Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Financial Consultants

Liberty1 Financial

Reviews

Customer Review Ratings

4.74/5 stars

Average of 43 Customer Reviews

Want to share your experience?

Leave a Review

Review Details

  • Review fromIggi H

    Date: 04/22/2024

    5 stars
    About a year ago I sought out reduce my debt before I retired. I was contacted by ********* from Liberty One Financial she walked me through the process step by step and sent me sample letters through email. She made so easy for me. She I could call her any for help. A year later she still there and always helpful. I dont usually give reviews but she and Liberty 1 Financial earned this one. This is a 5 ************ you cant go wrong with them.
  • Review fromCharlie C

    Date: 04/17/2024

    5 stars
    I applied for a loan at a few different financial institutions and ended up moving forward with Liberty1 Financial. They were very transparent along each step of the process and had a better rate than the other companies. They also seemed very sincere in helping me find a loan that is a good ********* happy to be working with them.
  • Review fromReece C

    Date: 04/13/2024

    5 stars

    Reece C

    Date: 04/13/2024

    Thank you *** for all the help and getting me setup with good options! You kept reassuring me throughout the process and even though I was in a tough situation you were able to help me out. I highly recommend Liberty 1 Financial.

    Liberty1 Financial

    Date: 04/16/2024

    Thank you *****! Welcome to the family...Helping clients get out of debt is our passion
  • Review fromTara W

    Date: 04/11/2024

    5 stars

    Tara W

    Date: 04/11/2024

    When I 1st called Liberty 1 Financial I was skeptical because I received there loan offer out of no where in the mail. Then after calling in an speaking to ************* I realized calling that some people do care about what a client is going through. ************* made the whole process as simple as can be an I couldn't be more thankful for all his help. If anyone is looking for help when everyone else has said no I advise you to call him. I never leave reviews for a company but in this case I had to express my gratitude an thanks for all your help.

    Liberty1 Financial

    Date: 04/16/2024

    **** thank you for reaching our. ************** represents the caring for our clients attitude and values of every advocate at Liberty1 Financial. We are so excited to know we served apart in helping you achieve your financial goals!
  • Review fromSabrina N

    Date: 03/22/2024

    1 star
    Received a pre-approval letter in the mail called ************ spoke with a woman don't remember her name was transferred to *************************** at ************ spoke with him stating he represented this company took all my information including my SSN and did a soft inquiry. Stated he would follow up with me on any loan options to discuss before sending it to the underwriter in about 3 hours. Three hours passed and no call back. I called he answered stated he noticed someone else had called me and that he was on the other line with someone else and would call back in a few minutes. *************************** sounded paranoid. No one else called me nor spoke to me but him and now he never called back nor answering. BBB you need to do better!!! This apparently keeps being allowed to happen with the same pre-approval letters being sent out, the collecting of citizens personal information and then the business cease contact.
  • Review fromWilliam M

    Date: 02/12/2024

    1 star

    William M

    Date: 02/12/2024

    They lie with a flyer implying you are preapproved. They use the word preselected instead so its misleading. I wanted to pay off two credit cards well short of what they offered. Got turned down. I make timely payments on those cards. So why wouldn't I make timely payments at a lower interest rate? This lender is no help at all.

    Liberty1 Financial

    Date: 04/16/2024

    Hi ******* Im sorry to hear that you feel that you were misled. I want to make things 100% clear... you were not offered a "pre-approved" offer because you were not pre-approved...There are many factors that are considered for a loan approval including categories like income, current credit usage, length of credit etc.You received emails directly from the lenders we worked with to try to get you approved, and in each email it explains why you were not approved.I wish you the best of luck in finding a lender who will approve you
  • Review fromJames C

    Date: 02/07/2024

    2 stars

    James C

    Date: 02/07/2024

    Was sent a pre-approval letter and then rejected, I havent missed a payment in 20 years on anything. They dont want to give you a loan at ****%, like they said in their letter, they want to do a settlement that will negatively affect your credit for years!! Pre-approval my a$$.

    Liberty1 Financial

    Date: 04/16/2024

    Hi ***** Im sad to hear that you feel we dont want to give you a loan.. when that is not remotely correct.The unfortunate part is that after submitting and reviewing your application, you did not meet the guidelines to receive a loan. Your excellent payment history makes up only a portion of your credit worthiness. another equally important factor is credit utilization; how much of your available credit you are using. Ideally lenders want to see that ratio under 30%.We coach clients all the time just like you who have made their payments on time for decades, yet still don't qualify for a loan on the likely reasons that they are not approved.I wish you the best on your search for a loan. If your situation changes, please come back; we would love to help you.
  • Review fromHomero M

    Date: 06/15/2023

    5 stars
    Thanks ********************* for the assistance. Very informative about everything.Keep up the good work.
  • Review fromKara M

    Date: 05/11/2023

    5 stars
    I had a great experience with this loan company. The staff were very helpful and knowledgeable, and they worked hard to find a loan solution that met my needs. They were also very transparent about the terms and fees associated with the loan. The process was quick and easy and I received the funds in a timely manner. I highly recommend this loan agency for anyone in need of financial assistance.
  • Review fromSophia A

    Date: 04/25/2023

    5 stars

    Sophia A

    Date: 04/25/2023

    liberty1 provided excellent customer service throughout the loan application process.

    Liberty1 Financial

    Date: 04/29/2023

    Thank you for your comment ******! We love to hear that our customers had a great experience...You made us all smile knowing you're happy!

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.