Reviews
This profile includes reviews for BriteCap Financial LLC's headquarters and its corporate-owned locations. To view all corporate locations, see
Customer Review Ratings
1/5 stars
Average of 10 Customer Reviews
Want to share your experience?
Leave a ReviewReview Details
Review fromANGELA W
Date: 12/05/2024
1 starANGELA W
Date: 12/05/2024
Received a letter to activate our business account. It was never requested AND it has someone else's name on it. There are only 2 owners on my company and we have NEVER heard of this person. The letter is total FRAUD and I insist on someone from BriteCap call me to discuss where they get they're fraudulent information.BriteCap Financial LLC
Date: 03/19/2025
Hi ******, At BriteCap, we pride ourselves on upstanding business practices and are proud to have provided financing to thousands of Americas small businesses. BriteCaps direct mail solicitation is an invitation to apply for business financing and is not a credit card. The invitation is based upon qualifying information BriteCap receives from the ***************************** and data partners. Final approval for funding is based upon verification of certain business characteristics, including recent business revenues and ownership. All business names and the owners/principals associated with each business name are provided to BriteCap from the major business credit bureaus and data partners. Occasionally, individuals associated with businesses are incorrect and, when we become aware of such, we correct the information in our system and advise direct mail recipients to contact the major business credit bureaus as well to ensure the information is corrected.Review frombyron m
Date: 10/10/2024
1 starbyron m
Date: 10/10/2024
False hope, saying yes we can help you and no reply, seems like scam againBriteCap Financial LLC
Date: 03/10/2025
We are sorry to hear that your experience with BriteCap did not meet your expectations. We understand your frustration regarding the financing decision. At BriteCap, we strive to uphold high standards of business practices and customer service. Over the past 20 years, we have successfully provided financing to thousands of small businesses.Our application process involves a thorough review of both the business's credit and the personal credit of the business owner to determine eligibility. We regret that we were unable to meet your financing needs at this time.We wish you and your business the best of luck and hope to have the opportunity to assist you in the future.Sincerely,The BriteCap TeamReview fromKarla D
Date: 09/03/2024
1 starKarla D
Date: 09/03/2024
I called Brite cap since they sent a credit card to my business with a former enployee's name on it. The person who answered talked so fast so i reiterated at the end of her speech if that was what she ment. She said i was not listening and got angry. When i went to say i was double checking, she put me on hold mid sentence. This card was unsolicited.BriteCap Financial LLC
Date: 09/04/2024
HI *****, At BriteCap, we pride ourselves on upstanding business practices and are proud to have provided financing to thousands of Americas small businesses. BriteCaps direct mail solicitation is an invitation to apply for business financing and is not a credit card. The invitation is based upon qualifying information BriteCap receives from the major business credit bureaus and final approval for funding is based upon verification of certain business characteristics, including recent business revenues. All business names and the owners/principals associated with each business name are provided to BriteCap from the major business credit bureaus. Occasionally, individuals associated with businesses are incorrect and, when we become aware of such, we correct the information in our system and advise direct mail recipients to contact the major business credit bureaus as well to ensure the information is corrected. We hope this information helps clarify your misunderstanding. Regarding your experience with our representative over the telephone. Please contact us at *********************************** so we can properly investigate and take corrective actions.Review fromCynthia P
Date: 04/12/2024
1 starCynthia P
Date: 04/12/2024
I received an unsolicited business credit card. Since I have had problems with identity theft in the past, I was very concerned...I immediately suspected this was/is some kind of scam.BriteCap Financial LLC
Date: 04/13/2024
Hi *******, At BriteCap, we pride ourselves on upstanding business practices and are proud to have provided financing to thousands of ******** small businesses. BriteCaps direct mail solicitation is an invitation to apply for business financing and is not a credit card . The invitation is based upon qualifying information BriteCap receives from the major business credit bureaus and final approval for funding is based upon verification of certain business characteristics, including recent business revenues. We hope this information helps clarify your misunderstanding. If you would like additional information, please send us an email at ************************************ We could also remove your company from future mailings. Please send an email to ******************************* with details (the 16-digit code, company name, etc.). Thank you.Review fromSebastian M
Date: 04/12/2024
1 starSebastian M
Date: 04/12/2024
Same here. I received a plastic credit card for a person (with her now maiden name) who has volunteered in our organization. I can't believe I or she would be allowed to activate this card with our business address. Needless to add, I am shocked that they have this information about her.Lastly, the fact that all your replies to our complaints are made of the same template, says volumes about your ethical practices.BriteCap Financial LLC
Date: 04/13/2024
Hi *********, BriteCaps direct mail solicitation is an invitation to apply for business financing and is not a credit card. The invitation is based upon qualifying information BriteCap receives from the major business credit bureaus and final approval for funding is based upon verification of certain business characteristics including ownership & a review of recent business revenues. We hope this information helps clarify your misunderstanding. If you would like additional information, please send us an email at ************************************** could also remove your company from future mailings. Please send an email to ******************************* with details (the 16-digit code, company name, etc.). Thank you.Review fromCaring Transitions of Long Island Z
Date: 04/02/2024
1 starCaring Transitions of Long Island Z
Date: 04/02/2024
I received an unsolicited credit card offer with our business name on it but with an unknown person's name on it too. It is extremely deceiving marketing ploy to get you to subscribe to their credit card. It literally says call to activate the card.. but then read the fine print and it says its just an offer. This company clearly has had multiple complaints for the same behavior over the last couple of years. Why are they still allowed to do this? I want our company name and address removed from all of their mailing and calling lists.BriteCap Financial LLC
Date: 04/03/2024
Hi, At BriteCap, we pride ourselves on upstanding business practices and are proud to have provided financing to thousands of ******** small businesses. BriteCaps direct mail solicitation is an invitation to apply for business financing. The invitation is based upon qualifying information BriteCap receives from the major business credit bureaus and final approval for funding is based upon verification of certain business characteristics, including recent business revenues and stringent identify verification. We hope this information helps clarify your misunderstanding. If you would like additional information, please send us an email at ************************************ Per your request we will remove your company from future mailings. Thank you.Review fromDonna M
Date: 03/28/2024
1 starDonna M
Date: 03/28/2024
***** and fraud, in my opinion!!! Received a credit card offer for a business and person that does not reside at my private residence. I emailed the company, called Britecap, informed them, and complained. I was tolld by Britecap staff that I could 'opt out'. I told the person that 'I never opted in'. Britecap-Please take my address and information out of your system regarding this company and any offers.If a shady criminal gets this offer, I would hate to get caught up in trying to clear things up. NO THANKS BRITECAP. This is not how you do business.BriteCap Financial LLC
Date: 04/01/2024
Hi *****, At BriteCap, we pride ourselves on upstanding business practices and are proud to have provided financing to thousands of ******** small businesses. BriteCaps direct mail solicitation is an invitation to apply for business financing and is not a credit card . The invitation is based upon qualifying information BriteCap receives from the major business credit bureaus and final approval for funding is based upon verification of certain business characteristics, including recent business revenues. We hope this information helps clarify your misunderstanding. If you would like additional information, please send us an email at ************************************ We could also remove your company from future mailings. Please send an email to ******************************* with details (the 16-digit code, company name, etc.). Thank you.Review fromTimothy R
Date: 03/01/2024
1 starTimothy R
Date: 03/01/2024
Like ****************'s post, BriteCap did exactly what he described. BriteCap put a fictitious name as CEO of our company and then sent a pre-approved credit card to our business' legal address. Thankfully, we are not very trusting people and shredded the application and pre-approved credit card as soon as it was received.BriteCap Financial LLC
Date: 03/04/2024
Hi ***,
At BriteCap, we pride ourselves on upstanding business practices and are proud to have provided financing to thousands of ********* small businesses.
BriteCap's direct mail solicitation is an invitation to apply for business financing and is not a credit card. The invitation is based upon qualifying information BriteCap receives from the major business credit bureaus and final approval for funding is based upon verification of certain business characteristics, including identify and business ownership verification.
We hope this information helps clarify your misunderstanding. If you would like additional information, please send us an email at ************************************
Review fromDominic C
Date: 09/21/2023
1 starDominic C
Date: 09/21/2023
As a Senior Fraud Consultant for over (30) thirty plus years I can say unequivocally RUN, don't Walk away from this entity now doing business as ******** Financial LLC (verifiable on the ********** Secretary of State website). They have a well reported deceptive marketing scheme of sending business credit cards to the attention of some random name listed as an "Officer" of the legitimate company and address. They rely on the real business principal calling in to question the name on the mail piece and **** business credit card that is in the mailing and then being sold on taking out a business loan with them. My mentor always told me when questioning a less than truthful subject to ask, "Should I believe you now, or before when you were lying to me?" This is a textbook deceptive business practice and I doubt it is limited to just their marketing department.BriteCap Financial LLC
Date: 09/22/2023
*******, At ********, we pride ourselves on upstanding business practices and are proud to have provided financing to thousands of ******** small businesses. BriteCaps direct mail solicitation is an invitation to apply for business financing and is not a credit card and does not contain the **** brand. The invitation is based upon qualifying information ******** receives from the major business credit bureaus and final approval for funding is based upon verification of certain business characteristics, including recent business revenues. All business names and the owners/principals associated with each business name are provided to ******** from the major business credit bureaus. Occasionally, individuals associated with businesses are incorrect and, when we become aware of such, we correct the information in our system and advise direct mail recipients to contact the major business credit bureaus as well to ensure the information is corrected. We hope this information helps clarify your misunderstanding.Review fromBobby W
Date: 02/07/2023
1 starSent a credit card with an extreme credit limit to my corporation to a different named addressee. I am the only person who works for this corporation. I called to inquire and was told that they provide misleading mailers and randomize names because they are, in my opinion, a fraudulent company. How is this legal in 2023?
BriteCap Financial LLC is BBB Accredited.
This business has committed to upholding the BBB Standards for Trust.
Why choose a BBB Accredited Business?BBB Business Profiles may not be reproduced for sales or promotional purposes.
BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.
When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.
BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.
As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.