Business ProfileforSpot Pet Insurance Services, LLC

They sent me a notice stating my rate was going to increase by $30 , so I started to shop around and spot was one of the policies that a quote was requested from. Then I had moved so I changed my address and received a notice stating my insurance plan was actually only going up to $57 from $55. So I decided to stop shopping around and just stay with them. Then I received a third notification stating my insurance was going to go up from $55 to $80.. mind you this whole year I was not able to use the insurance because he had increased his limit last year. So I have been paying a premium every month without getting any service. I have been with spot for maybe 2-3 years, they had all my dogs records. Recently my dog broke a tooth so I took him to the vet, and he had to have it taken out along with a few others. So I submitted my claim , and all the sudden spot asks for all his medical history again. Which they did have.. but I guess they are just trying to find something. They stated that a vet prior to having joined spot stated my dog had a dental disease ..and from there they concluded that they will not reimburse for anything because now they are blaming it all on the disease even though stormy did not have a stage 4 disease, and the current vet also stated that and this vet had taken X-rays and everything else. So I am curious as to how a vet that stormy was take to, only to get shots not an exam had all these statements to make when he did not even examine my dog. Now looking at all the complaints it seems they are doing this to many others.