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Business Profile

Collection Attorneys

Velo Law Office

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Collection Attorneys.

Complaints

Customer Complaints Summary

  • 34 total complaints in the last 3 years.
  • 10 complaints closed in the last 12 months.

If you've experienced an issue

Submit a Complaint

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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Complaint status

Complaint type

  • Initial Complaint

    Date:02/21/2025

    Type:Billing Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    This company is a debt collector and they are disgustingly predatory. I was served with a summons, which is fine. I then contacted the company to discuss payment options. I was told I was going to be sent a copy of their forms for a payment plan. I never received those forms. Instead, I was served with the same summons a second time and of course I was charged for it.When I called to discuss this and again request the payment plan forms that I had requested, no answers were provided, but I am allegedly being sent another copy of the payment plan forms. We'll see if those ever arrive. I called to talk to a supervisor because I believe it is absolutely unfair that I am paying for two service fees when the second was entirely unnecessary. I was told by the girl who answered the phone that I need to submit a request in writing to even speak to a supervisor. This business is shady at best.

    Business Response

    Date: 02/24/2025

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without up front payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreements with our office, to which no representation agreement was located in the complainant's name.

    Customer Answer

    Date: 02/25/2025

     
    Complaint: 22971673

    I am rejecting this response because:
    They have my account, theyre not being truthful. 
    Sincerely,

    **** **********

    Business Response

    Date: 03/03/2025

    Velo Law Office's response remains unchanged.

  • Initial Complaint

    Date:02/17/2025

    Type:Service or Repair Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    They filed garnishment at the beginning of the year. I was paying for almost a year until I filed a court order because I was becoming poor and not able to pay my bills the court signed the order and then for 4 months this company stated they never received their court order that was signed by a judge. They told me to reach out to my HR about requiring the funds that were still being taken after the court order was signed in September. HR kept telling me to reach out to them that they kept cashing checks. And now after the debt has been paid and I was only owing $40 they said last time I called. They now have taken half of my state taxes and have paid my debt double and I still haven't received refund. I will be filing another court order as I've already paid this garnishment off. Also have a signed statement from the judge stating I was to make payments in September and they continuously ignored it and continuously took 2 to $300 out of my check every two weeks for almost a year. And now they've taken double the amount which is stealing and robbery. This is completely illegal and I will be filing a court order to retain the funds that I'm owed. As of now they've taken half my state taxes which is almost another $2,000 when I only owed around $4,000 in January of 2024. And I have been paying religiously every two weeks from the garnishment. So it's impossible that I would owe another $2,000 for them to take for my state taxes I've tried calling and reaching out and they just keep telling me to reach out to my HR and HR tells me I need to contact them so it's just going round and round so I'll be filing another court order to retain my funds that were taken illegally.

    Business Response

    Date: 02/21/2025

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without up front payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreements with our office, to which no representation agreement was located in the complainant's name.

    Customer Answer

    Date: 02/25/2025

     
    Complaint: 22950575

    I am rejecting this response because:
    I was forced to pay $45 to have the account closed even after they already took another $2,000 from me. I have the court order I have records for my bank. So now we're just lying I guess. 
    Sincerely,

    ***** ******

    Business Response

    Date: 03/03/2025

    Velo Law Office's response remains unchanged.

  • Initial Complaint

    Date:12/13/2024

    Type:Service or Repair Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I went to pay my rent at the end of October only for it to be declined, when I checked my bank account there was a 1700 hold on my account. I immediately called the bank who told me That the garnishment was placed by ******** (a collection agency) so I immediately called their office to try and work something out in regards of repayment. I was told no that once a garnishment is in place nothing could be done. I had not recieved one single letter, bill, or threat from this company, and I didnt until the day after the hold was placed. I then recieved a note from my bank explaining the hold. Still not a word from Velo Law. I was totally blindsided by every bit of this, and now currently was left with 7.00 in my account. I hadnt paid bills or bought groceries and now I couldnt. When I questioned Velo Laws office on why I hadnt recieved ANYTHING from them, she said they sent me court papers in March 2023 and I missed a court date. I was NEVER served or mailed any court papers! I would never miss a court date if I were made aware of it! So I went to court on Nov. ************************************************************************************************************ 2 weeks the hold on my bank account would be released and that $400 would go back into my account the rest would go to Velo Law for the amount owed. I asked her if I needed to go in front of the judge or back in the court room, She said No, your all done here so I left. As of today 12/13/24 the hold is still on my bank account. I called ********************** and asked why it was still on hold , the only thing she would say was I cant give you legal advice. Then she gave me the owed balance amount which was $100 more than it was when I went to court. So they are still charging me fees when it should be a closed matter. She told me it was due to non payment. I said you have to release my money in order to get a payment, She again said she couldnt give legal advice and hung up. I dont know what to do !

    Business Response

    Date: 12/19/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without up-front payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition,prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

  • Initial Complaint

    Date:11/25/2024

    Type:Service or Repair Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    This law firm keeps contacting me but they won't tell me who they're looking for and why. I have reason to believe that they are looking for my mother who passed away last year. The one time I did speak to someone a few weeks ago and I explained that my mother and I have the same first and last name they gave a middle initial of L, which is me but again I believe they are looking for my mother whose middle initial is J. She had a lot of bills and such when she passed and I've had problems like this before where people try to collect from me and they were actually looking for her. She had even charged some things under my name in the past and I suspect that's also what may have happened. When they called me today and left a message, they couldn't get through because I have their numbers blocked but they can still leave voicemail, I called them back and refused to give them my name because I said I'm not telling you who I am and tell you tell me who you're looking for and why you're calling. They called me a liar and they told me they believed I was the one they were looking for. So I hung up. I know it's not me they're looking for, I'm positive it's my deceased mother. I just want them to leave me alone. I'm disabled and very ill and this needs to stop. I want no further contact with them.

    Business Response

    Date: 12/18/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without up-front payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition,prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

    Customer Answer

    Date: 12/24/2024

     
    Complaint: 22601483

    I am rejecting this response because:

    This complaint is not valid! The original debtor is trying to charge me for an arson cleanup that happened well after I moved out. I still think the original debtor is looking for my mother who died last year. In any event I know that I do not owe them for an arson cleanup and it's not legal to charge a former tenant for such. Also I believe the former landlord has altered the original rental agreement because among other things **** sent me a copy of it and it says no dogs but I had a dog up until 2017 which was originally allowed. Again my biggest issue is the attempt to charge me for an arson cleanup that as I stated, happened well after I moved out. I was told by a licensed attorney that that was not legal. A landlord cannot charge for an arson cleanup... that's on the property owner, not the tenant.

    Sincerely,

    ***** ******

    Business Response

    Date: 01/02/2025

    Velo Law Office's response remains unchanged.

  • Initial Complaint

    Date:11/05/2024

    Type:Billing Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Velo law showed up on my credit report illegally I have received no type of notifications no type of mail. Dont know what the situation is all of a sudden Im trying to close on a home and this popped up on my credit report.

    Business Response

    Date: 11/06/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without upfront payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

    We are only able to respond to complaints filed by ********'s clients/customers. As a collections law firm/agency we have many interactions with debtors or customers of our client (but not ********'s customer).

    Unfortunately, under federal and state consumer protection laws Velo Law is not even able to acknowledge if a specific debtor is in our system. 

  • Initial Complaint

    Date:10/31/2024

    Type:Customer Service Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with ********************, I do not have a contract with **** LAW. They did not provide me with the original contract as requested.

    Business Response

    Date: 11/05/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without upfront payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

    We are only able to respond to complaints filed by ********'s clients/customers. As a collections law firm/agency we have many interactions with debtors or customers of our client (but not ********'s customer).

    Unfortunately, under federal and state consumer protection laws Velo Law is not even able to acknowledge if a specific debtor is in our system. 

    Customer Answer

    Date: 11/11/2024

     
    Complaint: 22498302

    I am rejecting this response because:

    If you do not have any record or contract of anyone with my name, address, ect. I demand this account be removed from my credit report. 

    Sincerely,

    Renjamin Scribbling-******

    Business Response

    Date: 11/20/2024

    Velo Law Office's response remains unchanged.

    Customer Answer

    Date: 11/20/2024

     
    Complaint: 22498302

    I am rejecting this response because:

    If you cannot provide proof of a contract I demand this collection be deleted from my credit report. 

    Sincerely,

    Renjamin Scribbling-******

    Business Response

    Date: 11/26/2024

    Velo Law Office's response remains unchanged.

  • Initial Complaint

    Date:08/01/2024

    Type:Service or Repair Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    This company is taking money from my check an they have the wrong person which is proven. But they told me it's to bad. This is a crime an I really need answers

    Business Response

    Date: 08/02/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without upfront payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

    We are only able to respond to complaints filed by Velo Law's clients/customers. As a collections law firm/agency we have many interactions with debtors or customers of our client (but not Velo Law's customer).

    Unfortunately, under federal and state consumer protection laws Velo Law is not even able to acknowledge if a specific debtor is in our system. 

  • Initial Complaint

    Date:07/18/2024

    Type:Service or Repair Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Taking money out of my paycheck no lawsuit no judgment

    Business Response

    Date: 07/19/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without upfront payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

    We are only able to respond to complaints filed by Velo Law's clients/customers. As a collections law firm/agency we have many interactions with debtors or customers of our client (but not Velo Law's customer).

    Unfortunately, under federal and state consumer protection laws Velo Law is not even able to acknowledge if a specific debtor is in our system. 

  • Initial Complaint

    Date:04/14/2024

    Type:Sales and Advertising Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I've had a garnishment that started in 2019 for medical bills owed for ****** Healthcare of Cadillac. Velo Law Office is the attorney's office representing ******. They garnished my state taxes in 2020, 2021, & 2022 which left me a balance of $305.76 on the medical bill owed. I filed my ************ kept $229.25 out of my state taxes for the debt. In addition, Velo Law also garnished my employment wages thru ************************* for two pay periods for a total from the wage garnishment of $533.78. They did refund me $225.50 for the overpayment from my wage garnishment & claimed they had not receieved my garnished state taxes yet, which would also be an overpayment. I received my garnishment relaease shortly after March 14, 2024 & the satisfaction of judgement shortly after March 26, 2024. I've emailed them several ************ finally said they receieved my state taxes on March 27, 2024 & mailed them out on April 4, 2024. As of April 13, ****************************************************************** the amount of $229.25 from Velo Law. If you need additional supporting documents I can email those as well.

    Business Response

    Date: 04/16/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without upfront payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of **********************, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

    We are only able to respond to complaints filed by Velo Law's clients/customers. As a collections law firm/agency we have many interactions with debtors or customers of our client (but not Velo Law's customer).

    Unfortunately, under federal and state consumer protection laws Velo Law is not even able to acknowledge if a specific debtor is in our system. 

    Customer Answer

    Date: 05/03/2024

     
    Complaint: 21573037

    I am rejecting this response because:

    I did FINALLY recieve the check for overpayment from my state taxes. I received it 10 days aftwr they originally said they mailed it & approximately 2 weeks when they received my state tax check. Velo law had plenty of contact with me via email & phone. They were representing ****** Healthcare in Cadillac & I was the garnishee.

    Sincerely,

    *********************************

    Business Response

    Date: 05/08/2024

    Our position remains unchanged.

  • Initial Complaint

    Date:02/19/2024

    Type:Order Issues
    Status:
    Answered
    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with 09 YOMOO REAL ESTATE MANAGEMENT Original creditor. I do not have a contract with the collection agency. They did not provide me with the original contract as I requested.

    Business Response

    Date: 02/20/2024

    Velo Law Office is a collections law firm. Our main focus is debt collection accounts that are turned over from our clients/customers. Our clients/customers are collection agencies, medical providers, financial institutions, and other businesses that provide goods and services without upfront payment.

    After a full investigation of the complaint submitted and the individual submitting the complaint, our office has been unable to locate a client/customer by the name, address, phone, and/or email of the individual who filed the complaint.

    All of our clients/customers are known and cataloged. In addition, prior to becoming clients/customers of Velo Law Office, all clients/customers are required to sign a representation agreement with our office, to which no representation agreement was located in the complainant's name.

    We are only able to respond to complaints filed by Velo Law's clients/customers. As a collections law firm/agency we have many interactions with debtors or customers of our client (but not Velo Law's customer).

    Unfortunately, under federal and state consumer protection laws Velo Law is not even able to acknowledge if a specific debtor is in our system. 

Velo Law Office is NOT a BBB Accredited Business.

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