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Find a Location

Union Home Mortgage Corp. has 180 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforUnion Home Mortgage Corp.

    Mortgage Banker
    HeadquartersMulti Location Business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    2.72/5stars

    Average of 60 Customer Reviews

    Customer Complaints

    53 complaints closed in last 3 years

    23 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Related Categories

    Overview

    Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

    LOAN PRODUCTS
    * Conventional Loans
    * FHA Loan
    * VA Loan
    * USDA Loan
    * Refinancing
    * Rehab Loans
    * New Home Construction Loan

    Business Details

    This is a multi-location business.

    Find a Location

    Union Home Mortgage Corp. has 180 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Headquarters
      8241 Dow Cir, Strongsville, OH 44136-1761
      BBB File Opened:
      8/1/1974
      Years in Business:
      53
      Business Started:
      10/30/1970
      Business Incorporated:
      10/30/1970
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of RM.802837.000 for this business, issued by Ohio Department of Commerce / Division of Financial Institutions

      These agencies may include:

      Ohio Department of Commerce / Division of Financial Institutions

      77 South High Street, 21st Floor

      Columbus OH 43215

      (614) 728-8400

      Fax: (614) 7280380

      http://www.com.ohio.gov/fiin

      BBB records show a license number of RM.802837.032-BR for this business, issued by Ohio Department of Commerce / Division of Financial Institutions

      These agencies may include:

      Ohio Department of Commerce / Division of Financial Institutions

      77 South High Street, 21st Floor

      Columbus OH 43215

      (614) 728-8400

      Fax: (614) 7280380

      http://www.com.ohio.gov/fiin

      BBB records show a license number of NMLS #2229 for this business, issued by Nationwide Mortgage Licensing Service (NMLS)

      These agencies may include:

      Nationwide Mortgage Licensing Service (NMLS)

      (240) 386-4444

      http://www.nmlsconsumeraccess.org

      Type of Entity:
      Corporation
      Alternate Business Name
      • VLoan
      • VLoan Mortgage
      Business Management
      • Mr. Bill Cosgrove, President and C.E.O.
      Contact Information

      Principal

      • Mr. Bill Cosgrove, President and C.E.O.
      Additional Contact Information

      Fax Numbers

      • (440) 234-2744
        Primary Fax

      Customer Complaints

      53 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      05/24/2024

      Complaint Type:
      Billing Issues
      Status:
      Answered
      Union Home Mortgage has pulled 3 mortgage payments - May 2 - 1,223.93; May 3 - 1223.93 and May 6th - 1860.54. In April, I paid 4,485.15 to clear an escrow shortage and applied for an escrow waiver and paid 682.85 and was approved. I pay the loan amount and interest ONLY! The payment adjusted from 1860.54 to 1,223.93 for May. Since this money was drafted from my account in early May I have made numerous phone calls and sent emails questioning when the 3084.47 (1,223.93 falsely pulled and 1860.54 falsely pulled). I have been put on hold while customer service spoke with a supervisor. Today the representative couldn't even explain what happened, a computer issue with the leap year, a January payment..... Then I was told that a check was cut for one 1,223.93 charge but there was a reason the other wouldn't be refunded. I asked to speak with a supervisor and was told that someone would call me back today - didn't happen (second time for not being "called back"). I don't have a check or explanation. When the next mortgage is pulled, there are not sufficient funds to cover it because I'm down 3084.47. My expectation is to be refunded the complete amount, I don't care about the mistake but I do care about the money they have that I can prove is mine, and only mine. This isn't the first bump in the road with this company. The dealings I've had with the escrow side of the business have been seamless and easy. Dealing with the payment / customer service side has been a nightmare. They made the error and I am the one taking time out of my day to fight for money that - to say I'm frustrated is an understatement.
      Read More

      Customer Reviews

      60 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Steven P

      1 star

      07/29/2024

      Today I would like to talk about the difference between a hard pull inquiry and a soft check on your credit. So, imagine this – you’re looking into getting a mortgage and you just want a quick estimate of what your rates might look like. You specifically ask for a soft pull on your credit, which shouldn’t affect your score. But then, the mortgage representative goes ahead and does a hard pull without your consent. This not only affects your credit score but also shows up as an inquiry on your report. It’s frustrating and can be damaging to your overall credit health. It's Important to know your rights and make sure you’re clear with any financial institution or representative about what type of check you want. A soft check is just a surface-level look at your credit, while a hard pull goes deeper and can impact your score. In my opinion, trust is key when it comes to dealing with financial matters. If someone doesn’t respect your wishes for a simple estimate and goes ahead with a hard pull, it’s definitely a red flag. So, always be vigilant and make sure you’re in control of your own financial information. Don't trust this guy: Jason ******* Senior Loan Originator

      Union Home Mortgage Corp. Response

      07/30/2024

      Hello ******, thank you for taking the time to leave us a review. We deeply value customer satisfaction and are committed to providing world-class service. We apologize for shortcomings in your experience. We have escalated your concerns to our Community Management team and someone will be reaching out to you. Please be assured that we take your feedback seriously and will utilize it to enhance our offerings. If there is anything else we can do to assist you better going forward, please let us know.

      Local BBB

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