Business ProfileforCentury Credit Financial
Current Alerts For This Business
The Richmond, Virginia address provided by Century Credit Financial is fictitious and the website is registered through a private host with no contact information. As of February 2019, the website had been taken down. BBB was unable to locate any corporation filings for Century Credit Financial, nor any required licensing from the Virginia Bureau of Financial Institutions. BBB attempted to contact Century Credit Financial at the telephone number provided on its website. That number answered as "Sky Luxury Properties", which is also being investigated by BBB. Click here for Sky Luxury Properties' BBB Business Profile.
BBB’s understanding is that it is illegal for a lender to accept advance fees for unsecured loans. BBB urges consumers to use extreme caution before providing any personal information to a financial institution that does not have a verified physical location and appropriate licensing.
BBB is in the process of requesting additional information from the business about its location and business practices.
Additional business information
It is illegal for companies doing business by phone in the United States to promise you a loan, or indicate that you have a high likelihood of success in obtaining a loan, and ask you to pay for it before they deliver.
If you are considering paying an unknown broker or company an advance fee with the hopes of securing a loan for you, the BBB suggests that you first obtain the following information: 1. The name and address of the broker/company. 2. The length of time they have been in business. 3. The total number of contracts the broker/company has signed in the last 12 months. 4. The total number of actual loans. 5. The possible sources of the loan money. Confirm this information with the references given, and for a Virginia broker or company, check with the Bureau of Financial Institutions (804- 371-9657) to verify that the source of the loan is a licensed broker or lending company. 6. A complete description of services offered. Find out exactly what you are to receive for the advance fee. Make sure this is in writing on the contract, also. 7. A full description of the broker/company refund policy including circumstances where the client cannot receive funding. 8. A copy of the contract.
Never sign a contract unless you completely read and fully understand its contents. Don't ever rely on verbal promises, and be cautious of high pressure tactics to obtain your money. In general, BBB files show that it can be extremely difficult to obtain a refund of fees paid in advance to secure a loan, whether or not a loan is obtained.
At-a-glance
Business Details
- Location of This Business
- 1310 E Main Street, Suite 400, Richmond, VA 23219
- BBB File Opened:
- 3/19/2018
Customer Complaints
0 Customer Complaints
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