Reviews

Review Details

• Review fromSherry K

  Date: 05/09/2025

  4 stars
  I was able to get a loan twice through OPP Loans. I like that for unforseen circumstances.I do wish that the interest was lower. But it is what it is.

• Review fromKaren V

  Date: 04/26/2025

  1 star

  Karen V

  Date: 04/26/2025

  Way too high and interest. It is designed to keep you in debt. Only one star because it made me at least put one. Not worth one star.
  

  OppLoans

  Date: 05/02/2025

  Thank you for your feedback. We understand your concerns regarding our interest rates. As a valued customer this is not the impression, we wish for you to have about the company. The interest rates provided by OppFi are specific to your state of residence and allow us to lend to customers who would not typically qualify for loans in the Prime lending space. It is our goal to be completely transparent in our lending practices. Due to this our customers are provided with information regarding the cost of the loan, prior to signing the contract. If there are any specific questions or concerns you would like to elaborate on, please contact us at *********************************************************************** or by calling **************.
  
  Best regards,
  The OppFi Team

• Review fromRyan V

  Date: 04/24/2025

  5 stars

  Ryan V

  Date: 04/24/2025

  Quick and easy online application process. Approved and had the funds the next day. Of course the rates will be high, but having an option with fair credit from past mistakes is a great safety net in times of need, or simply trying to get a fresh start on repairing credit history.
  

  OppLoans

  Date: 04/25/2025

  Thank you for your feedback! We appreciate your business and value you as a customer!

  
  Best regards,
  The ********************** Team

• Review fromLee J

  Date: 04/22/2025

  1 star

  Lee J

  Date: 04/22/2025

  Worst company ever I am paying twice as much for my loan, interest rate is ridiculous do not get a loan from here you will end up in debt definitely dont refinance thats how they get you! Worst mistake of my life
  

  OppLoans

  Date: 04/25/2025

  Thank you for your feedback. We understand your concerns regarding our interest rates. As a valued customer this is not the impression, we wish for you to have about the company. The interest rates provided by OppFi are specific to your state of residence and allow us to lend to customers who would not typically qualify for loans in the Prime lending space. It is our goal to be completely transparent in our lending practices. Due to this our customers are provided with information regarding the cost of the loan, prior to signing the contract. If there are any specific questions or concerns you would like to elaborate on,please contact us at ********************************************* or by calling *************.
  
  Best regards,
  The OppFi Team

• Review fromMaurice M

  Date: 04/18/2025

  1 star

  Maurice M

  Date: 04/18/2025

  Never went through with the application. I read the fine print and this company is a predatory lender. The interest rates are a trap. Dont do business with them.
  

  OppLoans

  Date: 04/25/2025

  Thank you for your feedback. We understand your concerns regarding our interest rates. The interest rates provided by OppFi are specific to your state of residence and allow us to lend to customers who would not typically qualify for loans in the Prime lending space. It is our goal to be completely transparent in our lending practices. Due to this our customers are provided with information regarding the cost of the loan, prior to signing the contract. If there are any specific questions or concerns you would like to elaborate on,please contact us at ********************************************* or by calling *************.
  
  Best regards,
  The OppFi Team

• Review fromSarina M

  Date: 04/15/2025

  1 star

  Sarina M

  Date: 04/15/2025

  If I could leave negative zero stars I would. This company robs those in need. You get approved for **. They charge you double per month ****** bi weekly. Then tell you ***** is going to principal and 2***** is going to interest. LIKE WHAT??? Interest is accrued daily so you will be in another financial hole before you know it. The entire process is unclear as it made it seem you make a monthly ****** per month and you're good to go. After finding out the multiple payments and only ***** going to principal. I asked to change my pay date on the dates I get paid which was a day after. I was told my payments will increase if I do so. This company is design to put people in debt which is shameful knowing the climate of the economy. They are the perfect example of the rich robbing the poor! Especially at a vulnerable times in their life. How do OPPLOAN sleep at night? Especially the CEO . I'll tell you how, with an evil grin, laying their head on a pillow full of money, eating at the finest restaurants, going on luxury trips, setting their family up financially with the poor man's money, while staying in their amazingly cozy homes. OppLoans are robbing us. This unfair practice should be investigated. In closing, do not say call if I have questions and concerns. I did that and got no where. I requested for the CEO to give me a call and got push back. No worries a class action suit will grab their attention.
  

  OppLoans

  Date: 04/17/2025

  Thank you for reaching out to OppFi. We have received your review regarding your recent experience with us, and we apologize for falling short of your expectations. Providing excellent service is our top priority, and we regret any inconvenience that we may have caused you. A complaint associate will reach out to you via email for a more directed response to your concerns.

  
  Best regards,
  The OppFi Team

• Review fromGlenda N

  Date: 04/12/2025

  5 stars

  Glenda N

  Date: 04/12/2025

  My expect with them has been great. They fulfill my request the next business day. Had no problems being approved and payments are reasonable.
  

  OppLoans

  Date: 04/17/2025

  Thank you for your feedback! We appreciate your business and value you as a customer!

  
  Best regards,
  The ********************** Team

• Review fromDail D

  Date: 04/04/2025

  4 stars

  Dail D

  Date: 04/04/2025

  They lie and say u have low credit I have over 650 in credit they gonna tell me it 555 which is a lie they charge 2 times when borrowing a percentage from wat u borrowing and add an additional 50 buck every payment whats the point of takin money n still charging seem like double Dippin
  

  OppLoans

  Date: 04/11/2025

  We are sorry your experience with us was not to your satisfaction and we appreciate your feedback. If you would like to discuss your concern further, please contact us at *********************************************************************** or by calling **************. 

  
  Best regards,
  The OppFi Team

• Review fromSteven F

  Date: 02/28/2025

  3 stars

  Steven F

  Date: 02/28/2025

  Easy to receive the loan, however after paying double what I borrowed I called to request a lower payoff amount, and they would not even discuss options with me. Only use in dire needs because they will not work with you after you have signed and borrowed.
  

  OppLoans

  Date: 03/07/2025

  We are sorry your experience with us was not to your satisfaction and we appreciate your feedback. If you would like to discuss your concern further, please contact us at *********************************************************************** or by calling **************. 

  
  Best regards,
  The OppFi Team

• Review fromNichole L

  Date: 02/22/2025

  5 stars

  Nichole L

  Date: 02/22/2025

  From my experience with Opploans has been amazing! From paying off early to support when things get tough. Opploans, I gratefully appreciate you!
  

  OppLoans

  Date: 02/28/2025

  Thank you for your feedback! We appreciate your business and value you as a customer!

  
  Best regards,
  The ********************** Team