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Find a Location

Early Warning has 7 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Early Warning

      5801 N Pima Rd Scottsdale, AZ 85250-2635

      BBB Accredited Business
    • Clearxchange

      150 N College St Fl 8 Charlotte, NC 28202-2271

    • Early Warning

      8745 W Higgins Rd Ste 240 Chicago, IL 60631-4020

    • Early Warning

      275 Sacramento St San Francisco, CA 94111-3810

    • Early Warning

      447 Battery St Ste 200 San Francisco, CA 94111-3235

    Business ProfileforEarly Warning

    Payment Processing Services
    HeadquartersMulti Location Business
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    1.04/5stars

    Average of 126 Customer Reviews

    Customer Complaints

    602 complaints closed in last 3 years

    184 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 12/5/2008

    Years in Business: 17

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    This business offers fraud prevention services to the financial services industry.

    Business Details

    This is a multi-location business.

    Find a Location

    Early Warning has 7 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Early Warning

        5801 N Pima Rd Scottsdale, AZ 85250-2635

        BBB Accredited Business
      • Clearxchange

        150 N College St Fl 8 Charlotte, NC 28202-2271

      • Early Warning

        8745 W Higgins Rd Ste 240 Chicago, IL 60631-4020

      • Early Warning

        275 Sacramento St San Francisco, CA 94111-3810

      • Early Warning

        447 Battery St Ste 200 San Francisco, CA 94111-3235

      Headquarters
      5801 N Pima Rd, Scottsdale, AZ 85250-2635
      BBB File Opened:
      4/11/2008
      Years in Business:
      17
      Business Started:
      8/21/2006
      Business Started Locally:
      8/21/2006
      Business Incorporated:
      8/21/2006
      Accredited Since:
      12/5/2008
      Type of Entity:
      Limited Liability Company (LLC)
      Alternate Business Name
      • Early Warning Services LLC
      • ZellePay
      • Clearxchange
      • Zelle
      Business Management
      • Ms. Christina Reese, Chief Ethics & Compliance Officer and VP, Compliance
      • Ms. Tracy L Cheney, General Counsel
      • Mr. Jose Resendiz, Chief Operating Officer
      • Mrs. Wendy Jacobo, Complaint Handler
      • Ms. Zulema Cruz-Mora, Customer Contact
      • Mrs. Brenda Hernandez, Customer Contact
      • Ms. Katrina Cross, Customer Contact
      • Mr. Julio Lozano, Complaint Handler
      • Mr. Julio Lozano, Complaint Handler
      Contact Information

      Principal

      • Ms. Christina Reese, Chief Ethics & Compliance Officer and VP, Compliance

      Customer Contact

      • Ms. Christina Reese, Chief Ethics & Compliance Officer and VP, Compliance
      • Mr. Jose Resendiz, Chief Operating Officer
      • Mrs. Wendy Jacobo, Complaint Handler
      • Ms. Zulema Cruz-Mora, Customer Contact
      • Ms. Jessica Garcia Olivares, Customer Contact
      • Mrs. Brenda Hernandez, Customer Contact
      • Ms. Katrina Cross, Customer Contact
      • Mr. Julio Lozano, Complaint Handler
      • Mr. Julio Lozano, Complaint Handler
      Additional Contact Information

      Fax Numbers

      • (480) 656-6850
        Primary Fax

      Phone Numbers

      Email Addresses

      Website Addresses

      Customer Complaints

      602 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      05/30/2024

      Complaint Type:
      Service or Repair Issues
      Status:
      Resolved
      I completed a money transfer using Zelle system on5/29/24 for $800.00 from ************* to a Zelle subscriber at ********** I received a confirmation number VBA1Y2UGD and a transaction number ID for the transfer DFS0VBA1Y2UG. The received at Chase did not received the funds. I called my bank and was told the funds transfer over and I had to call Zelle. I called Zelle and they say they do not handle transaction and I need to reach out to the institution for resolution. Well I was provided confirmation number and transaction number and Zelle say they only electronically send the money through., I have in the past seen when transaction were pending with Zelle and my bank was able to reverse the charges. Once Zelle accepts the transaction the bank cannot reverse the charges I was told only Zelle. I have provided the number and the company should be able to confirm if the funds actually reach the ************ As of today funds did not go to the Zelle recipients. The transaction was Zelle using ************. Zelle should be able to confirm this is a Zelle subscriber. I just would like Zelle to return the funds to the sender. If ***** have not received the funds then it is hanging in Zelle system.

      Customer Reviews

      126 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Brian F

      1 star

      07/09/2024

      Im FURIOUS with this scam comapny, recently my account was hacked, somone sent 240 to there account under friends and family so i contact my bank they said because its zelle and its friends and family they cant dispute it because it considdered as a transaction, so i call zelle they dispute it then come back and said no can do as it was an authorized transaction, i spent 3 almost 4 hours on the phone talking with support tring to fiugre this out i got a hold of ****** couldnt do anything i asked for his manager, got a hold of him he said same thing, i ask for his manager he said hes the highest and only manager , what ever!! ok fin i asked where does it say in the licensing user agrement says i cant open a dispute more than once! he said section 26 says it i said ok where i couldnt find it, he looked and as a manger he told me that and yet he spent a good 3 or so minuets tring to find it, HE COULDNT FIND IT AND GOT MAD AND SAID SIR I CANT DO ANYTHING HAVE A NICE DAY AND HUNG UP!!!!!, i call back i asked records of what we went over he said they cant give me any records of transactions or anyhing i asked for it and fraud department told them my story, said in my case is different and would dispute it, also hey said that the so called manager was not actually a manager!! after he gets done about another 10 or so min he says, you already have a dispute open, i cant create one thats already been closed on the same iteM!!.. I have had it with this overall my bank wont help so zelle wont help and im out 240$

      Early Warning Response

      07/16/2024

      Dear *********************,Thank you for contacting Zelle about your recent experience. This letter is in response to your BBB review, received on July 9, 2024. Here at Zelle, we strive to provide exceptional consumer support. We are disappointed to learn of your experience and of the service you have received in your efforts to resolve this matter. We appreciate you taking the time to tell us about your experience and understand that the situation may be very frustrating. It is important to note that Zelle does not hold or handle any money. Zelle provides messaging between the senders bank or credit union and the recipients bank or credit union to facilitate the payment between the two bank accounts, but ********************** does not initiate or process the payment directly. If you are enrolled with a participating bank or credit union, please contact their online customer support team for assistance. However, if you have enrolled with the Zelle mobile application, please call us for assistance toll-free at ************, seven days a week from 10 AM to 10 PM ET, excluding New Years Day, Independence Day, Thanksgiving, and Christmas Day. From outside *****************, call ************ from 10 AM to 10 PM ET, Monday through Sunday. Sincerely, Zelle Support

      Local BBB

      Better Business Bureau Serving the Pacific Southwest

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