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Find a Location

Pumpkin Insurance Services has 1 locations, listed below.

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    Business ProfileforPumpkin Insurance Services

    Pet Insurance

    At-a-glance

    Customer Reviews

    1.31/5stars

    Average of 39 Customer Reviews

    Customer Complaints

    32 complaints closed in last 3 years

    7 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Business Details

    Location of This Business
    251 W 30th St Fl 9, New York, NY 10001
    BBB File Opened:
    9/22/2020

    Customer Complaints

    32 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    01/02/2024

    Complaint Type:
    Service or Repair Issues
    Status:
    Answered
    Pumpkin is my insurance provider for my cats. It is not the same as a healthcare provider for a human. I was approved for $109.45 claim over 30+ days ago, which was supposed to be sent to me as a check which never arrived. Your representatives told me that the check was canceled and to enter my checking account number for a direct deposit. I did that they told me that the funds should arrive in my account by Thursday or Friday this week. This never happened so I called them today to be told that I was lied to by multiple representatives and that its gonna take 30 days from December 12 in order for you guys to re-initiate the payment into my checking account this issue needs to be taken care of now not in 30 days, I pay you guys monthly I pay you guys on time however, you wont pay me on time if this issue is not resolved in a satisfactory manner as well as a refund from my last month since I was not given the service I paid for I will cancel my plan with pumpkin and I will back charge my last six months or the payments you have one week to solve this problem
    Read More

    Customer Reviews

    39 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Mike M

    1 star

    07/17/2024

    Pumpkin insurance is a scam. Filed six claims and all were rejected. Pay $97 a month for nothing. Call them up and they told me I'd have to pay a Year's pay to get out of pumpkin insurance would definitely like something or someone to look into this.

    Pumpkin Insurance Services Response

    08/05/2024

    Thanks for your feedback, ****. Keep in mind that to receive reimbursement, you must first meet your chosen deductible in eligible claims. We definitely understand it can be frustrating when a claim is not approved. Like most providers, we do not provide coverage for pre-existing conditions. This means that if something occurs, or was showing signs or symptoms prior to enrollment or during the waiting period, it would not be eligible for coverage. This includes conditions that are related to, secondary, or resultant from a pre-existing condition. Once a claim is filed, it is then processed by a Pumpkin claims team member, all of which have a veterinary medical background. Our claims team uses medical records and documentation provided by your veterinarian in order to determine coverage eligibility. Keep in mind that while we may not be able to offer coverage for pre-existing issues, new unrelated accidents or illnesses may be eligible for coverage. Additionally, if you added the Preventive Essentials Plan but cancel your plan prior to the end of the 12 months, you may owe an outstanding balance equal to benefits received minus payments made towards the plan, as outlined in the customer agreement. If you need any further assistance, you can reach our care team by phone or chat during business hours, or email us anytime.

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