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          Total Auto Finance Inc has 1 locations, listed below.

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            Business ProfileTotal Auto Finance Inc

            Auto Financing
            Revoked BBB accredited business

            Current Alerts For This Business

            Accreditation Revocation:
            On 04/30/2024 this business's accreditation in the BBB was revoked by the BBB's Board of Directors due to failure by the business to adhere to the BBB requirement that Accredited Businesses meet and abide by the following standards:

            6. Address disputes forwarded by BBB quickly and in good faith.

            6A. Provide a response to each complaint that:
            • Is professional,
            • addresses all significant issues raised by the complainant,
            • includes appropriate evidence and documents supporting the business' position, and
            • explains why any relief sought by the complainant cannot or should not be granted.

            Additional business information

            Additional Info:
            On 11/15/2023, the business filed for reorganization under Chapter 11 of the federal Bankruptcy Act, case# 1:23-bk-11867. This permits the business to continue to operate with court supervision while developing a plan of reorganization. Those with monetary claims against the business are advised to obtain a Proof of Claim form by writing to Virginia Eastern Bankruptcy Court Region 4 1725 Duke Street Suite 650 Alexandria VA 22314 for resubmission to that court. The case number should be entered on the form.
            See all additional business information

            Contact Information

            5250 Cherokee Ave Ste 223

            Alexandria, VA 22312-2052

            Visit Website
            (800) 535-2539

            Customer Reviews

            1/5

            Average of 2 Customer Reviews

            Read ReviewsStart a Review

            Customer Complaints

            9 complaints closed in last 3 years

            7 complaints closed in last 12 months

            Read ComplaintsFile a Complaint

            BBB Rating & Accreditation

            Revoked BBB accredited businessNR

            Years in Business: 8

            Customer Reviews are not used in the calculation of BBB Rating

            Reasons for BBB Rating

            Related Categories

            Business Details

            Location of This Business
            5250 Cherokee Ave Ste 223, Alexandria, VA 22312-2052
            BBB File Opened:
            1/10/2022
            Years in Business:
            8
            Business Started:
            2/25/2016
            Business Started Locally:
            2/25/2016
            Business Incorporated:
            2/25/2016
            Licensing Information:
            This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
            BBB records show a license number of CF-3271 for this business, issued by State Corporation Commission (SCC)-VA

            These agencies may include:

            State Corporation Commission (SCC)-VA

            Tyler Building, 8th Floor, 1300 E. Main Street

            Richmond VA 23219

            (804) 371-9657

            Fax: (804) 3719416

            http://www.scc.virginia.gov/bfi

            Type of Entity:
            Corporation
            Business Management
            • Mr. Elshan Bayramov, President
            • Mr. Jun Lin, Managing Member
            Additional Contact Information

            Email Addresses

            Read More Business Details and See Alerts

            Customer Complaints

            9 Customer Complaints

            Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

            File a Complaint

            Most Recent Customer Complaint

            05/28/2023

            Complaint Type:
            Billing Issues
            Status:
            Answered
            Total Auto Finance Inc ***************************************, Alexandria, VA ********* Account #: ********************, ********************Verification is #4 in debt validation law. Verification is a sworn statement/ affidavit of truth. I have also provided you with Black Law definition of verification below as you are partaking in willful non compliance 15 U.S.C. 1681n - Civil liability for willful noncompliance. I demand proof of delivery letter within 14 days of reporting account. I request certified mail tracking number. If you cant provide the requested information then I demand that you delete this tradeline asap and cease and desist all collection activity including reporting the account. I will take reasonable steps to get justice for the pain you caused me. In pleading. A certain formula with which all pleadings containing new affirmative matter must conclude, being in itself an averment that the party pleading is ready to establish the truth of what he has set forth. In practice. The examination of a writing for the purpose of ascertaining its truth; or a certificate or affidavit that it is true. Verification- is not identical with authentication. A notary may verify a mortgagees written statement of the actual amount of his claim, but need not authenticate the act by his seal. ****************************, 19 Ohio St. 291. Confirmation of the correctness, truth, or authenticity of a pleading, account, or other paper, by an affidavit, oath, or deposition. See ******** **************************, 134 111. 126, 25 N. E. 429; *********** v. ******* ****** Co. (C. C-) 65 Fed. 296; ********* v. Brooklyn, 6 App. Div. 127, 40 N. Y. Supp. 581. It was communicated to me to reach out to creditor to expedite the removal. As of the date of previous complaints, it has been over thirty days with no compliance to the Fair Credit Reporting Act (FCRA 15 U.S.C. 1681). By their findings, it is now my legal right to have these accounts and inquiries (FCRA 15 U.S.C. 1681n) removed.
            Read More
            Read 8 More Complaints

            Customer Reviews

            2 Customer Reviews

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            How BBB Processes Complaints and Reviews

            Start a Review

            Most Recent Customer Review

            Latrice J

            10/31/2023

            I would have never financed with this business if I had a better credit score. It’s businesses like this that take advantage of many people like me struggling to make ends meet and just need a reliable vehicle to get back and forth to places like grocery store, doctors appointments and school. If I didn’t have children I would say to hell with a vehicle honestly, less of a bill to worry about but for my family it is a need not a want. I had this car for that’s only valued at $2K for 3 yrs paying $500 a month on and well over paid with $11K to pay on it. Yes it was my choice to finance with them but do to my credit my back was up against the wall. I came into a financial hardship recently so payment had to be delayed a few days. They already reported my account to collections so there goes my credit score dropped and no vehicle to get my kids back and forth to school and doctors or grocery. Never will I finance again and I wouldn’t recommend leasing on anything. It was good up until your unable to make payments on time and these people do not empathize only humans can. Consumers are the reason these businesses have an income. We need to do better to support one another. Thanks for allowing me to rent the car. No need to reply unless you’re going to give me a heartfelt sympathetic response and allow me to keep the car for having already paid over $10K on. ??
            Read 1 More Customer Review

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