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Find a Location

American Credit Network has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    Business ProfileforAmerican Credit Network

    Prepaid Credit Cards

    At-a-glance

    Customer Reviews

    1.8/5stars

    Average of 5 Customer Reviews

    Customer Complaints

    5 complaints closed in last 3 years

    3 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Overview

    American Credit Network is a full service credit repair, monitoring and financial services company. We work with our customers to identify negative credit score reports, challenge those negative items and work to improve and protect credit scores.

    Products & Services

    We offer identity theft protection, credit repair, credit fraud protection, bankruptcy and judgement counseling as well as improving credit rating and full service 24 hour customer specific login portal that constantly monitors all credit reports.

    Business Details

    Location of This Business
    390 N Orange Ave Suite 2300, Orlando, FL 32801-1640
    BBB File Opened:
    1/27/2022
    Hours of Operation

    Primary

    M:
    10:00 AM - 5:00 PM
    T:
    10:00 AM - 5:00 PM
    W:
    10:00 AM - 5:00 PM
    Th:
    10:00 AM - 5:00 PM
    F:
    10:00 AM - 5:00 PM
    Business Management
    • Ritch Shamey, Operations Manager
    Contact Information

    Customer Contact

    • Ritch Shamey, Operations Manager

    Customer Complaints

    5 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    05/29/2024

    Complaint Type:
    Product Issues
    Status:
    Unanswered
    I was contacted by the American Credit Network in 2021 and told that for a 12-month payment plan of $235/month, they could settle three credit card accounts that were in good standing at that time. I was told to stop making monthly payments and that they would contact the companies and would eventually settle with them. I was also told that I would be represented in the event that one of the companies sued me. I spoke several times with their representatives on the phone. I completed the 12-month of payments to the American Credit Network and have not heard from the company since then. Now, I'm being pursued by a process server, and when I try to contact them by e-mail and by phone, I am unable to get any response. I can only conclude that this is some kind of scam, and I want a refund of all the money I paid them.

    Customer Reviews

    5 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Diane P

    1 star

    05/22/2024

    I was called by this company in July 2020. I spoke to **** who explained everything. I was skeptical and almost didnt sign, almost voided the contract within 72 hours after signing. I should have voided it and just dealt with my debt and paid it down. Would have taken time, but I would still have a better credit rating. I paid over 12 k to this company and they said they mailed letters to my creditors, but I never heard from any legal council at this company after 1 call that said call back. I called several times to speak to legal council to have no call back to me. I called many times to speak with my debt counselor and her assistant for updates. At times, the assistant was extremely rude to me telling me that I didnt deserve help because I asked questions about how things worked and where they were in the process. I was told to let them do their job. It was always that they sent letters and I needed to send any communication I got from my creditors. I sent communications I got from my debtors to ACN via their special email I was given. Then in August of 2023 when I was trying to do different housing with a family member, I was told by a lender we were applying to for a loan, that my debts were discharged by the debt company for simple non payment after 3 years. He said that meant that the debt companies wrote off my debt. I have tried to call American Credit Network, but now my phone calls just go to a voicemail. I lost lots of money and time trying to get rid of my debt with help from this company, but I got nothing except a poor credit rating that is still poor after almost 4 years. I was also required by this company to have credit monitoring that cost $19.99/month. ACN insisted that they needed access to the credit monitoring account with MY password. After almost 4 years, I deleted that credit monitoring account. Do Not sign with company! Find one that actually does the job. If I could give a no star rating, I would.

    Local BBB

    BBB Serving Central Florida

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