Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Blue Cross & Blue Shield of Minnesota has locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    ComplaintsforBlue Cross & Blue Shield of Minnesota

    Insurance Companies
    View Business profile
    View Business profile

    Need to file a complaint?

    BBB is here to help. We'll guide you through the process.

    File a Complaint

    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

    Filter by

    Showing all complaints

    Filter by

    Complaint Status
    Complaint Type
    • Complaint Type:
      Customer Service Issues
      Status:
      Unanswered
      Since October 2022 I have been unable to access my customer account online at ******************************. I have called multiple times, at least 5, to try to help the issue. There has been no resolution. Multiple customer service representatives have told me they would call me back and they have not. Since October 2022 I haven't been able to log in. I pay a high premium, which I assume includes money that goes towards the upkeep of their website and my portal. I feel I am entitled to compensation for the amount of time I've spent trying to resolve this issue and the lack of a vital aspect of my insurance - to see what providers are in network, to see explanation of benefits, and to access what my benefits include.
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      Logging into the mobile app has not worked for over 1 year. I have sent bug notifications to them and I still cannot login. Just want them to fix this issue. I shouldnt have to call a person to resolve an issue with an app if they have a feedback loop supposed to catch it

      Business response

      08/05/2022

      We will respond directly to the member. Thanks
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      My husband was seen in the Emergency room on 6/5/21. The *** that the insurance sent claimed that provider was to be paid in full on 8/6/21. But we got the **** instead on 9/22/21 we proceeded to pay the **** to prevent it from going to collections.Upon some investigating Blue cross claimed that the provider never cashed the check to cover the services. We have been working on this claim since October 2021. Blue cross has stated multiple times about send a new check to the provider but hasn't yet every time I call on the status. I feel the insurance has not made every effort to resolve this issue in getting our money reimbursed back to when the **** should have been paid by Blue Cross.

      Business response

      05/10/2022

      Sorry, the first request we received was via the mail. I have been unable to get in to this portal and just got the issue fixed with the help of BBB. this members issue has been fixed.
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      I went to surgery for a back issue. Before the surgery I called to make sure everything was good like pre approvals and such. Well of course they ask questions is this auto accident related, is it workmans comp, etc. Months after surgery they send the same questions to me again in writing. The same questions. They dont want to pay and are trying to pass the buck to someone else. They are trying to deny my claim.

      Business response

      12/28/2021

      I apologize that you feel that Blue Cross Blue Shield of Minnesota is trying to deny your claims and that you were asked on two separate occasions, from two separate departments, to confirm that your injury was not auto or work related. It is standard operating procedure to verify that a surgical procedure due to an injury is investigated and verified that it was not due to an auto accident or injury at work, etc before your health plan pays a claim.  I have verified that your claims for your back surgery have been paid correctly according to your plan benefits.

       

      I apologize for any inconvenience or frustration this may have caused you. Thank you for bringing this matter to my attention and allowing me the opportunity to review your concerns. I hope that your future experiences with Blue Cross Blue Shield of Minnesota will meet or exceed your expectations.

      Customer response

      12/29/2021

       I am rejecting this response because:

       

      they harrased me with multiple letters claiming to deny coverage if I didnt respond.  They already had those answers.  I didnt see them adding money to my medical debit card in return as a favor.  no apology for harrasing me  when they already had those answers and wanted to deny my coverage 


    Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business.