Information and Alerts
Important Information
This business is BBB Accredited.
BBB has determined that Credit9 meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.
BBB accreditation does not mean that the business's products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business's product quality or competency in performing services.
Government Actions
The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.
On December 13, 2022, Credit9 Inc and Banir Ganatra entered into a Stipulation and Final Agency Order with the Colorado Attorney General's Office. The Order settles allegations that the business directly or indirectly provided credit services to consumers who were also enrolled in debt management services with another company, to which both companies shared ownership, charged additional fees that are not in compliance with the Uniform Consumer Credit Code, and failed to disclose the fees to consumers in disclosures. Under terms of the Order, the business agreed to comply with the Uniform Consumer Credit Code and the Debt Management Services Act and maintain registration or renew registration in order to further comply and operate in Colorado, and to not enroll any new consumers in Colorado 2 years from the date of this order. Under the terms of the Order, the business agreed to pay restitution in the amount of $200,000. The Order was for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law.
This action is final.
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