ComplaintsforProspera Credit Union
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Complaint Details
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Initial Complaint
08/27/2023
- Complaint Type:
- Billing Issues
- Status:
- Unanswered
I sent a letter regarding inaccurate and unknown things on my credit report. to this day over 60 days later I have not received a response vet. I feel like im being taken advantage of and being ignored of my disputes: Section 611(a) it is plainly stated that a failure to investigate these items within 30 days gives a reason to immediately remove those tems from my credit report it nas boon over 60 days so they should be deleted promptly.I demand these accounts pe deleted immediately or will file for litigation due to the stress you caused me. My information was also impacted by the equifax data breach and may have got into the hands of the wrong person.The below listed LATE PAYMENTS that are being reported within my credit profile is inaccurate account information. I have never been late with my payments of these accounts.It is not clear to me how these late payments could have become merge within my credit file.Perhaps it was a result of a mix file incident on behalf of you, the credit reporting agency or the original creditor.Whichever it is the fact remains.These late payments are incorrect payment history information.LATE PAYMENT CREDITORS: PROSPERA CREDIT UNION ACCOUNT NUMBER: ********** According to the **** this account is in volition of 15 U.S. Code ****b . 15 U.S.C **** section 602 A, 15 U.S.C ****c. (a)(5),15 U.S.C **** Section 604 A Section 2,15 U.S.C. ****s-2 (A)(1) please delete/update this account immediately.
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Contact Information
Customer Complaints Summary
1 total complaints in the last 3 years.
0 complaints closed in the last 12 months.