    This is a multi-location business.

    Find a Location

    Synchrony has 105 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Headquarters
      Kettering, OH 45420-1469
      BBB File Opened:
      4/28/1999
      Years in Business:
      92
      Business Started:
      1/1/1932
      Business Incorporated:
      5/18/1988
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of RSSD ID: 1216022 for this business, issued by FDIC

      These agencies may include:

      FDIC

      550 17th St., NW

      Washington DC 20429

      (877) 275-3342

      https://www.fdic.gov

      Type of Entity:
      Corporation
      Alternate Business Name
      • CareCredit
      • Synchrony Financial
      • PayPal Smart Connect
      • PayPal Extras Mastercard
      • Synchrony Bank
      • PayPal Credit, Inc.
      • Venmo Credit
      • Walgreens Dual Card
      Business Management
      • Ms. Anika Green-Watson, VP, Enterprise Complaints
      • Mr. Brian Doubles, President/CEO
      • Ms. Christina Elliot, VP, Escalated Complaints Leader
      Contact Information

      Principal

      • Mr. Brian Doubles, President/CEO

      Customer Complaints

      7,542 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      06/25/2024

      Complaint Type:
      Billing Issues
      Status:
      Answered
      The business wanted us to do online statements or it would be a 1.99 fee for paper statement. So the 1st time we done online something went wrong, I got a email showing my payment had posted, also have a picture showing the same thing. this was in June. July came and my next bill showed late fee and interest fee charged to nothing of my doing.
      Read More

      Customer Reviews

      2,456 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      TL L

      1 star

      07/01/2024

      Read the reviews. I had no warning or emails, and they closed my account after being with them for over 3 years. They took money out of my account, and when I asked for a refund I was told I would receive the money back to my checking account within 7-15 business days. It's been over two weeks and I found out they issued a check to an incorrect address, after verifying they would refund it to my checking account. Speaking with 3 different people from India and each one had no idea what they were doing, and hung up in my face after expressing concerns and the misinformation. After I pay off this credit card, I will NEVER return to do business with this company. They lost the check, and now I will have to wait another 3 weeks to get the money they took out of my account without my permission. Lesson learned.

      Synchrony Response

      07/02/2024


      I am sorry you have experienced issues with your Synchrony Financial account. We would like to try and resolve your concerns, but need further information to locate the account(s) in question. Please email us at [email protected] with your name and phone number. To expedite a response, please provide Customer Review # 65199 and a member of our consumer advocacy team will assist you. For your security, please do not include your account number in your email.

      Local BBB

      BBB of Dayton and Miami Valley

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business.