Business ProfileforFife & Associates Realty, LLC

WE INQUIRED ABOUT PROPERTY, WE WERE TOLD THAT A SOFT INQUIRY INTO OUR CREDIT WOULD BE PULLED TO DETERMINE IF WE QUALIFIED FOR THE HOME TO BE LEASED TO US. WE INFORMED AGENT OF THAT WE MET THE MINIMUM CREDIT SCORE AND THAT WE DID NOT HAVE ANY BANKRUPTCIES NOR MAJOR COLLECTION NOR PUBLIC RECORD ON OUR CREDIT. HEATHER MARTINEZ THEN STATED THAT EVEN IF WE HAD SMALL DISCREPANCIES SO LONG AS NOTHING MAJOR IS ON OUR RECORD WE COULD STILL QUALIFY FOR THE HOME BY PUTTING 6 MONTHS DOWN OF RENT WHICH WE AGREED TO AS CONTINGENCY TO THEM RUNNING A SOFT PULL ON OUR CREDIT AS WE ARE STILL WORKING ON IT. OUR CREDIT SCORE SHOWS MY CREDIT TO BE AT 650 AND MY WIFE AT 680 WHICH PUTS US ABOVE THE 620 MINIMUM REQUIRED NO BANKRUPTCIES NO PUBLIC RECORDS NOR MAJOR PAST DUE AMOUNTS . AFTER THEY PULLED A HARD INQUIRY WHICH WAS NOT APPROVED BY ME NOR MY WIFE WE THEN GOT NOTICE FROM OUR AGENT YESENIA CRUZ THAT WE WERE DENIED. WE THEN REACHED OUT TO PROPERTY MANAGER/ BROKER AND ASKED FOR AN EXPLANATION AS TO WHY WE WERE DENIED WHEN THE CONTINGENCY WAS THAT THEY VERIFY WE HAD NO MAJOR FLAGS AND COULD STILL HAVE THE HOME, MR. **** THEN PROCEEDED TO INSULT ME STATING THAT MY "ADULT REPORT CARD" (credit score) WAS NOT GOOD ENOUGH FOR HIM. I THEN WENT ON TO PLEAD WITH HIM THAT I COULD PAY THE 6 MONTHS IN ADVANCE AND THEN THE OTHER 6 MONTHS IN 30 DAYS FROM MOVE IN AND STILL DENIED US WITH NO REAL NOR LOGICAL EXPLANATION BUT THAT MY "ADULT REPORT CARD" LOOKED BAD AND THAT IN THE REAL WORLD AND SOCIETY THAT'S WHAT DETERMINES THE TYPE OF INDIVIDUAL I AM. THIS WAS DETRIMENTAL AS WE SENT QUITE SOME TIME LOOKING AT THE HOME AND PLANNING TO MOVE ASAP AND WAS ONLY MISLEAD TO BELIEVE WE WOULD STILL GET THE HOME SO LONG AS WE PUT ENOUGH DEPOSIT MY KIDS WHERE DISILLUSIONED AS THEY LOVED THE PROPERTY AND IMAGINED THEMSELF PLAYING IN THE NICE PIECE OF LAND THEY SO LONG WISH FOR. HE REFUSED TO GIVE US A COMPLETE DENIAL LETTER WITH AS TO WHY WE WERE DENIED AND HAS THREATEN TO GET HIS ATTORNEY TO CONTACT US