Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

GFS Home Loans has 10 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforGFS Home Loans

    Financial Services
    HeadquartersMulti Location Business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 3 Customer Reviews

    Customer Complaints

    2 complaints closed in last 3 years

    2 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Overview

    For over two decades, GFS Home Loans has been a trusted partner in turning homeownership dreams into reality. Founded by Mike Goldman, inspired by his father’s dedication, our company is built on a legacy of trust and experience. Our team, a close-knit family, provides personalized service with honesty and integrity. Blending rich history with a fresh, modern approach, we make the home buying process smooth and enjoyable. Join us on this journey, where your dreams find their address.

    Products & Services

    Adjustable ARM, Conventional, Down Payment Assistance, FHA, Fixed Rate, Graduated Payments, Interest Only, Jumbo Loans, VA

    Business Details

    This is a multi-location business.

    Find a Location

    GFS Home Loans has 10 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Headquarters
      2822 N Loop 1604 W Ste 101, San Antonio, TX 78248-4551
      BBB File Opened:
      1/29/2010
      Years in Business:
      26
      Business Started:
      5/26/1998
      Business Started Locally:
      5/26/1998
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      Type of Entity:
      Partnership
      Alternate Business Name
      • Amcap Mortgage Ltd.
      • Gold Financial Services
      Hours of Operation

      Primary

      M:
      8:30 AM - 5:00 PM
      T:
      8:30 AM - 5:00 PM
      W:
      8:30 AM - 5:00 PM
      Th:
      8:30 AM - 5:00 PM
      F:
      8:30 AM - 5:00 PM
      Sa:
      Closed
      Su:
      Closed
      Business Management
      • Mr. Mike Goldman, Partner
      • Ms. Mandy Stewart, Administrative Assistant
      Contact Information

      Principal

      • Mr. Mike Goldman, Partner

      Customer Contact

      • Ms. Mandy Stewart, Administrative Assistant
      Additional Contact Information

      Fax Numbers

      • (210) 348-9496
        Primary Fax
      • (210) 957-7215
        Other Fax

      Phone Numbers

      Website Addresses

      Industry Tip

      BBB Tip: How to shop for financial services

      Customer Complaints

      2 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      06/05/2023

      This account was paid in full but was reported as a charge off.

      Customer Reviews

      3 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Rashawn P.

      1 star

      06/25/2022

      Negative Ten (-10) Stars. Gold Financial services in *********, ** area. STAY AWAY FROM THIS MORTGAGE COMPANY. Loan officer ****** manger by the name of ****************************** I advice Veterans, Soliders , even civilians to save yourself the headache, money, and time. DO NOT GO WITH THIS COMPANY. ******** treats you like a child. Has no respect for military personnel, doesnt treat these documents with care as they are time sensitive documents. Me and my wife and to constantly push back our closing date because this so called professional wouldnt call or email us back with any updates. 7 times in a row this company would call us the night before or the day of closing to request not just one documentbut multiple documents which weve sent multiple times to him and his assistant. H*** throw religion with business and get off track very easily. The day or night before closing hes never available. Seems like youll have to chase him around for updates. PLEASE TO ALL MY VETERANS OR SOLDIERS OUT THERE DO NOT GO THROUGH THIS COMPANY. YOULL BE WAITING ON WEEKS JUST FOR AN UPDATE OR JUST TO BE TOLD THEY NEED MORE OF THE SAME DOCUMENTS. THIS COMPANY IS A JOKE. AVOID AVOID AVOID. THIS LOAN OFFICER AND COMPANY HAD ME A VETERAN AND MY WIFE LIVE IN A HOTEL FOR 70 DAYS JUST TO BE TOLD IT WAS OUR FAULT OUR PROCESS TOOK TOO LONG. ***************************** is worried about reputation rather than getting you or your family in a home.

      Local BBB

      BBB serving the Heart of Texas

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.