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Business Profile

Casino

Hard Rock Bet

This business is NOT BBB Accredited.

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Complaints

Customer Complaints Summary

  • 93 total complaints in the last 3 years.
  • 93 complaints closed in the last 12 months.

If you've experienced an issue

Submit a Complaint

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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Complaint status

Complaint type

  • Initial Complaint

    Date:01/21/2025

    Type:Service or Repair Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I have been requesting my statements for October, November and December since 1/12/2025. My account is suspended and under review. I am not asking for access to the account at all. Just simply asking for my statements for those three months to be emailed to me so I can provide them for my accountant. I do not need a W2G form. Hard rock bet customer service chat and email have both given me the run around. They continuously say we will email you your documents within 24 - ***************************************************************************************** any indication that they are working on it. Once they send me these documents I do not need anything further from them at all. Unless they need additional information to reinstate my account. Im hoping the BBB can help me solve this asap and get me my documents. Thank you

    Business Response

    Date: 02/14/2025

    Subject: Response to Complaint ID ******** - ***** *******

    To the Better Business Bureau and ***** *******,

    This statement addresses complaint ID ******** regarding the delivery of requested documents.
    We have investigated this matter thoroughly and determined that the complaint is invalid. Our records clearly show that the win-loss statement requested by Mr. ******* was sent on January 22nd at 4:01 AM via email as a PDF file. We have retained proof of this transmission and are happy to provide it upon request.

    While we understand Mr. ********* frustration, we can confirm that the requested information was delivered in a timely manner.

    Regarding the W2-G form, it was mailed out on January 31st via the ****************************. Please allow up to two weeks for delivery.

    We apologize for any inconvenience this may have caused and appreciate your understanding.

    Should you have any further questions, please don't hesitate to contact our customer support team via email or chat, available 24/7.
  • Initial Complaint

    Date:01/18/2025

    Type:Billing Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    In June 2024, my phone and Hard Rock account were stolen, leading to unauthorized transactions. These actions caused my bank account to be overdrawn by $500 and left a fraudulent negative balance of $1,900 on my Hard Rock account. I promptly reported this incident, provided proof of the theft, and submitted police reports as evidence. Despite my full compliance, my account remains unresolved as of today, January 18, 2025.I have contacted your customer service team countless times, only to be met with vague assurances that my case has been escalated. No concrete action or communication has followed. This prolonged inaction demonstrates a reckless disregard for your responsibility to your customers and my rights under the law.Pursuant to the Fair Credit Billing Act (15 U.S.C. 1661) and other applicable consumer protection statutes, you are legally required to investigate and resolve disputes regarding unauthorized charges in a timely manner. Your continued failure to act constitutes a violation of these laws, and I am prepared to take the following actions if my demands are not met immediately:Initiate legal proceedings to recover damages caused by your negligence, including financial harm and emotional distress.Pursue public awareness campaigns to highlight your companys failure to protect its customers and resolve legitimate disputes.Immediate removal of the fraudulent negative balance from my account., I will proceed with the actions outlined above. I remind you that your continued failure to act not only breaches your obligations but may also expose your organization to legal liability.I have made over ***** attempts to contact your customer support team via email and other channels, none of which have been responded to. If you claim otherwise, I demand verifiable documentation of these supposed responses. To date, I have received no communication or resolution, despite your assurances

    Business Response

    Date: 01/20/2025

    Hard Rock Bet acknowledges the complaint filed with the Better Business Bureau. We understand the player's concern regarding their account status.
    We want to inform the player that their account is currently under review by our Regulatory Compliance team. Due to the sensitive nature of these reviews and to ensure adherence to all applicable state and regulatory guidelines, Hard Rock Bet does not publicly comment on specific details regarding accounts under review.
    This policy is in place to protect the integrity of the review process and to maintain the confidentiality of player information. We are committed to following all state and regulatory guidelines throughout this process.
    This statement serves as our official response to this matter at this time. We will communicate directly with the player upon the completion of the review process with the appropriate findings and any actions to be taken.
    We appreciate your understanding.

    Customer Answer

    Date: 02/11/2025

     
    Complaint: 22828290

    I am rejecting this response because:

    Hard Rock Bets response to my Better Business Bureau (BBB) complaint is misleading and an intentional attempt to delay payment and resolution. I have been dealing with this issue since June 2024, and despite numerous attempts to obtain a fair resolution, Hard Rock Bet has ignored my communications and withheld my funds without legal justification.


    Their claim that they cannot provide details due to regulatory compliance is false and unlawful. No internal policy supersedes federal and state consumer protection laws. According to Florida Statutes ******* (Deceptive and Unfair Trade Practices Act) and 18 U.S.C. 1955 (Illegal Gambling Business Act), a company cannot unjustly withhold funds or deny access to an account without clear, documented reasoning.


    My Formal Demands
    1. Immediate account reinstatement Hard Rock Bet has failed to provide any legal or regulatory basis for disabling my account. Under consumer protection laws, I have the right to access my account if no wrongdoing is proven.
    2. Proof of Alleged Transactions I demand full documentation of the transactions Hard Rock Bet claims justify this account freeze, including timestamps, IP addresses, and any evidence proving I authorized them. Without this, their actions constitute fraud.
    3. Immediate Release of My Funds Withholding my money without cause violates contract law and financial regulations. If my funds are not released immediately, I will escalate this matter through legal channels.


    This is Hard Rock Bets final opportunity to resolve this dispute before I **pursue legal action for financial fraud, deceptive business practices



    Sincerely,

    ****** *****

    Business Response

    Date: 02/12/2025

    Subject: Re: Case #******** - ****** *****

    Dear Better Business Bureau and ****** *****,

    This communication represents our final interaction with you regarding BBB Case #********. We have consistently engaged with you and provided detailed responses to your concerns. We stand by our previous email, which is included below for your reference.

    As stated in that email, our investigation found no evidence of unauthorized access to your account. We also referenced our Terms and Conditions, which you agreed to, regarding third-party access to accounts.

    We understand your frustration, but after thorough review, we must reiterate that our decision is final. We take these matters very seriously, and we appreciate you bringing this to our attention through the Better Business Bureau. However, we will not be engaging in further discussion on this closed matter.

    Sincerely,

    The Hard Rock Bet Team

    (Forwarded Email)
    Dear ****** *****,

    Thank you for reaching out to report the recent activity on your Hard Rock Bet account.

    We have conducted a detailed investigation and cannot find any evidence that the account was taken over or accessed by another person or unknown device.
    Therefore, we are unable to validate any notion of the aforementioned transactions(s) as unauthorized. This decision also highlights on our terms & conditions service agreement which states that if a third party accesses your account, you are solely responsible for that third partys actions, whether or not that third partys access was authorized by you, and you 1  

    Your account is currently suspended. If you wish to re-activate your account, please reply to this email stating that you have complete control and security of your device and account, ensuring that no one else has or can access the credentials to your Hard Rock Bet account. We also require that you complete the attached dispute affidavit.

    We appreciate your attention to this matter and your support for Hard Rock Bets commitment to player safety. If you have any questions, please dont hesitate to contact us.

    Kind Regards,
  • Initial Complaint

    Date:01/16/2025

    Type:Product Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    It has been weeks, close to one month, since I was requested to provide certain documentation or my account will be suspended. I provided the requested documentation immediately, and still my account was suspended and removed for any electronic view access from my behalf. I contacted via email the company's customer service several times, aiming to get further information and resolution to get my invested funds returned to me. The responses received are unacceptable to my messages as only says I will be contacted, which never happened. I have patiently waited for days for a final resolution of receiving my funds back. As of today, still have no access to view my account, the funds have not refunded, nor provided a resolution. Please get my funds $1,556 be returned to me. By the complaints I found at this page, seems this is a common practice by this company to the clients.

    Business Response

    Date: 01/20/2025

    Subject: Response to BBB Complaint #******** - ****** ****
    Dear Better Business Bureau,
    This email is in response to complaint number ********** filed by ****** ****.
    We acknowledge Mr. ****** complaint and understand his frustration. However, during our document review process, we found that this consumer is underage and has been using another persons debit/credit card to fund the account.
    Upon review, Mr. ****** account has been closed in accordance with our team's decision and our established Terms and Conditions. Specifically, Section 3, titled "Legal Use," addresses this situation. Section 3.1 clearly states:
    "You may only use the Services if you are twenty-one (21) years of age or over and it is legal for you to do so according to the applicable law... It is your sole responsibility to always ensure that you comply with the applicable laws that govern you and that you have the complete legal right to use the ****************************** underage status and the fraudulent activity related to the account, he is in direct violation of both our Terms and Conditions and applicable laws. Therefore, Hard Rock Bet is not obligated to provide further comment on this matter.
    This email constitutes our final response to this complaint. We will not be providing further commentary.
    Sincerely,

    Customer Answer

    Date: 01/30/2025

     
    Complaint: 22822401

    I am rejecting this response because:

    Hard Rock Bets allowed me to deposit and did not afterwards let me withdraw, which was unfair to me. All I request moving forward is that the funds deposited ($1500) be refunded to me, which I believe is fair. The account was always managed by me and always complied with their terms.
    Sincerely,

    ****** ****

    Business Response

    Date: 01/31/2025

    Subject: Re: BBB Complaint - ****** **** - Hard Rock Bet Account Closure

    To the Better Business Bureau and Mr. ****** ****,

    Thank you for contacting Hard Rock Bet's support team. We understand that you want to reopen your account, and we are happy to assist you.

    Upon checking, your account is closed due to our team's decision and in accordance with our terms and conditions.

    We understand Mr. ****** frustration and disappointment with the account closure, and we appreciate the opportunity to address this matter.

    Mr. ****** account has been permanently closed due to its association with underage funding or underage association, a serious violation of our Terms and Conditions, as well as state and regulatory guidelines. Specifically, we draw your attention to Section 3. LEGAL USE, clause 3.1: "You may only use the Services if you are twenty-one (21) years of age or over and it is legal for you to do so according to the applicable law..." This reinforces our commitment to responsible gaming and legal compliance. We understand this is difficult news, and we sincerely empathize with Mr. ****** position.
    Due to the nature of these violations, and in accordance with our Terms and Conditions and regulatory obligations, the funds in the account will not be released. We understand this is a significant concern for Mr. *************** want to provide Mr. **** with the appropriate avenue for further recourse. For any further questions or concerns regarding this decision, Mr. **** will need to contact the regulatory commission in *******. We are providing their contact information below for his convenience:

    Florida ****************** ********************************************************************

    Hard Rock Bet has completed its review of this account and will not be corresponding further with Mr. **** regarding this closure. We are unable to comment any further on this matter. All future communication regarding this matter must be directed to the **************************

    We appreciate your time in contacting Hard Rock Bet. Let us know if you'll need further assistance.

    Thank you for your time and attention to this matter.
  • Initial Complaint

    Date:01/14/2025

    Type:Customer Service Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I have put money into the the Hard Rock Betting App.Hard Rock has since frozen my account. I have contacted them multiple times starting in last December and have uploaded required documents. During each interaction (over half a dozen), I am promised a response in 24 - 48 hours. However, I have not received any responses. This has been going on for multiple weeks. They offered me no way to either unlock my account or get me money back. They are essentially keepingg my money locked in the account with no way to access it.

    Business Response

    Date: 01/15/2025

    To the Better Business Bureau,
    We are writing in response to ******* ***** complaint. We understand the player's concern regarding their account access. Yesterday, we sent the player an email explaining that our system detected the use of illegal software on their device. This software was being used to spoof their location and circumvent our geolocation technology.
    We understand this may be frustrating, but using such software is a direct violation of state law, our Terms and Conditions, and Casino Regulatory Guidelines. We are obligated to uphold these regulations to ensure fair play and maintain the integrity of our platform.
    This matter was escalated to our ************************** for review regarding the possibility of unblocking the player's account. Following this review, we have cleared the player's account.
    We consider this matter resolved with a formal warning to the player to refrain from any fraudulent activities, including the use of location spoofing software, while using our application. We have communicated this directly to the player.

    This is the email sent to player - Dear *******,

    To ensure we are meeting all regulations, we continually monitor for suspicious geo-location behavior. Recently there was potentially suspicious location activity on your Hard Rock Bet account.

    Please note, per the terms and conditions of our website, players must be physically located in an operating state in order to play for real money on our website. The usage of activities such as mock location, rooted device, account sharing, virtual machine software, proxy usage, etc, is considered a violation of our terms and conditions and can result in a restricted and/or permanent closure of your account.

    We understand that our players may not know that they are using a prohibited device, software, etc, and we just wanted to give you a fair warning, so you can avoid such activities moving forward. Your account is still in good standing with us at this time. However, we would advise you to attempt to remove these features from your device or use a different device altogether, before you play on our site again.

    We are currently requesting New Jersey Compliance to review your account for unblocking, our team will be in contact with you once we get an update from New Jersey Compliance.

    If you have any questions, please feel free to contact us.

    Thank you,

    Customer Answer

    Date: 01/17/2025

     
    Complaint: 22808749

    I am rejecting this response because: I received an email stating that my account remains frozen because I either have a mock location app on my phone, using a VPN or using a proxy server. I am doing none of these. I do not know how to prove this to them.

    But in the event that we cannot come to an agreement about the app situation, I would request that my money be returned to me.

    Sincerely,

    ******* ***

    Business Response

    Date: 01/20/2025

    Hard Rock respectfully rejects the complaint filed by *******. We have conducted a thorough investigation into this matter and have conclusive evidence demonstrating ********* violation of our Terms and Conditions and applicable state gambling regulations.
    Our investigation revealed that ******* utilized VPN and location-spoofing software to alter his perceived location. We possess screen recordings and video evidence provided by ******* himself clearly showing these applications installed and active on his devices. This evidence directly contradicts ********* claims that these applications were not present.
    ******* has knowingly delayed this investigation by initially denying the presence of these location-altering tools. He later admitted, via email, to deleting these applications after providing us with the aforementioned video evidence. This admission further supports our findings.
    The use of VPNs and location-spoofing software is a direct violation of our Terms and Conditions and state gambling regulations, which require accurate location verification. These regulations are in place to ensure fair play and prevent underage gambling and other prohibited activities.
    We are currently working with our Regulatory Compliance team to determine the appropriate course of action regarding ********* account. While ******* has since removed the offending software, the violation has already occurred. We will communicate the Regulatory Compliance team's decision to ******* directly.
    Based on the clear evidence of ********* violation of our Terms and Conditions and state gambling laws, we consider this matter closed. We will contact ******* if and when a decision is made to reinstate his account.
    We stand by our decision and are confident that our investigation was conducted fairly and thoroughly.
    Sincerely,

    Customer Answer

    Date: 01/21/2025

     
    Complaint: 22808749

    I am rejecting this response because:

    I am not going to accept any response that does not conclude in me either getting my account reinstated or my money returned to me.

    If they read my email correctly. I stated that I did not have a location spoofing app on my phone and that I was not using a VPN or Proxy. Those are true statements. The app on my phone in the screen recording was VPN by ******, which is actually installed by default on all Pixel phones. I have never used the that app in conjuction with the Hard Rock App. I deleted the app in hopes of trying to get this resolved quicker, but unfortunatley Hard Rock continues to hold my account and money frozen.

    Sincerely,

    ******* ***

    Business Response

    Date: 01/27/2025

    Dear Better Business Bureau and ******* *.,
    Thank you for reaching out to Hard Rock Bet and for your patience during our investigation and review of this matter. We understand the frustration and inconvenience this situation may have caused, and we appreciate you working with us to find a resolution.
    We are pleased to inform you that your Hard Rock Bet account is now active and ready for use. Our investigation revealed that multiple location-altering applications on your device were interfering with the proper functioning of our application, preventing you from logging in. We sincerely appreciate you taking the necessary steps to remove this software, which has allowed us to restore your account access.
    We understand how important it is to have smooth and uninterrupted access to our platform, and we sincerely apologize for any disruption you experienced. We recognize that navigating technical issues can be challenging, and we thank you for your cooperation in resolving this matter.
    At Hard Rock Bet, we strive to provide a positive and seamless gaming experience for all our players. We value your patronage and are grateful for your understanding throughout this process. Were glad we were able to work together to get you back in the game.
    We hope you enjoy your return to Hard Rock Bet.
    Sincerely,
    The Hard Rock Bet Team
  • Initial Complaint

    Date:01/13/2025

    Type:Delivery Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Hard Rock Sportsbook stole $20 from me. I placed a bet that won. Hard Rock marked that the bet lost. I provided them with undeniable proof that the bet was a winner. I received no further explanation and no acknowledgement of my evidence. They continue to send me false information about the game and continually change their story as to why the bet was marked a loss. The customer service I have received is extremely pathetic.

    Customer Answer

    Date: 01/13/2025

    You can see my bet and then you can see the statistics from the game. I very clearly won this bet.

    Business Response

    Date: 01/15/2025

    Dear Better Business Bureau and Mr. ************** you for bringing this matter to our attention. We at Hard Rock Bet take all disputes seriously and strive to ensure fair and accurate bet settlements for all our customers.
    We have reviewed Mr. ****** complaint concerning bet ID *******************. After a thorough investigation, including reviewing the play-by-play data from our official sources (attached: ), we can confirm that the bet was settled correctly as a loss.
    Multiple customer service agents have provided Mr. **** with detailed explanations and links to the official data sources demonstrating that **** ***** did indeed have 24 passing yards during the second quarter, aligning with the settled outcome.
    While we understand this may not be the result Mr. **** was hoping for, we stand by the accuracy of the settlement based on our official data sources and established house rules.
    Our commitment to customer satisfaction extends beyond disputes. As a gesture of goodwill, we previously offered Mr. **** a $10 bonus bet and the opportunity for a follow-up phone call to discuss the matter further. In addition, a member of our management team left a voicemail message for Mr. **** in an attempt to further assist him with this issue.
    We are currently awaiting Mr. ****** response to this voicemail. We are making every effort to offer a resolution and provide support; however, we require Mr. ****** cooperation to proceed.
    Given the extensive communication, evidence provided to Mr. **** regarding the settlement's validity, and our attempts to contact him directly, we consider this complaint closed at this time, pending Mr. ****** response to our outreach.
    We apologize for any inconvenience caused by this dispute and appreciate your understanding. Should Mr. **** contact us or provide any new information, we will be happy to re-examine the situation.
    Sincerely,
  • Initial Complaint

    Date:01/12/2025

    Type:Service or Repair Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Hard rock betting suspended my account 3 times after I withdrew my winnings from the app

    Business Response

    Date: 01/14/2025

    Dear Better Business Bureau,

    This letter is in response to the complaint filed by ***** ******* regarding the suspension of his Hard Rock Bet account.

    Mr. ******* states that his account has been suspended three times after withdrawing winnings. We want to clarify that Mr. ******** account has been suspended due to payment disputes initiated by Mr. ******* with his bank after he had deposited, played with, and potentially withdrawn winnings from those disputed funds.

    Our records indicate that Mr. ******* deposited funds into his Hard Rock Bet account, subsequently used those funds for wagering, and then disputed the transactions with his bank. This action directly violates Hard Rock Bet's Terms and Conditions, which all users agree to upon account creation.

    We have previously communicated with Mr. ******* regarding this matter and provided him with an affidavit to complete. Upon receipt of verifiable proof from his bank that these payment disputes have been reversed, we will gladly reinstate his account.

    We understand Mr. ******** frustration; however, the practice of depositing funds, using them for wagering, and then disputing the charges with the bank creates a significant financial risk for our business and is a clear breach of our Terms and Conditions. This policy is in place to protect Hard Rock Bet from fraudulent activity and maintain the integrity of our platform.

    We are also available to provide any further documentation or information the BBB may require to resolve this matter.

    Thank you for your time and attention to this complaint.
  • Initial Complaint

    Date:01/11/2025

    Type:Product Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Hello I successfully deposited $15,000 dollars to Hard Rock Bet gaming sports betting App. I deposited this using my ****** account on October 18th, 2024. Over the next few months, I used their betting app successfully on multiple occasions. Recently, my work has changed and I dont go to the state of ******** anymore. Unfortunately, their betting site only works in only few states. Because I had balance of approximately $19K + and I wanted to withdraw it on December 27th into my bank checking account. Initial email sent by Hard Rock Bet stated that we have received your request but need to verify my government ID, selfie, ****** account, checking account, venmo account. Please keep in mind I had already performed a link to my checking account and ****** account thru their app already.Still I did my due diligence to give them verification of ALL three of these accounts including my Drivers license, and selfie. I performed all of these requested in an expeditious manner. Hard Rock responded by stating that they will notify me once all was verified. After some time, instead of requesting of the entire balance of $19K+ which they had declined already earlier, pending verification of my information. I decided to withdraw small amounts of $1000 twice via my ****** account on December 30th. After this successful withdrawal, Hard Rock BET suspended my account. So now i dont have any access to my balance of $17K+; even though I have shared this concern over the last few days. Their response from their Hard Rock Support team is the same, about wanting for me to be patient and they have " escalated" the issue. Multiple emails stating the same sentiment were sent on Dec 30th, Jan1st and most recently Jan 8th. This company has unjustifiably retaining my money. Extremely unprofessional and inconvenient.I am asking your help to resolve this matter with refunding my money of $17,000 and place this on this companies record.Regards ***** *****

    Business Response

    Date: 01/12/2025

    Response to the Better Business Bureau Regarding ***** ******* Complaint:

    Thank you to the Better Business Bureau for bringing ***** ******* complaint to our attention. We at Hard Rock Bet take all player concerns seriously and are committed to resolving this matter in accordance with state gaming regulations, our Terms and Conditions, and with the utmost attention to security and fairness.

    Mr. ***** states he deposited $15,000 via ****** on October 18, 2024, and subsequently accrued winnings, bringing his balance to over $19,000. He initiated a withdrawal request on December 27, 2024, which triggered our mandatory verification process for large withdrawals, as required by state and regulatory guidelines. This process is in place to protect players and Hard Rock Bet from fraud, money laundering, and other illicit activities.

    Here is a detailed timeline of our interactions with Mr. ***** regarding his account verification:

    December 27, 2024: Hard Rock Bet initially notified Mr. ***** that his withdrawal request required account verification. This communication outlined the necessary steps for verifying his identity and financial information (Screenshot 1).
    December 28, 2024 (8:36 AM): Mr. ***** responded, indicating he had complied with our request (Screenshot 2).
    December 28, 2024 (8:37 AM): We clarified that Mr. ***** needed to submit his documents through the secure link provided in our initial communication and follow the specific instructions outlined (Screenshot 3).
    December 28, 2024 (8:49 AM): We sent another reminder to use the secure link and follow the instructions (Screenshot 4).
    December 28, 2024 (9:24 AM & 9:37 AM): Mr. ***** submitted two documents. However, these submissions did not meet the required documentation standards or follow the provided instructions.
    December 28, 2024 (9:44 AM): We sent a further follow-up explaining that his submissions were still insufficient and reiterating the instructions. Due to multiple unsuccessful attempts to comply with our verification process, a fraud flag was automatically triggered on Mr. ******* account, as per standard security protocols and regulatory requirements (Screenshot 5). This flag does not imply guilt but necessitates further review.
    December 28, 2024 (9:55 AM) & December 30, 2024 (8:16 PM): Mr. ***** submitted another set of documents.
    December 30, 2024 (10:24 PM): We informed Mr. ***** that his case had been escalated for further review.
    January 1, 2025 (9:48 PM): Mr. ***** responded with an email containing accusatory language, false allegations, and threatening content (Screenshot 6).
    January 1, 2025 (10:34 PM): We acknowledged receipt of Mr. ******* email and confirmed that his account was still under review (Screenshot 7).
    January 8, 2025 (3:37 AM): Mr. ***** sent a follow-up email (Screenshot 8).
    January 8, 2025 (4:00 AM): We promptly responded, confirming the escalation of his request and requesting his patience during the review process (Screenshot 9).

    It is important to emphasize that the verification process is not intended to delay or prevent withdrawals. It is a necessary measure to protect all parties involved and ensure compliance with regulatory obligations. The multiple failed attempts to provide the correct documentation, and the subsequent activation of the fraud flag, have necessitated a more thorough review.

    Mr. ***** subsequently made two successful withdrawals of $1,000 each via ****** on December 30th. Following these withdrawals, and in conjunction with the existing fraud flag and ongoing investigation, his account was temporarily suspended pending the completion of the review. This is standard procedure when a fraud flag is triggered.

    We understand Mr. ******* frustration, but we want to assure him that we are actively working to resolve this matter. The review is being conducted by our dedicated *********************** and we are committed to completing it as quickly as possible while adhering to all applicable regulations and guidelines. As soon as the review is complete, Mr. ***** will receive a direct communication regarding the status of his account.

    We appreciate Mr. ******* patience and cooperation during this process. We are committed to maintaining a secure and fair gaming environment for all our players.

    Mr ******* Balance is at $17837.50 at this time the account is under review. 

    Business Response

    Date: 01/12/2025

    other screenshots for this complaint

    Customer Answer

    Date: 01/13/2025

     
    Complaint: 22800033

    I am rejecting this response because:

    They need to give me more details on what they need for me. Just a 3 -4 word response is so unprofessional after I have sent all of my details.

    Besides They have suspended my privileges on the Sportsbook App.- so I can't give them any screenshots. They have all of my private and privileged information under my account already which is under my ******************* account.

    These are just delay tactics so they can keep my money for longer periods.

    Sincerely,

    ***** *****

    Customer Answer

    Date: 01/15/2025

    Hello Gentlepersons at BBB

    Below is one of three emails that I have received from Hard Rock Bet on 12/30/24; 1/1/2025; and most recently 1/8/25.

    Each email is kindly written to my inquiry on why I have been blocked to withdraw my remaining balance of $17K+ from my account.

    Each email ask for my patience ; but they never give a reason or timeline on my ability to withdraw my funds. Also suspending my account in the interval after I made two successful small withdrawals. 

    Reply #1  Dated 12/30/24 

    Hard Rock Bet Support
    ********************************************************
    ****************************
    Date:
    December 30, 2024, 10:25?PM

    Hi Gagan 
    We hope this message finds you well.

    Thank you for contacting us. We have escalated your account for review, please allow us some time and we will reach out when a review is completed.

    We appreciate your patience and participation with our Hard Rock Sportsbook!

    Kind regards, 

    Hard Rock Bet
    Payments Team
    flsupport@hardrockbet

     

    Reply#2 dated Jan 1st 

    Hard Rock Bet Support
    ********************************************************

    To
    ****************************
    Date:
    January 1, 2025, 10:34?PM
    Dear *****,
    Thank you for your patience.
    We understand the urgency of your request and regret any inconvenience this situation may have caused. Please be assured that our team is diligently working to resolve the issue and will reach out to you as soon as a resolution is available.
    We sincerely apologize for any frustration or inconvenience this matter may have caused and appreciate your understanding during this time.
    Thank you for your continued patience and cooperation.
    Yours sincerely,

    Hard Rock Bet
    Payments Team
    **********************************************************


    Reply #3 dated Jan 8th

    Hard Rock Bet Support
    ********************************************************
    To:
    ****************************
    Date:
    January 8, 2025, 4:00?AM

    Hi *****,

    We hope this message finds you well.

    Thank you for contacting us. We have escalated your account for review, please allow us some time and we will reach out when a review is completed.

    We appreciate your patience and participation with our Hard Rock Sportsbook!

    Kind regards, 

    Hard Rock Bet
    Payments Team
    **********************************************************

    Business Response

    Date: 01/16/2025

     Response to BBB Complaint - ***** ***** - Account Reinstatement
    Dear Better Business Bureau,
    This letter is in response to the complaint filed by ***** *****. We are writing to inform you that this matter has been resolved and the complaint is considered closed by Hard Rock Bet.

    The issue prompting the complaint concerned the temporary restriction of Mr. ******* account. Following a review of documentation provided by Mr. ****** we have successfully verified his information and have subsequently reinstated his account. Mr. ***** now has full access to his account and can make deposits, withdrawals, and engage with our platform as usual.

    We appreciate Mr. ******* cooperation in providing the necessary documentation, which allowed us to efficiently resolve this matter. We have also communicated directly with Mr. ***** to confirm the reinstatement of his account.

    We consider this complaint resolved and closed. Thank you for your time and attention to this matter.
    Sincerely,
  • Initial Complaint

    Date:01/11/2025

    Type:Service or Repair Issues
    Status:
    ResolvedMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I decided to close my account with ***. I had $100.17 in the account. When I closed the account it did not give me the option to withdraw my money. I have contacted them multiple times only to keep getting the run around with no success.

    Business Response

    Date: 01/12/2025

    Dear BBB,
    Thank you for bringing ******* complaint to our attention. We understand his frustration and want to provide a comprehensive response outlining the steps we have taken to assist him with his account verification.

    At Hard Rock Bet, we prioritize player safety and adhere to strict state gaming regulations. These regulations mandate that we verify the identity and address of all players before granting full account access. This is a crucial step in preventing fraud, underage gambling, and ensuring the integrity of our platform.

    ***** initiated the registration process but encountered a hurdle during the verification stage. Our records indicate that he initially submitted an expired driver's license (expired 03/14/2024). Due to security protocols and regulatory requirements, we cannot accept expired identification documents. This policy is in place to protect both our players and Hard Rock Bet from potential fraud.

    We have made multiple attempts to communicate with ***** and guide him through the correct verification process. Here's a record of our communications:

    (Included below is  the original emails sent to ***** here, in chronological order. Example below)

    Email Sent January 11, 2025 1027pm:

    Subject: Welcome to Hard Rock Bet! Action Required to Activate Your Account

    Dear *****,

    Welcome to Hard Rock Bet! To finish the onboarding process & activate your account, we need to visually verify several pieces of information you provided during the online registration process. This account verification process is part of Hard Rock Bets commitment to player safety. All sensitive information will be handled with care.

    Documents received: Driver's License (EXPIRED: 03/14/2024)
    Expired documents are not accepted. Please provide a copy of your current ID document to continue.

    Next Steps: Use the link below to upload a photo of your current identification ex. drivers license or government-issued ID. Documentation must be valid (un-expired) and may not contain P.O. Boxes and/or commercial addresses.

    [Secure Upload Link]

    As you can see from our communication history, we have consistently requested valid identification and provided clear instructions on how to submit the necessary documents.

    To reiterate, acceptable forms of identification include:
    U.S. or Foreign Passport
    U.S. Driver's License or State ID
    Military ID
    National Identity Card
    Alien Registration Card (Permanent Resident Card)
    Social Security Card (for US Elderly or Disabled Persons only, with a secondary ID)
    Acceptable proof of address (must be current, within the last 90 days) includes:
    Utility bill
    Cell phone or internet service bill
    Rental or lease agreement (no older than 1 year)
    Bank or credit card statement
    State-issued driver's license or ID
    Voter registration card

    We have also provided ***** with a secure link to upload these documents: [Secure Upload Link].

    We are committed to resolving this matter for *****. We encourage him to submit the required documentation so we can swiftly complete the verification process and grant him access to his account.

    Sincerely,

    The Hard Rock Bet Team


    Original Email January 8, 2025 at 9:22 PM

    Subject: Important: Final Steps to Verify Your Hard Rock Bet Account

    Dear *****,

    We are reaching out again to help you finalize your Hard Rock Bet account verification. We understand you may have experienced some confusion, and we want to ensure you have all the information necessary to complete this process.

    As previously communicated, we require all players to verify their identity and address to comply with state gaming regulations and maintain a secure gaming environment.
    Our records show that the driver's license you initially provided is expired (expired 03/14/2024). Therefore, we require you to submit valid and current documentation.

    To recap our previous communications (included below for your convenience):



    To complete the verification, please provide the following through our secure upload link:

    One (1) form of valid (unexpired) government-issued identification (choose one):
    U.S. or Foreign Passport
    U.S. Driver's License or State ID
    Military ID
    National Identity Card
    Alien Registration Card (Permanent Resident Card)
    Social Security Card (for US Elderly or Disabled Persons only, must be accompanied by a secondary ID)
    Proof of your current residential address (choose one, must be dated within the last 90 days):
    Utility bill
    Cell phone or internet service bill
    Rental or lease agreement (no older than 1 year)
    Bank or credit card statement
    State-issued driver's license or ID (if it shows your current address)
    Voter registration card
    If using a Social Security Card, you MUST also provide ONE of the following Secondary IDs:
    Global Entry Card
    Concealed Weapons Permit
    Employment ID
    University/College ID
    U.S. Voter Registration Card
    Unexpired Foreign Driver's License or ID

    Submit your documents securely here: [Secure Upload Link]

    Tips for uploading your documents:

    Take clear, well-lit photos without flash.

    Ensure the entire document is visible and in focus.

    Avoid blurry or distorted images.

    Do not submit screenshots.

    We understand this process may seem tedious, but it is essential for your protection and compliance with regulations. Once we receive your valid documents, we will process them promptly and grant you access to your account.

    If you have any questions or require further assistance, please do not hesitate to contact our customer support team at [Phone Number] or [Email

    for your cooperation.  


    Sincerely,
    The Hard Rock Bet Team

    Business Response

    Date: 01/12/2025

    Here's a bullet-point summary of the message to the BBB:
    Complaint Received: Hard Rock Bet acknowledges receipt of ******* complaint regarding account verification.
    Player Safety & Regulations: Hard Rock Bet emphasizes its commitment to player safety and adherence to state gaming regulations, which require identity and address verification for all players. This is to prevent fraud, underage gambling, and maintain platform integrity.
    Issue: ***** submitted an expired driver's license (expired 03/14/2024), which is not acceptable due to security protocols and regulatory requirements.
    Communication History: Hard Rock Bet has made multiple attempts to contact ***** and provide instructions for proper verification, including:
    January 11, 2025 (10:27 PM): Initial email explaining the need for valid ID and providing a secure upload link.
    January 8, 2025 (9:22 PM): Follow-up email reiterating the requirement for valid documentation, listing acceptable forms of ID and proof of address, and providing the same secure upload link.
    Acceptable Documentation: Hard Rock Bet reiterated the acceptable forms of identification:
    U.S. or Foreign Passport
    U.S. Driver's License or State ID
    Military ID
    National Identity Card
    Alien Registration Card (Permanent Resident Card)
    Social Security Card (for US Elderly or Disabled Persons only, with a secondary ID)
    Acceptable Proof of Address (within 90 days):
    Utility bill
    Cell phone or internet service bill
    Rental or lease agreement (no older than 1 year)
    Bank or credit card statement
    State-issued driver's license or ID
    Voter registration card
    Secure Upload Link: ***** has been provided with a secure link to upload the required documents.
    Commitment to Resolution: Hard Rock Bet states its commitment to resolving the issue and encourages ***** to submit the necessary documentation to complete the verification process.

    Business Response

    Date: 01/12/2025

    Thank you for your assistance with case ******** concerning ***** ******** Hard Rock Bet account.
    We are pleased to inform you that [Player Name]'s account is now open and active. This was made possible after the player provided the necessary identification documents that we had previously requested.
    We appreciate your thorough investigation and your role in facilitating communication between us and the player. We also commend the player for reaching out to the BBB for assistance, which ultimately helped bring this matter to a resolution.
    We are committed to providing a positive and secure gaming experience for all our players and appreciate the BBB's role in helping us achieve that goal.
    Sincerely,

    Customer Answer

    Date: 01/13/2025

     
    Better Business Bureau:

    I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

    Sincerely,

    ***** ******
  • Initial Complaint

    Date:01/10/2025

    Type:Billing Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    My account has been suspended and I have money and bets placed. I have provided all information needed and have been told multiple times my account would be open with 24 hours! Its been a week. I really just hope Hard Rock can fix this for me promptly

    Business Response

    Date: 01/11/2025

    Thank you for reaching out to the Better Business Bureau (BBB) regarding your account. We want to assure you that we are always available to discuss these matters directly via email.

    We understand your frustration regarding the suspension of your Hard Rock Bet account and the funds and pending bets associated with it. However, we want to provide context regarding the reason for the account review.

    On January 5, 2025, at 1:19 PM, you contacted our agents claiming we had cashed out your bet (ID: ********************. Hard Rock Bet does not initiate cash outs; the process requires multiple deliberate steps by the player, including confirmation of the amount. Our system tracks IP addresses and locations, and we can confirm with certainty that the cash out originated from your device at your registered location.

    During a subsequent interaction on the same day (1:48 PM), when asked if your account might have been compromised due to the cash out requiring user interaction, you stated, "The bet was not cashed out by me." This discrepancy triggered a review of your account under our Terms and Conditions, which you agreed to upon registration. These terms stipulate your responsibility for securing your device and preventing unauthorized access.

    Our records show you have contacted us over ten times with claims of unauthorized account access, which contradict the verifiable data we have. It appears these claims were made in an attempt to receive a refund for a losing bet.

    Your account is currently under review, and upon completion, it will either be restored or unrestricted, allowing you to access the $35.42 currently in your account. We are committed to following all state and casino regulations and conducting a thorough investigation. These investigations can take the necessary time to ensure a comprehensive review.

    We want to reiterate that we have maintained a polite and professional demeanor throughout our interactions with you. We are rejecting this BBB complaint due to the demonstrably false claims made in an attempt to secure a refund. The

    Hard Rock Bet team will contact you directly once the review is completed.

    Please see the attached screenshots of player's conversation and location as pinpointed at the time the player cashed out their bet. This matches the players address that we have on file. 

    Business Response

    Date: 01/11/2025

    Regarding the BBB complaint filed by ******* ********** concerning their Hard Rock Bet account, we are pleased to report a resolution.

    Following a thorough review of the situation, we have reactivated the player's account. During our communication with the player, they confirmed they now have full control of their account and acknowledged they were the individual who initiated the cash out that was initially in question.

    Based on this confirmation and the player's cooperation, we have reinstated their account and they now have full access. We consider this matter resolved and closed.

    We appreciate the BBB's assistance in facilitating communication and resolution in this matter.
    Sincerely,

    See screenshot where player said they had control over their account and they agreed they "Cashed out" this bet. 
  • Initial Complaint

    Date:01/10/2025

    Type:Billing Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Request for Thorough Investigation of Duplicate Charges I am writing to address a significant concern regarding an overcharge of $180 on my account, and I am requesting a thorough investigation into this *********** are the transaction IDs for the $180 deposits I made:1.3977307546952925295 - $180 ********************* - $180 ********************* - $180 Following these deposits, I was still able to make another deposit:4.5786855463133642798 - $238 However, upon reviewing my ***************** account, it shows four separate $180 withdrawals, not three. This discrepancy indicates an overcharge of $180.Key Points to Investigate:1.Verification of Failed Deposits: ID ******************* s the funds were successfully deposited into my account, and I paid for this transaction.Inconsistencies in Records: email states that the transaction ID ******************* was from November 11, 2024, which contradicts the deposit date of January 1, 2025 mentioned in the same email. This discrepancy suggests an issue with your system or records.Request for Resolution:Conduct a thorough investigation into all $180 transactions and verify your records against my provided information.Provide a clear explanation for why the fourth $180 withdrawal occurred when only three deposits were made and paid for.Escalate this case to a supervisor for proper review, as the responses Ive received so far have been inconsistent and unsatisfactory.I have documented evidence, including screenshots, proving that Hard Rock Bet took an additional $180 from my account without authorization.I expect a prompt and thorough response to this issue. Thank you for your attention.Sincerely,******

    Business Response

    Date: 01/10/2025

    Dear ******,

    Thank you for contacting the Better Business Bureau (BBB) regarding your concerns about potential duplicate charges totaling $180 on your Hard Rock Bet account. We understand your frustration and are committed to conducting a thorough and professional investigation into this matter.

    We acknowledge the transaction IDs you provided:
    ******************* - $180
    ******************* - $180
    ******************* - $180
    ******************* - $238

    We also understand your concern about four $180 withdrawals appearing on your bank statement when you believe you only made three such deposits.

    We want to address the communication aspect of this issue. While we are dedicated to assisting you, we must emphasize the importance of maintaining respectful communication. We have received a high volume of emails from you regarding this matter, and some of the language used has been inappropriate and in violation of our terms and conditions. While we understand your frustration, using abusive language hinders our ability to effectively assist you. We ask that all future communication be conducted in a professional and respectful manner. Continued use of abusive language may result in account restrictions.

    Our initial findings, which we previously shared with you, are as follows:

    We identified the following deposit transactions of $180:

    Reference # *******************, deposited on December 26, 2024, at 13:35:50, using an account ending in 8502.
    Reference # *******************, deposited on December 26, 2024, at 21:14:29, using an account ending in 8502.
    Reference # *******************, deposited on December 27, 2024, using a card ending in 8256.
    Reference # *******************, a deposit attempted on January 1, 2025, at 13:20:57. This transaction was initially unsuccessful but was subsequently collected on January 8, 2025.

    This information clarifies that there were indeed four transactions associated with $180 amounts, explaining the four withdrawals you see on your bank statement. The initial email you received contained a clerical error regarding the date of transaction *******************; we apologize for this discrepancy, which may have contributed to the confusion. The correct date of the attempted transaction was January 1, 2025, with final collection on January 8, 2025.

    To complete our investigation and reconcile the discrepancies you've identified, we require further documentation. We respectfully request that you provide us with a ******** statement covering the period from December 26, 2024, to January 8, 2025. To protect your sensitive information, you may redact your full account number, leaving only the last four digits visible. The statement must clearly display your full name, address, and the bank name. This will allow us to directly compare your bank records with our transaction logs and accurately identify any discrepancies.

    Once we receive this documentation, we will expedite our review and provide you with a comprehensive explanation and resolution. We are committed to resolving this matter fairly and efficiently. We appreciate your cooperation in providing the requested information.
    ,

    Business Response

    Date: 01/10/2025

    Dear ******,

    Thank you for contacting the Better Business Bureau (BBB) regarding your concerns about potential duplicate charges totaling $180 on your Hard Rock Bet account. We understand your frustration and are committed to conducting a thorough and professional investigation into this matter.

    We acknowledge the transaction IDs you provided:
    ******************* - $180
    ******************* - $180
    ******************* - $180
    ******************* - $238

    We also understand your concern about four $180 withdrawals appearing on your bank statement when you believe you only made three such deposits.

    We want to address the communication aspect of this issue. While we are dedicated to assisting you, we must emphasize the importance of maintaining respectful communication. We have received a high volume of emails from you regarding this matter, and some of the language used has been inappropriate and in violation of our terms and conditions. While we understand your frustration, using abusive language hinders our ability to effectively assist you. We ask that all future communication be conducted in a professional and respectful manner. Continued use of abusive language may result in account restrictions.

    Our initial findings, which we previously shared with you, are as follows:

    We identified the following deposit transactions of $180:

    Reference # *******************, deposited on December 26, 2024, at 13:35:50, using an account ending in 8502.
    Reference # *******************, deposited on December 26, 2024, at 21:14:29, using an account ending in 8502.
    Reference # *******************, deposited on December 27, 2024, using a card ending in 8256.
    Reference # *******************, a deposit attempted on January 1, 2025, at 13:20:57. This transaction was initially unsuccessful but was subsequently collected on January 8, 2025.

    This information clarifies that there were indeed four transactions associated with $180 amounts, explaining the four withdrawals you see on your bank statement. The initial email you received contained a clerical error regarding the date of transaction *******************; we apologize for this discrepancy, which may have contributed to the confusion. The correct date of the attempted transaction was January 1, 2025, with final collection on January 8, 2025.

    To complete our investigation and reconcile the discrepancies you've identified, we require further documentation. We respectfully request that you provide us with a ******** statement covering the period from December 26, 2024, to January 8, 2025. To protect your sensitive information, you may redact your full account number, leaving only the last four digits visible. The statement must clearly display your full name, address, and the bank name. This will allow us to directly compare your bank records with our transaction logs and accurately identify any discrepancies.

    Once we receive this documentation, we will expedite our review and provide you with a comprehensive explanation and resolution. We are committed to resolving this matter fairly and efficiently. We appreciate your cooperation in providing the requested information.
    ,

    Customer Answer

    Date: 01/10/2025

     
    Complaint: 22795335

    I am rejecting this response because:

    Sincerely,

    Vianka Mercedes

    Clarification on Duplicate Transaction Reference

    Business Response

    Date: 01/14/2025

    Dear Better Business Bureau,
    This letter is in response to the complaint filed by ****** ********. We have made significant efforts to work with Ms. ******** and resolve the issue she raised.
    Our records indicate that we have communicated directly with Ms. ******** on multiple occasions, attempting to provide solutions and explanations.
    In her most recent communication, Ms. ******** stated, ******** will contact Hard Rock. Thank you, ******." We interpret this statement as an indication that Ms. ******** is now pursuing resolution directly with her financial institution, which is often the appropriate next step in disputes involving financial transactions.
    Given this development, and having exhausted all reasonable efforts to directly assist Ms. ********, we consider this matter closed from our perspective. We will, of course, cooperate fully with any inquiries from Ms. ************* or other relevant financial institutions.
    We are also available to provide any further information the BBB may require.
    Thank you for your time and consideration.
    Sincerely,

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