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    ComplaintsforCapitol Federal

    Bank
    View Business profile
    View Business profileBBB accredited business

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    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      I made an online payment from my checking account with Capital Federal Savings on 4/22/2024 in the amount of over $4,500 to pay off balance on credit card from ****** Savings. Cap Fed will only say they mailed out payment with a “3rd” party company (*******) on the 4/22/2024 with no tracking number or information to the checks where about. Meanwhile, payment to truity is now late and charge late fees along with bad credit. Cap Feds only suggestions is this I cancel check since none knows where it is ( at a 32$ fee to me) and reissue another payment. I just sold my home, I have over $40,000 in my checking account and can’t help but feel this is bing done to their advantage. At present, Capital Federal is doing NOTHING about this and has said it is out of their hands. What do I do.

      Business response

      06/14/2024

      Thank you for your feedback regarding your payment experience.  Capitol Federal Customer Service has made contact with you and confirmed your payment successfully reached the intended destination and has been credited.  Thank you again for trusting Capitol Federal with your banking relationship and for being True Blue®.
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      May 2023 Data Breach at Capital Federal where a good portion of my personal information was compromised as well as a corresponding July/August 4 day unannounced bank shutdown for a software update started my complaint. Along with not being able to access my money during this 4 day event with $100 limits on ATM withdrawals. All unacceptable and poor customer service. Will be closing all accounts.

      Business response

      08/31/2023

      Thank you for you input regarding your recent experiences.  We share your frustration with the May 2023 breach incident referenced in your complaint, as the breach occurred with an outside vendor, who notified Capitol Federal after the incident, prompting us to then notify affected customers.  Capitol Federal did undergo a planned change of our core processing systems beginning in the afternoon of Friday, August 4th, through the weekend, and reopened the following Monday morning, August 7th.  In-depth information for customers about what to expect and how to prepare for the conversion weekend was distributed to customers via newsletters and direct mail to your home address, email, online banking messages, social media, online how-to videos, account statement stuffers, signage in all branch locations and on the Bank’s website beginning in May 2023.  Based on all the channels we communicated through to reach all customers continually, we believe we more than adequately informed customers.  We regret to hear you may choose to close your accounts and certainly would value the opportunity to continue serving you.  Thank you for choosing Capitol Federal in the past, and thank you again for your feedback on this matter.

      Business response

      09/15/2023

      From the BUSINESS:
      Sent 9/13/2023 8:32:52 AM
      We did not receive this complaint (dated 8-29-23) timely enough (notification received 9-12-23) to respond. No further action available at this time.

      Customer response

      09/15/2023

       
      Complaint: ********

      I am rejecting this response because:

       I did not receive their response in a timely fashion, prior to closing my accounts for poor service and lack of communication and breach of trust. Close this case as unresolved.

      Sincerely,

      ******* ****

    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Resolved
      I was given multiple gift cards for different occasions. Due to the statue regarding gift card fees in ********, I didn't expect to have my gift cards drained by the company for non-usage fees. I have lost over $*** in real money to non-usage fees. I have alerted the supplier of the gift cards to never use this bank/gift card again but I would like for the bank to reimburse either me or the purchaser of these gift cards. There are plenty of businesses who have managed to figure out how to sell gift cards without non-usage fees associated with them. I would assume a bank could figure it out. Beyond disappointed with this group and think that others should be aware of this as well.

      Business response

      02/13/2023

      Thank you for reaching out to Capitol Federal about your concerns regarding the non-usage fees assessed on gift cards. As Capitol Federal operates out of ****** and ******** our gift cards would meet the requirements of the statutes of the states that we are located in. We would be happy to review the situation in order to assist you, but require more information before we are able to do so. Please let us know if you are comfortable with us contacting you via the contact information that was provided or contact our customer service line at ************** so a customer service representative may gather more information.

      Customer response

      02/21/2023

      (The consumer indicated he/she ACCEPTED the response from the business.)
      Yes, they may contact me with the information already provided. I will not be contacting their customer support hotline as I have already called 2 times before and spent over 45 minutes on hold each time before hanging up. I never was able to talk with a real person.
    • Complaint Type:
      Customer Service Issues
      Status:
      Answered
      I have been trying for months to use Capital Federal online banking. I can't get in. I call and they give me suggestions and I just can't get in. I have a mortgage with them and there is no branch where I can get help. I need help but I can't get it. It is the worst online banking I have ever seen. .

      Business response

      02/08/2023

      Business Response /* (1000, 5, 2023/01/12) */ A Bank agent was able to contact the customer and helped the customer gain access to the online banking system.

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