Business ProfileforAustin Canoe & Kayak

I ordered a kayak from Austin Canoe & Kayak, I had the money to purchase the kayak in full but I financed if with them through a bank called *************** The months passed by as I was making my payments and staying in touch with "ACK", when almost a year passed they finally called me to inform me that my kayak would be in the shop shortly and asked if I'd like to wait a bit longer for the kayak or if I would like a return which I wasn't sure how that would work because I financed the kayak so I told them I'd like to wait a bit longer since I had already waited this long. The year passed and I had not heard from ACK for a while and so I went to check on their website and it stated that the business was permanently closed and I had still not received my kayak... they did me wrong by not informing me that the business was going under. I then contacted ************** to see if I could get a refund for the money that I had payed off for the kayak but no one was able to help and they only told me that they could refund me about $50 which is nothing near to what I payed off. I payed off $655 to ************** and was fooled by ACK into thinking that I would receive my kayak. I have dates of transactions to Synchrony if that would help in this case, I would either like to have the kayak that I was supposed to receive or the money that I had payed off for the kayak back. Please help.