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Find a Location

MOBILITY Credit Union has 1 locations, listed below.

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    Business ProfileforMOBILITY Credit Union

    Credit Union

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 2 Customer Reviews

    Customer Complaints

    4 complaints closed in last 3 years

    1 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Business Details

    Location of This Business
    8384 N Belt Line Rd, Irving, TX 75063-6006
    BBB File Opened:
    9/13/2013
    Years in Business:
    59
    Business Started:
    5/23/1965
    Type of Entity:
    Corporation
    Business Management
    • Ron Perry, President/CEO
    Contact Information

    Principal

    • Ron Perry, President/CEO

    Customer Contact

    • Ron Perry, President/CEO
    Additional Contact Information

    Fax Numbers

    • (214) 574-3163
      Primary Fax

    Industry Tip

    BBB Tip: How to choose a new bank or credit union

    Customer Complaints

    4 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    03/05/2024

    Complaint Type:
    Billing Issues
    Status:
    Resolved
    I am filing this complaint against Mobility Credit Union of ****** **.I obtained a credit card through Mobility CU back in May of 2015. Subsequently after the Covid layoffs I had to do a credit repair in which I settled the owed amount and paid them the balance ($857). Well for the past year and a half I have been battling with Mobility CU to correct my credit file. They reported a 0 balance to 2 credit agencies but left the $857 balance on Trans Union. After going around and around with different departments (credit card, collections and branch offices) It is still on my credit file as a derogatory balance of $857. I got in touch with an employee in their credit card collections **** which told me they would be sending a removal letter but the only thing that happened was they updated the description. I still had a derogatory $857 balance at Trans Union which is incorrect as they did send the correct 0 balance to Experian and Equifax. Well I contacted them again and was able to speak with a Branch Mgr/AVP who actually responded to my emails/calls but unfortunately whatever was submitted from Mobility CU ended up just placing the derogatory description back onto my credit file which dropped my score 30 points. Then a month later I got an alert that Mobility CU added the derogatory $857 balance to Equifax. I now have 2 bureaus reporting this and my score dropped another 15 points for a total of 45 points within 2 months which cancelled my mortgage negotiation contracts! I notified the Branch Manager who actually responds to my inquiries and they advised me that they are escalating this but after this long it is only right to file a complaint with the BBB and CFPB. I have my acct number and I monitor my ********************** through 3 different vendors that can support this happened. Please help me rectify this situation.
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    Customer Reviews

    2 Customer Reviews

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    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Nick C

    1 star

    07/06/2022

    I've been a customer for a little less than 10 years now and a recent billing issue suggested it's time to close my accounts. Subpar customer service is a real problem at Mobility Credit Union, and one that manifests itself in every type of interaction you may have with them. From assisted service over the phone, to self-service online, and from staff to branch managers, Mobility will amaze you with new ways to create frustration. Their website and app are so poorly developed that it makes any type of self-service account management a guessing game, at best, and a gamble far too often. You'll find yourself on the hook for billing and payment issues--core systems issues--that any competent banking institution would have resolved immediately. Want an example? I set up an automatic payment through the Mobility app which, for some reason, left a single month unpaid. I called to ask why, and to ensure I wouldn't have a record on my credit for the next several years, and the branch manager himself attributed the problem to some random form I needed to fill out through a Docusign link emailed to me. How does that make any sense? I have a hundred other online accounts that I set up automatic payments for and none of them required me to fill out a random form I had to get from a person in charge after being passed around on the phone for an hour. Not counting the one representative who actually just hung up on me. The worst part though is that Mobility doesn't care. If there's one thing I've learned about this credit union over the years, it's that Mobility has a clear culture of passing you off to someone else if you have any sort of issue. No one, and I mean no one, has any interest in listening when something is legitimately wrong. I'd understand if they had a competent self-service system, but they don't. What else are people supposed to do but call you? And believe me, no customer enjoys having to do that.

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