ComplaintsforDesigned Receivable Solutions Inc
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Complaint Details
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Initial Complaint
03/08/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
I'm not liable for this debt with Designed Receivable Solutions. I do not have a contract I asked this company to provide me validation of this inaccurate account on my credit report. They did not provide me with the original contract as I have requested several times. Per Law 15 USC 1681 they have not done that and continue to violate my rights by inaccurately reporting this account on my credit report. Law 15 USC 1692 states that this is an unfair practice and a violation of my rights.Business response
03/09/2024
We sent validation of the debt to the consumer on 1/12/2021. The consumer advised us to cease and desist further communication, which we have complied with. The account is accurately reported to the CRAs as "disputed." If the consumer wishes to resolve their debts or discuss payment options that *** be available, they should contact our office.
Regards,
****
********************************** *********************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.
The law limits how long you can be ***d on a debt. Because of the age of your debt, we will not *** you for it. If you do not pay the debt, DRSI *** report it to the credit reporting agencies as unpaid for as long as the law permits this reportingCustomer response
03/10/2024
You are being untruthful!! You have NOT provided any contract bearing MY signature to validate the debt, per the Fair Debt Collection Practices Act. You are also still reporting after the cease and desist. This is clear violation of my rights according to the law!!! Remove this account from my report.Initial Complaint
02/15/2024
- Complaint Type:
- Customer Service Issues
- Status:
- Answered
I am not liable for debt with Springhill Emergency Physician, I do not have a contract with Designed Receivable Solutions, they did not provide me with the original contract as requested.Business response
02/16/2024
We're unable to confirm the correct consumer with the information provided. We'd ask that the consumer provide their account number, date of birth, last four of SSN to confirm that we are addressing the correct consumer.
Thank you,
Initial Complaint
02/04/2024
- Complaint Type:
- Order Issues
- Status:
- Answered
I am not liable for this debt with ***************************. I do not have a contract with Designed Receivable Solutions, **** they did not provide me with the original contract as requested.Business response
02/05/2024
We're unable to confirm the correct consumer with the limited information provided. We'd kindly ask the consumer for additional information (account number, current address, date of birth, last four of SSN, etc.) or to contact our office for assistance.
In response to the complaint that the consumer does not have a contract with DRSI:
The original creditor can assign delinquent debts to third-party collection agencies to collect the debts on their behalf. While the consumer did not create a contract with DRSI, the original creditor has the right to assign the unpaid debt for collection. This is what gives **** the ability to collect the outstanding debt.
Regards,
****
********************************************************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.Initial Complaint
02/03/2024
- Complaint Type:
- Order Issues
- Status:
- Answered
I AM NOT LIABLE TO DESIGNED RECEIVABLE SOLU, I DO NOT HAVE A CONTRACT WITH THIS COLLECTION AGENCY, TO COLLECT OR REPORT THIS TO MY CREDIT REPORT, I DID NOT SIGN ANY CONTRACT TO COLLECT PAYMENT OR TO OWE THEM ANY MONEY, THEY DID NOT PROVIDE ME WITH THE ORIGINAL CONTRACT THAT WAS REQUESTED.Business response
02/04/2024
Greetings,
The original creditor can assign delinquent debts to third-party collection agencies to collect the debts on their behalf. While the consumer did not create a contract with DRSI, the original creditor has the right to assign the unpaid debt for collection. This is what gives DRSI the ability to collect the outstanding debt.
Despite our communication with the consumer, the accounts remain unresolved. We have verified with Cedars that the accounts remain outstanding. Should the consumer wish to discuss or resolve the debts, we encourage them to contact our office.
Regards,
****
********************************************************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.Initial Complaint
01/17/2024
- Complaint Type:
- Order Issues
- Status:
- Answered
I am not liable for this debt with Southland Emergency Medical. I do not have a contract with Designed receivable solutions. They did not provide me with the original contract as requested.Business response
01/18/2024
Greetings,
The original creditor can assign delinquent debts to third-party collection agencies to collect the debts on their behalf. While the consumer did not create a contract with DRSI, the original creditor has the right to assign the unpaid debt for collection. This is what gives DRSI the ability to collect the outstanding debt.
Despite various attempts to contact the consumer, as well as credit disputes that we've responded to, we have not been able to discuss the debts with them. We have verified with Southland *********************** that the account remains outstanding. Should the consumer wish to discuss or resolve the debts, we encourage them to contact our office.
Regards,
****
********************************************************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.
The law limits how long you can be ***d on a debt. Because of the age of your debt, we will not *** you for it. If you do not pay the debt, DRSI may report it to the credit reporting agencies as unpaid for as long as the law permits this reportingInitial Complaint
01/03/2024
- Complaint Type:
- Order Issues
- Status:
- Answered
I am not Liable for this debt with ************** HOSPITAL. I do not have a contract with Designed Receivable Solutions Inc. They did not provide me with the original contract as I requested.Business response
01/03/2024
Greetings,
The original creditor can assign delinquent debts to third-party collection agencies to collect the debts on their behalf. While the consumer did not create a contract with DRSI, the original creditor has the right to assign the unpaid debt for collection. This is what gives DRSI the ability to collect the outstanding debt.
Despite our several communications with the consumer, the account remains unresolved/unpaid. We have verified with ************** Hospital that the account remains outstanding. We will consider this BBB complaint as a dispute. Should the consumer wish to discuss or resolve the debts, we encourage them to contact our office.
Regards,
****
********************************************************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.
The law limits how long you can be ***d on a debt. Because of the age of your debt, we will not *** you for it. If you do not pay the debt, DRSI may report it to the credit reporting agencies as unpaid for as long as the law permits this reportingInitial Complaint
12/18/2023
- Complaint Type:
- Order Issues
- Status:
- Answered
I am not liable for the debt to ***************************. i do not have a contract with DESIGNED RECEIVABLE SOLU & never recieved one after i requested for one.Business response
12/20/2023
Greetings,
The original creditor can assign delinquent debts to third-party collection agencies to collect the debts on their behalf. While the consumer did not create a contract with DRSI, the original creditor has the right to assign the unpaid debt for collection. This is what gives DRSI the ability to collect the outstanding debt.
Despite our several attempts to contact the consumer, we have been unable to assist them in resolving their debts. We have verified with Cedars that the account remains outstanding. We will consider this BBB complaint as a dispute and update the credit bureaus accordingly. Should the consumer wish to discuss or resolve the debts, we encourage them to contact our office.
Regards,
****
********************************************************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.
The law limits how long you can be ***d on a debt. Because of the age of your debt, we will not *** you for it. If you do not pay the debt, DRSI may report it to the credit reporting agencies as unpaid for as long as the law permits this reportingInitial Complaint
12/12/2023
- Complaint Type:
- Customer Service Issues
- Status:
- Answered
I am not liable for this debt with Cedar Sinai. I do not have a contract with Designed Receivable Solutions Inc. They did not supply me with the original contract as requested.Business response
12/14/2023
Greetings,
The original creditor can assign delinquent debts to third-party collection agencies to collect the debts on their behalf. While the consumer did not create a contract with DRSI, the original creditor has the right to assign the unpaid debt for collection. This is what gives DRSI the ability to collect the outstanding debt.
Despite our communication with the consumer, we have not been able to resolve the debts with them. We have verified with Cedars that the account remains outstanding. We will consider this BBB complaint as a dispute and update the credit bureaus accodingly. Should the consumer wish to discuss or resolve the debts, we encourage them to contact our office.
Regards,
****
********************************************************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.
The law limits how long you can be ***d on a debt. Because of the age of your debt, we will not *** you for it. If you do not pay the debt, DRSI may report it to the credit reporting agencies as unpaid for as long as the law permits this reportingInitial Complaint
11/20/2023
- Complaint Type:
- Order Issues
- Status:
- Answered
I do not have debt with SO and SO. I did not sign a contract with SO and SO.Business response
11/21/2023
This complaint is vague. We do not know who or what "SO and SO" is or what the consumer's complaint is based on.
Regards,
DRSI
********** License number: ********
************We are required by regulation of the ************** ********** of ********* Services to notify you of the following information. This information is NOT legal advice: Your creditor or debt collector believes that the legal time limit (statute of limitations) for suing you to collect this debt may have expired.It is a violation of the Fair Debt Collection Practices Act, 15 U.S.C. **** et seq., to *** to collect on a debt for which the state of limitations has expired. However, if the creditor ***s you to collect on this debt, you may be able to prevent the creditor from obtaining a judgment against you. To do so,you must tell the court that the statute of limitations has expired. Even though the Statute of Limitations has expired, you may choose to make payments.However, be aware: if you make a payment, admit to owing the debt, promise to pay the debt, or waive the statute of limitations of the debt, the time period in which the debt is enforceable in court may start again. If you would like to learn more about your legal rights and options, you can consult an attorney or a legal assistance or legal aid organization.
WE ARE REQUIRED BY LAW TO GIVE YOU THE FOLLOWING INFORMATION ABOUT THIS DEBT. The legal time limit (statute of limitations) for suing you to collect this debt has expired. However, if somebody ***s you anyway to try to make you pay this debt, court rules REQUIRE YOU to tell the court that the statute of limitations has expired to prevent the creditor from obtaining a judgment. Even though the statute of limitations has expired, you may CHOOSE to make payments. However,BE AWARE: if you make a payment, the creditors right to *** you to make you pay the entire debt may START AGAIN.Initial Complaint
11/19/2023
- Complaint Type:
- Order Issues
- Status:
- Answered
I am not liable for this debt with ***************************. I do not have a contract with Designed Receivable Solutions Inc. They did not provide me with the original contract as requested.Business response
11/20/2023
We've communicated with the consumer in 2021 and 2022, regarding his unpaid debts owed to ************. We've sent verifications of debt per the consumer's request on 12/8/2021. We called spoke with the consumer on 1/10/2022, and we were told that they weren't going to pay and hung up. If the consumer wishes to discuss options that *** be available to resolve the outstanding balances, we encourage them to contact our office for assistance.
The original creditor can assign delinquent debts to third-party collection agencies to collect the debts on their behalf. While the consumer did not create a contract with DRSI, the original creditor has the right to assign the unpaid debt for collection. This is what gives **** the ability to collect the outstanding debt.
Regards,
****
********************************************************************
********** License number: ********
************
We are debt collectors, this is an attempt to collect a debt, any information obtained will be used for that purpose.
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Customer Complaints Summary
93 total complaints in the last 3 years.
44 complaints closed in the last 12 months.