Business ProfileforUniversity Mazda Kia

On October 7 I purchased a vehicle from University Kia Mazda. I was trading in my current vehicle. I selected a vehicle and test drove it. We negotiated a price around ******. The exact amount I can not recall, $****** to ****** range. I decided I didn't want that car due to the interior color. They found a different car with the interior color I liked, but it was a higher cost model. I was told they went down on the price to match the prior model. The sales person told me the person I was negotiating with (******) took an additional 2k off the the vehicle to make the sale work. I was told it was ****% interest rate and my payment would be $750. I mentioned I had debts i needed to pay off. ****** said he could get me $10,000 added to the loan at ****% interest so that I could work out my finances and roll it into the note and that would help me with purchasing the car. I originally said no, but then it sounded like a good deal. I asked him to confirm that this was an option, and he came back saying yes. It would raise my payment to $1020, but I could consolidate or pay off things. I didn't realize then 1020-750=$270 * 72 = $19,440. He failed to mention the $10k with the additional payment was really $19,440 I'd have to pay back. I found that out later.In the finance office, they went on to sell me an extended warranty, tire warranty, gap insurance, and also a life insurance policy that ****************** in. I was told it would only add $40 to the note. That should total $2880. They quickly had me sign the documents and then gave me a zip drive saying my copies were on it. I expected my loan total to be around 60k including the 10k loan. A month later I saw a $68,700 loan on my credit report and couldn't understand how. All the additional items they sold me totaled $8600, so I'm not sure how that was only $40 more a month. They also raised the vehicle price to $47,800 and not what we had negotiated. * I went and had them print out the documents for me.