ComplaintsforMakingMillionaires.org
Additional Complaint Information
Mr. Thomas J. Montgomery, owner of the Chapman Loan Program, was also the previous owner of various entities including but not limited to:
- Innovative Capital Strategies
- Total Credit Rebuild
- Diamond Ethical
- Smart Money Alliance
- Innovative Capital Strategies
- Total Credit Rebuild
- Diamond Ethical
- Institute for Improved Minority Financial Literacy
- Healthy People Texas
- 4 Day Credit Repair
- 39 Credit Repair
- 700Credit.org
- CreditAndMoneyWorkshop.com
- My Smart Money Plan
- United States Wellness Chamber of Commerce
- Wellspring Healthcare Enterprises
- Contrarian Accounting and Bookkeeping
- 509 South Pacific Inc.
- American Minority Business Development Council
- Business SBA Loans
- Business Paralegal Corporation
- Money Leaf Capital
- Fast Credit Boost.org
- Felony Capital Inc.
- Business Credit Literacy Initiative
- 60DayCreditSweep.com
- BlueRevenue.biz
These entities were implicated in a pattern of complaints related to their selling practices and guarantees. Notably, these businesses guaranteed all applicants would obtain $100,000 minimum, regardless of creditworthiness, personal income, or time in business.
The Better Business Bureau received numerous complaints alleging that not only did not receive the capital that was guaranteed but that the consumers themselves had to pay the program a percentage on any capital offered, including credit cards.
Furthermore, the businesses have implied government
sponsorship/endorsements, claiming to be "developed by the SBA and the
FDIC." The business also lures individuals with promises of lucrative income
through employment opportunities, waiving the initial deposit of "$10,000"
but regardless of participating in the affiliate opportunity or the capital raise program, consumers later receive letters accusing them of such actions such as
"Breach of Contract, Failure to Pay, and Failure to
perform contractual requirements" requiring them to pay the $10,000
initial deposit. Consumers who refused to pay report receiving Small Claims
Court Petitions demanding payment.
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Complaint Details
Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.
Initial Complaint
04/11/2024
- Complaint Type:
- Order Issues
- Status:
- Unanswered
his complaint against Business paralegal corporation/********************************* regarding deceptive practices, failure to provide a valid contract, excessive and undisclosed fees, ongoing harassment, and violations of TILA and RESPA. Despite paying over $9,000 to this company, I have received absolutely nothing in return for these payments. Complaint Details: I entered into an agreement with business paralegal corporation but was never provided with a clear and complete contract specifying the terms and conditions as required by the Truth in Lending Act (TILA). On numerous occasions, I requested a copy of the contract from the company but they failed to produce one. The company representative even stated in emails that he could not locate the original contract and had sold it, indicating he received compensation already. Despite not receiving any products or services from them, business paralegal has continuously charged me with excessive fees that I never agreed to. The fees appear to be unrealistic usury charges in violation of TILA. To date, I have paid over $9,000 but the company keeps billing me for undisclosed terms and conditions. I believe I was misled into some sort of fraudulent scheme without fully understanding the dynamics involved. I personally know of other individuals who appear to have been taken advantage of by this company and its representatives in a similar manner. The ongoing harassment, excessive billing, inability to obtain a contract, and lack of required disclosures under TILA and RESPA have caused me significant stress, anxiety, depression and undue financial hardship. Business paralegal corporation has even threatened to destroy my credit and pursue legal action against me. I am seeking relief from any further billing, cancellation of any alleged debt, refund of the $9,000 I paid for services I never received, and penalties for the company's violations of TILA and RESPA. I have tried to resolve this through communicating with the company, but they refuse to provide transparency or make this right. Please assist me in getting a resolution to this seriously concerning situation. I have documentation of correspondence that can be provided if needed.
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BBB Rating & Accreditation
This business is not BBB Accredited
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Customer Complaints Summary
2 total complaints in the last 3 years.
2 complaints closed in the last 12 months.